Grand Prairie, TX

Greenhill Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Greenhill Apartments in Grand Prairie? Rent here runs $1,080 – $1,310, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

Get Renters Insurance for Greenhill Apartments

Compare renters insurance quotes in seconds


403 Small Hill Dr, Grand Prairie, TX 75050

Grand Prairie

Built 1968 2 stories 50 units
3.8/5 ·24 reviews Google
4/5 ·3 reviews Apt. Finder
$1,080 – $1,310 /month

Monthly Cost Breakdown at Greenhill Apartments

The listed rent isn't the whole number. Here's what Greenhill Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,121 – $1,351
Base Rent $1,080 – $1,310
Required Monthly Fees $25
Est. Renters Insurance $16/mo

Renters Insurance at Greenhill Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Greenhill Apartments can push your insurance cost up or down:

Older Building

Built in 1968 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Identity Theft Concerns

1 mentions in reviews (mail tampering, fraud, personal info)

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1378/100K (13% below national average)

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Greenhill Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Texas. Cats present minimal liability risk vs dogs.

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Greenhill Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Grand Prairie.

Grand Prairie property crime rate

1,378

per 100K residents

13% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
125 / 200
Larceny / theft
1,055 / 1,172
Vehicle theft
198 / 206

U.S. average

Near-average property crime means insurance premiums in Grand Prairie track closely with national baselines.

Source: FBI UCR Program, Grand Prairie (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned
Identity Theft / Mail Fraud Mentioned

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Greenhill Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Greenhill Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Pest Control

Charged per unit.

$5 / mo

Trash

Charged per unit.

$5 / mo

Application Fee Per Applicant

No application fee this month! Charged per applicant.

$50

Administrative Fee

Charged per unit.

Pets Fees

One-Time Pet Fee

Max of 1. Charged per pet.

$250

Pet Deposit

Max of 1. Charged per pet.

$250

Monthly Pet Fee

Max of 1. Charged per pet.

$15 / mo

Amenities

Special Features

67 Free Streaming Channels

Community Features

Wi-Fi Laundry Facilities Maintenance on site 24 Hour Access Online Services Walk-Up Grill Playground

Floor Plan Amenities

High Speed Internet Access Wi-Fi Air Conditioning Heating Ceiling Fans Cable Ready Tub/Shower Granite Countertops Island Kitchen Kitchen Oven Range Refrigerator Freezer Quartz Countertops Hardwood Floors Carpet Vinyl Flooring Dining Room Walk-In Closets Window Coverings Patio

Pet Policy

Bringing a pet? Here's what Greenhill Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$250 Deposit
$15 Monthly Pet Rent
$250 Fee
4 Pet Limit
25 lb Weight Limit
1 Pet Limit

About Greenhill Apartments

Year Built: 1968
Stories: 2 stories
Units: 50
Phone: (682) 297-4735

From the property listing:

Located in the heart of Grand Prairie, Greenhill Apartments affords a very comfortable lifestyle to each and every one of our tenants. A short drive from any of our units provides access to a few of the wonderful Grand Prairie Independent School District schools, most notably the highly rated Stephen F Austin Elementary School, Delmas F Norton Elementary school, John Adams Middle School, and Grand Prairie High School. The proximity allows you to make our property your home for as long as you can envision!

Other Options Nearby

Still weighing your choices? These communities are in the same part of Grand Prairie — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Greenhill Apartments require renters insurance?
We didn't find a public insurance requirement for Greenhill Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Greenhill Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at Greenhill Apartments?
Plan for $1,121 to $1,351/month all-in. That's base rent ($1,080 – $1,310), plus $25/month in required fees (trash, utilities, etc.), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Greenhill Apartments allow pets?
Yes, Greenhill Apartments is pet-friendly. Here are the details: Cats Allowed. $250 Deposit. $15 Monthly Pet Rent. $250 Fee. 4 Pet Limit. 25 lb Weight Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Greenhill Apartments?
Property crime in Grand Prairie sits near the national average — 1,378 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 125/100K here.
What floor plans does Greenhill Apartments offer?
There are 3 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $1,080 – $1,310. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Get Renters Insurance for Greenhill Apartments

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.

Your privacy

We use cookies to run this site, measure how it's used, and support our advertising. See our Privacy Policy for details.