1277 Cedarland Plaza Dr, Arlington, TX 76011
Arlington
Monthly Cost Breakdown at Cedar Garden Townhomes
The listed rent isn't the whole number. Here's what Cedar Garden Townhomes actually costs each month once you add required fees and insurance.
Renters Insurance at Cedar Garden Townhomes
What Affects Your Premium Here
Every building is different. These factors specific to Cedar Garden Townhomes can push your insurance cost up or down:
Older Building
Built in 1984 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
Ground Level
Single-story — higher flood/water intrusion risk
Vehicle Crime
1 mentions of car theft, vandalism, or break-ins in reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2057/100K (30% above national average)
What You'll Likely Pay
$15
Est. Monthly
$176
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Cedar Garden Townhomes based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Cedar Garden Townhomes:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $15/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Arlington.
Arlington property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Cedar Garden Townhomes also has on-site security features (Property manager on site, Covered parking) that insurers recognize with discounts.
Source: FBI UCR Program, Arlington (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Cedar Garden Townhomes.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Cedar Garden Townhomes. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Pets Fees
One-Time Pet Fee
Charged per pet.
Pet Deposit
Charged per pet.
Parking Fees
Garage Lot
2 car attached garage and additional guest parking
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Cedar Garden Townhomes allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Cedar Garden Townhomes
From the property listing:
UNDER NEW MANAGEMENT Welcome to Cedar Garden Townhomes, where quality and comfort meet. We offer both, short term furnished townhomes and beautiful homes ready for you to move your belongings in. Enjoy such amenities as a swimming pool and private yards. Our on-site management will meet your needs in a friendly and efficient manner. Our residents also enjoy the convenience of being so close to I30, Six Flags, Globe Life Park, Lone Star Park, and AT&T Stadium (home of the Dallas Cowboys)! Let Cedar Garden Townhomes be your new home.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Arlington — compare rent and estimated insurance cost side by side.
Arlington Oaks Apartment Homes
Arlington
Avalon Apartments
Arlington
Carriage House Apartments
Arlington
Cedar Bend Apartments
Arlington
Claremont Apartments
Arlington
Crossroads at Arlington Apartments
Arlington
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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