Claremont Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Claremont Apartments in Arlington? Rent here runs $999 – $1,333, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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971 E Sanford St, Arlington, TX 76011

Arlington

Built 2002 3 stories 261 units
3.7/5 ·88 reviews Google
4/5 ·42 reviews Apt. Finder
$999 – $1,333 /month

Monthly Cost Breakdown at Claremont Apartments

The listed rent isn't the whole number. Here's what Claremont Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,013 – $1,347
Base Rent $999 – $1,333
Est. Renters Insurance $14/mo

Renters Insurance at Claremont Apartments

We found a few insurance details on Claremont Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Claremont Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2057/100K (30% above national average)

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Claremont Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Claremont Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

7 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Arlington.

Arlington property crime rate

2,057

per 100K residents

30% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
211 / 200
Larceny / theft
1,607 / 1,172
Vehicle theft
239 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Claremont Apartments also has on-site security features (Controlled access, Property manager on site, Gated, Sprinklers) that insurers recognize with discounts.

Source: FBI UCR Program, Arlington (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned

On-Site Security

Controlled access Property manager on site Gated Sprinklers

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Claremont Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Claremont Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$25

Pets Fees

Dog Deposit

Charged per pet.

$250

Dog Fee

Charged per pet.

$250

Dog Rent

Charged per pet.

$15 / mo

Cat Deposit

Charged per pet.

$250

Cat Fee

Charged per pet.

$250

Cat Rent

Charged per pet.

$15 / mo

Parking Fees

Parking Fee

Max of 1. Charged per vehicle.

$35 / mo

Amenities

Special Features

Nine-Foot Ceilings Card/Billiards Room Ceiling Fan Community Center & Activity Room Built-In Bookshelf* Resident Event Room Energy Efficient Appliances Generous Storage BBQ/Picnic Area Full-Size Washer/Dryer Connections Hardwood Style Flooring Movie Lounge Private Balcony or Patio Business Center/Conference Room Library Mail Room

Community Features

Laundry Facilities Maintenance on site Vision Impaired Accessible Trash Pickup - Curbside Trash Pickup - Door to Door Laundry Service Public Transportation Key Fob Entry Elevator Business Center Clubhouse Lounge Multi Use Room Storage Space Conference Rooms Courtyard Grill Picnic Area Fitness Center Pool Playground

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Storage Space Double Vanities Tub/Shower Handrails Sprinkler System Framed Mirrors Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Pantry Kitchen Oven Range Refrigerator Freezer Hardwood Floors Carpet Tile Floors Dining Room Office Built-In Bookshelves Vaulted Ceiling Walk-In Closets Linen Closet Balcony Patio

Pet Policy

Bringing a pet? Here's what Claremont Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$250 Deposit
$15 Monthly Pet Rent
$250 Fee
75 lb Weight Limit
2 Pet Limit

About Claremont Apartments

Year Built: 2002
Stories: 3 stories
Units: 261
Phone: (817) 969-3048

From the property listing:

Experience a vibrant 55+ active adult community where elegance meets affordability. Enjoy spacious 1 and 2-bedroom homes, resort-style amenities, and a prime location near top attractions. Discover worry-free living at The Claremontyour perfect place to call home.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Arlington — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Claremont Apartments require renters insurance?
We found specific coverage details on Claremont Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Claremont Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). Claremont Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Claremont Apartments?
Plan for $1,013 to $1,347/month all-in. That's base rent ($999 – $1,333), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Claremont Apartments allow pets?
Yes, Claremont Apartments is pet-friendly. Here are the details: Cats Allowed. $250 Deposit. $15 Monthly Pet Rent. $250 Fee. 75 lb Weight Limit. 2 Pet Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Claremont Apartments?
Property crime in Arlington runs noticeably higher than the national average — 2,057 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 211/100K here. On the property itself, you'll find controlled access, property manager on site, gated, sprinklers — features that can qualify for premium discounts.
What floor plans does Claremont Apartments offer?
There are 5 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $999 – $1,333. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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