Crossings at Irving Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Crossings at Irving Apartments in Irving? Rent here runs $1,086 – $1,632, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1900 Estrada Pky, Irving, TX 75061

Irving

Built 1984 2 stories 160 units
3.9/5 ·161 reviews Google
1 review Apt. Finder
$1,086 – $1,632 /month

Monthly Cost Breakdown at Crossings at Irving Apartments

The listed rent isn't the whole number. Here's what Crossings at Irving Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,218 – $1,764
Base Rent $1,086 – $1,632
Required Monthly Fees $117
Est. Renters Insurance $15/mo

Renters Insurance at Crossings at Irving Apartments

We found a few insurance details on Crossings at Irving Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

In Crossings at Irving Apartments's own words:

"Renters Insurance Program"

What Affects Your Premium Here

Every building is different. These factors specific to Crossings at Irving Apartments can push your insurance cost up or down:

Older Building

Built in 1984 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1783/100K (13% above national average)

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Crossings at Irving Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Crossings at Irving Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Irving.

Irving property crime rate

1,783

per 100K residents

13% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
252 / 200
Larceny / theft
1,250 / 1,172
Vehicle theft
280 / 206

U.S. average

Near-average property crime means insurance premiums in Irving track closely with national baselines. Crossings at Irving Apartments also has on-site security features (Package service, Property manager on site, Package lockers, Sprinklers, Covered parking) that insurers recognize with discounts.

Source: FBI UCR Program, Irving (2024-12 to 2025-11)

On-Site Security

Package service Property manager on site Package lockers Sprinklers Covered parking

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Crossings at Irving Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Crossings at Irving Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Trash Fee

Charged per unit.

$10 / mo

Utility - Billing Administrative Fee

Charged per unit.

$5 / mo

High Speed Internet Access

Charged per unit.

$55 / mo

Pest Control

Charged per unit.

$8 / mo

Package Lockers

Charged per unit.

$9 / mo

Application Fee Per Applicant

Charged per applicant.

$50

Administrative Fee

Charged per unit.

$49

Pets Fees

One-Time Pet Fee

Max of 1. Charged per pet.

$395 - $395

Monthly Pet Fee

Max of 1. Charged per pet.

$25 / mo

Pet Deposit

Charged per pet.

$400

Parking Fees

Parking Deposit

Charged per vehicle.

Free

Parking Fee

Charged per vehicle.

Free

Parking Fee

Charged per vehicle.

$35 / mo

Parking Fee

Charged per vehicle.

$25 / mo

Other

Reserved parking

Parking

No fee to regular parking

Covered

Reserved Carports

Amenities

Special Features

Covered Parking High Speed Internet Lockers Dedicated Dining Area Framed Mirriors Soaking Tub with Shower Framed Mirrior

Community Features

Wi-Fi Laundry Facilities Maintenance on site Online Services Pet Play Area Walk-Up Courtyard Grill Picnic Area Pool Playground Tennis Court Volleyball Court

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Tub/Shower Fireplace Sprinkler System Framed Mirrors Dishwasher Disposal Pantry Kitchen Microwave Oven Range Refrigerator Freezer Hardwood Floors Carpet Vinyl Flooring Dining Room Walk-In Closets Double Pane Windows Balcony Patio

Pet Policy

Bringing a pet? Here's what Crossings at Irving Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$400 Deposit
$25 Monthly Pet Rent
$395 Fee
1 Pet Limit

About Crossings at Irving Apartments

Year Built: 1984
Stories: 2 stories
Units: 160
Phone: (972) 793-0243

From the property listing:

Welcome to Crossings at Irving Apartments, where comfort, convenience, and community come together. Our beautiful and spacious one- and two-bedroom apartments are thoughtfully designed to provide exceptional value and quality living in the heart of the metroplex. Ideally situated between Dallas and Fort Worth, our prime location offers quick and easy access to Highways 183 and 161, making commuting across the DFW area a breeze. Beyond the perfect location, our community is packed with amenities designed to enhance your lifestyle.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Irving — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Crossings at Irving Apartments require renters insurance?
We found specific coverage details on Crossings at Irving Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Crossings at Irving Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Crossings at Irving Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Crossings at Irving Apartments?
Plan for $1,218 to $1,764/month all-in. That's base rent ($1,086 – $1,632), plus $117/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Crossings at Irving Apartments allow pets?
Yes, Crossings at Irving Apartments is pet-friendly. Here are the details: Cats Allowed. $400 Deposit. $25 Monthly Pet Rent. $395 Fee. 1 Pet Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Crossings at Irving Apartments?
Property crime in Irving sits near the national average — 1,783 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 252/100K here. On the property itself, you'll find package service, property manager on site, package lockers, sprinklers — features that can qualify for premium discounts.
What floor plans does Crossings at Irving Apartments offer?
There are 7 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,086 – $1,632. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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