Bridgeport Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Bridgeport Apartments in Irving? Rent here runs $879 – $1,660, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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4111 Polaris Dr, Irving, TX 75038

Irving

Managed by Turner Impact Capital Built 1982 3 stories 312 units
2.7/5 ·218 reviews Google
4/5 ·75 reviews Apt. Finder
$879 – $1,660 /month

Monthly Cost Breakdown at Bridgeport Apartments

The listed rent isn't the whole number. Here's what Bridgeport Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $894 – $1,675
Base Rent $879 – $1,660
Est. Renters Insurance $15/mo

Renters Insurance at Bridgeport Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Bridgeport Apartments can push your insurance cost up or down:

Older Building

Built in 1982 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Identity Theft Concerns

1 mentions in reviews (mail tampering, fraud, personal info)

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1783/100K (13% above national average)

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Bridgeport Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Bridgeport Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Irving.

Irving property crime rate

1,783

per 100K residents

13% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
252 / 200
Larceny / theft
1,250 / 1,172
Vehicle theft
280 / 206

U.S. average

Near-average property crime means insurance premiums in Irving track closely with national baselines. Bridgeport Apartments also has on-site security features (Property manager on site, Covered parking, On site maintenance) that insurers recognize with discounts.

Source: FBI UCR Program, Irving (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Pest Issues Mentioned
Noise Mentioned
Maintenance Issues Mentioned
Safety Concerns Mentioned
Identity Theft / Mail Fraud Mentioned

On-Site Security

Property manager on site Covered parking On site maintenance

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Bridgeport Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Bridgeport Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$85

Administrative Fee

Charged per unit.

$150

Pets Fees

One-Time Pet Fee

Max of 2. Charged per pet.

$500

Monthly Pet Fee

Max of 2. Charged per pet.

$50 / mo

Parking Fees

Parking Fee

Max of 1. Charged per vehicle.

Free

Amenities

Special Features

Natural Landscaping Renovated Interiors* Spacious Walk-In Closets 24/7 Emergency Maintenance Recycling Air Conditioning & Heating Designated Resident Parking Sunroom* Carports Available Granite Countertops* Private Patios & Balconies* 24/7 Community Monitoring Mobile Messaging for Personalized Communication Resident Package Delivery Two Resort-Style Swimming Pools Washer & Dryer Connections* Bark Park Friendly, Bilingual Staff Self-Service Maintenance Portal After-Hours Patrol Close to DFW Airport Upgraded Tile Backsplash* Vibrant Resident Hub & Community Events

Community Features

Laundry Facilities Maintenance on site Recycling Online Services Planned Social Activities Pet Play Area Business Center Clubhouse Walk-Up Cabana Pool Tennis Court Pickleball Court

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Hookup Air Conditioning Heating Cable Ready Storage Space Tub/Shower Fireplace Dishwasher Disposal Granite Countertops Pantry Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Hardwood Floors Carpet Dining Room Family Room Office Recreation Room Sunroom Vaulted Ceiling Walk-In Closets Linen Closet Window Coverings Large Bedrooms Balcony Patio

Pet Policy

Bringing a pet? Here's what Bridgeport Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$20 Monthly Pet Rent
$500 Fee
50 lb Weight Limit
2 Pet Limit

About Bridgeport Apartments

Year Built: 1982
Stories: 3 stories
Units: 312
Management: Turner Impact Capital
Phone: (682) 688-2224

From the property listing:

Nestled near the heart of Irving, Bridgeport Apartments blends everyday comfort with a true sense of community. Choose from pet-friendly studio, 1-, and 2-bedroom floor plans with walk-in closets, wood flooring, vaulted ceilings, and private balconies. Take a dip in one of our two resort-style pools, relax in the poolside cabana, or challenge friends on the pickleball courts. Host a BBQ, let your pup run free in the Bark Park, or join neighbors at one of our vibrant community events in the resident hub.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Irving — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Bridgeport Apartments require renters insurance?
We didn't find a public insurance requirement for Bridgeport Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Bridgeport Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Bridgeport Apartments?
Plan for $894 to $1,675/month all-in. That's base rent ($879 – $1,660), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Bridgeport Apartments allow pets?
Yes, Bridgeport Apartments is pet-friendly. Here are the details: Cats Allowed. $20 Monthly Pet Rent. $500 Fee. 50 lb Weight Limit. 2 Pet Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Bridgeport Apartments?
Property crime in Irving sits near the national average — 1,783 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 252/100K here. On the property itself, you'll find property manager on site, covered parking, on site maintenance — features that can qualify for premium discounts.
What floor plans does Bridgeport Apartments offer?
There are 9 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $879 – $1,660. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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