Avalon Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Avalon Apartments in Arlington? Rent here runs $950 – $1,125, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1215 N Cooper St, Arlington, TX 76011

Arlington

Built 1979 2 stories 75 units
4.2/5 ·57 reviews Google
1 review Apt. Finder
$950 – $1,125 /month

Monthly Cost Breakdown at Avalon Apartments

The listed rent isn't the whole number. Here's what Avalon Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $966 – $1,141
Base Rent $950 – $1,125
Est. Renters Insurance $16/mo

Renters Insurance at Avalon Apartments

We found a few insurance details on Avalon Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Avalon Apartments can push your insurance cost up or down:

Older Building

Built in 1979 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Identity Theft Concerns

1 mentions in reviews (mail tampering, fraud, personal info)

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2057/100K (30% above national average)

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Avalon Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Texas. Cats present minimal liability risk vs dogs.

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Avalon Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Arlington.

Arlington property crime rate

2,057

per 100K residents

30% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
211 / 200
Larceny / theft
1,607 / 1,172
Vehicle theft
239 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Avalon Apartments also has on-site security features (Property manager on site, Doorman) that insurers recognize with discounts.

Source: FBI UCR Program, Arlington (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Identity Theft / Mail Fraud Mentioned
Slip/Fall Hazards Mentioned

On-Site Security

Property manager on site Doorman

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Avalon Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Avalon Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$50

Administrative Fee

Charged per unit.

$99

Amenities

Special Features

Elementary School Premium Upgrades Laminate and Tile Flooring Ceiling Fans in Bedrooms Local Attractions Stove Transportation Access BBQ/Picnic Area Garbage Disposals Large Courtyard Updated Apartments

Community Features

Maintenance on site 24 Hour Access Online Services Planned Social Activities Wheelchair Accessible Breakfast/Coffee Concierge Cabana Courtyard Grill Picnic Area

Floor Plan Amenities

High Speed Internet Access Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Storage Space Wheelchair Accessible (Rooms) Dishwasher Disposal Granite Countertops Pantry Kitchen Oven Range Refrigerator Freezer Hardwood Floors Carpet Tile Floors Dining Room Window Coverings Large Bedrooms Porch

Pet Policy

Bringing a pet? Here's what Avalon Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed

About Avalon Apartments

Year Built: 1979
Stories: 2 stories
Units: 75
Phone: (682) 432-0673

From the property listing:

Welcome to Avalon Apartments in Arlington Texas! Our spacious and updated one and two bedroom floorplans you are sure to love. Avalon is conveniently located minutes away from Arlington's Entertainment District! Home to Six Flags, Hurricane Harbor, Texas Rangers Globe Life Park and last but not least, the Dallas Cowboys AT&T Stadium. You can find yourself on a relaxing walk at Randol Mill Park or even River Legacy Park. Our residents love and appreciate our convenient access to Highway I-30 and 360. Call us today to book a tour of our wonderful property!

Other Options Nearby

Still weighing your choices? These communities are in the same part of Arlington — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Avalon Apartments require renters insurance?
We found specific coverage details on Avalon Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Avalon Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at Avalon Apartments?
Plan for $966 to $1,141/month all-in. That's base rent ($950 – $1,125), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Avalon Apartments allow pets?
Yes, Avalon Apartments is pet-friendly. Here are the details: Cats Allowed. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Avalon Apartments?
Property crime in Arlington runs noticeably higher than the national average — 2,057 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 211/100K here. On the property itself, you'll find property manager on site, doorman — features that can qualify for premium discounts.
What floor plans does Avalon Apartments offer?
There are 3 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $950 – $1,125. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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