4208 W Pioneer Dr, Irving, TX 75061
Irving
Monthly Cost Breakdown at Creekwood Apartment Homes
The listed rent isn't the whole number. Here's what Creekwood Apartment Homes actually costs each month once you add required fees and insurance.
Renters Insurance at Creekwood Apartment Homes
What Affects Your Premium Here
Every building is different. These factors specific to Creekwood Apartment Homes can push your insurance cost up or down:
Older Building
Built in 1983 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1783/100K (13% above national average)
What You'll Likely Pay
$15
Est. Monthly
$176
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Creekwood Apartment Homes based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Creekwood Apartment Homes:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $15/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Irving.
Irving property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in Irving track closely with national baselines. Creekwood Apartment Homes also has on-site security features (Package service, Property manager on site, Covered parking) that insurers recognize with discounts.
Source: FBI UCR Program, Irving (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Creekwood Apartment Homes.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Creekwood Apartment Homes. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Trash Services - Hauling
Amount for shared trash/waste services. Charged per unit.
Parking - Reserved
Amount for reserved parking space/services. May be subject to availability. Charged per unit.
Pest Control Services
Amount for pest control services. Charged per unit.
Trash Administrative Fee
Amount to manage trash service billing. Charged per unit.
Utility - Water/Sewer
Usage-Based (Utilities).Amount for provision and/or consumption of water and sewer services Charged per unit.
Utility - Electric - Third Party
Usage-Based (Utilities).Amount for provision and consumptionof electric paid to a third party. Charged per unit. Payable to 3rd Party
Renters Liability Insurance - Third Party
Amount for renters liability insurance obtained through resident's provider of choice. Charged per leaseholder. Payable to 3rd Party
Utility - Stormwater/Drainage
Usage-Based (Utilities).Amount for provision of storm water services. Charged per unit.
Utility - Gas
Usage-Based (Utilities).Amount for provision and consumptionof natural gas. Charged per unit.
Security Deposit (Refundable)
Amount intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit type.
Application Fee
Amount to process application, initiate screening, and take a rental home off the market. Charged per applicant.
Administrative Fee
Amount to facilitate move-in process for a resident. Chargedper unit.
Pets Fees
Pet Fee
We welcome 2 pets per apartment home. There is a non-refundable pet fee of $250 and a refundable pet deposit of $250 per pet. Pet rent is $15 per pet. There is a weight limit of 75 pounds per pet and aggressive breeds are prohibited.
Pet Deposit (Refundable)
Max of 1. Amount for pet living in rental home. May be assessed per pet or per rental home, based on lease requirements. Refunds processed per lease terms. Charged per pet.
Pet Rent
Max of 1. Monthly amount for authorized pet. Charged per pet
Addons Fees
Short Term Rental
Amount for rental home occupancy for a shorter lease term. May be subject to availability. Charged per unit.
Situational Fees
Express Move Out
Amount for community to perform rental home cleaning upon move-out. Charged per unit type.
Month-to-Month Fee
Amount, in addition to base rent, for a month-to-month leaseCharged per unit.
Positive Credit Reporting Services
Amount to send positive payment history to credit reporting agency(ies); per person. Charged per leaseholder. Payable to 3rd Party
Payment Services - Alternative
Amount for using a third party rent payment installment program (i.e. Flex, Jetty Rent). Charged per unit. Payable to 3rd Party
Renters Liability Only - Non-Compliance
Amount for not maintaining required Renters Liability PolicyCharged per unit.
Lease Violation
Amount for violation of community policies and/or per lease terms. Charged per unit.
Returned Payment Fee (NSF)
Amount for returned payment. Charged per unit.
Access/Lock Change Fee
Amount to change or reprogram access to rental home. Chargedper unit.
Utility - Vacant Processing Fee
Amount for failing to transfer utilities into resident name.Charged per unit.
Intra-Community Transfer Fee
Amount due when transferring to another rental unit within community. Charged per unit.
Early Lease Termination/Cancellation
Amount to terminate lease earlier than lease end date; excludes rent and other charges. Charged per unit.
Reletting Fee
Marketing fee related to early lease termination; excludes rent and other charges. Charged per unit.
Late Fee
Amount for paying after rent due date; per terms of lease. Charged per unit.
Liquidated Damages
Amount for not satisfying the application and/or lease termsCharged per unit.
Payment Services - Third Party
Amount for using a third party, electronic payment processing service (i.e. credit card, ACH, etc.). Charged per unit. Payable to 3rd Party
Lease Violation - Extermination Services
Amount for violation of pest-related community policies. Charged per unit.
Legal/Eviction Fees
Amount for legal expenses incurred for lease violations. Charged per unit.
Utility - Vacant Cost Recovery
Usage-Based (Utilities).Amount for utility usage not transferred to resident responsibility any time during occupancy. Charged per unit.
Pet/Animal - Lease Violation
Amount for violation of community policies related to pet orassistance animal. Charged per unit.
Security Deposit - Additional (Refundable)
Additional amount, based on screening results, intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Creekwood Apartment Homes allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Creekwood Apartment Homes
From the property listing:
We are now accepting in-person and self-guided tours via scheduled appointments only. Our virtual tours are also available. Please schedule yours today. Welcome to Creekwood - the Apartment Community that offers quality as well as large variety of amenities, making each individual apartment a unique home. As you approach Creekwood and pull into your individually assigned covered parking space, one look around tells you that the professional management and maintenance team have been busy.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Irving — compare rent and estimated insurance cost side by side.
2803 Riverside Apartments
Irving
3800 on Portland Apartments
Irving
Avalon Villas (LeaseCo) Apartments
Irving
Bridgeport Apartments
Irving
Brookstone & Terrace Apartments
Irving
Crossings at Irving Apartments
Irving
Frequently Asked Questions
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What will I actually pay per month at Creekwood Apartment Homes?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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