Camden Crossing Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Camden Crossing Apartments in Southwest Fort Worth? Rent here runs $1,025 – $1,600, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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312 Mcalister Rd, Burleson, TX 76028

Southwest Fort Worth

Built 2023 3 stories 144 units
4/5 ·94 reviews Google
Apt. Finder
$1,025 – $1,600 /month

Monthly Cost Breakdown at Camden Crossing Apartments

The listed rent isn't the whole number. Here's what Camden Crossing Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,392 – $1,967
Base Rent $1,025 – $1,600
Required Monthly Fees $354
Est. Renters Insurance $13/mo

Renters Insurance at Camden Crossing Apartments

We found a few insurance details on Camden Crossing Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Camden Crossing Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Vehicle Crime

1 mentions of car theft, vandalism, or break-ins in reviews

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 783/100K (50% below national average)

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Camden Crossing Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Camden Crossing Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Burleson.

Burleson property crime rate

783

per 100K residents

50% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
69 / 200
Larceny / theft
655 / 1,172
Vehicle theft
59 / 206

U.S. average

Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower. Camden Crossing Apartments also has on-site security features (Property manager on site) that insurers recognize with discounts.

Source: FBI UCR Program, Burleson (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Frequent topic
Water Damage Mentioned
Vehicle Crime Mentioned

On-Site Security

Property manager on site

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Camden Crossing Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Camden Crossing Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Valet Trash

Charged per unit.

$25 / mo

Valet Trash Fee

Charged per unit.

$25 / mo

Pest Control

Charged per unit.

$5 / mo

Pest Control Fee

Charged per unit.

$5 / mo

Internet Amenity Fee

Charged per unit.

$65 / mo

Internet Fee

Charged per unit.

$65 / mo

Technology Fee

Charged per unit.

$89 / mo

Application Fee Per Applicant

Charged per applicant.

$75

Administrative Fee

Charged per unit.

Pets Fees

One-Time Pet Fee

Max of 2. Charged per pet.

$425

Amenities

Special Features

Pet Park Pickle Ball Court Central Heat/Air

Community Features

Maintenance on site Online Services Pet Play Area Pool

Floor Plan Amenities

Washer/Dryer Hookup Air Conditioning Ceiling Fans Disposal Ice Maker Granite Countertops Stainless Steel Appliances Microwave Oven Range Refrigerator Freezer Hardwood Floors Walk-In Closets Balcony

Pet Policy

Bringing a pet? Here's what Camden Crossing Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Pet policies are negotiable.

About Camden Crossing Apartments

Year Built: 2023
Stories: 3 stories
Units: 144
Phone: (817) 476-9929

From the property listing:

Welcome to Camden Crossing (new) Apartments, where comfort and convenience enhance your modern lifestyle. Our Burleson, TX, apartments feature everything you need to live comfortably in a place that feels like home as soon as you walk through the door.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Burleson — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Camden Crossing Apartments require renters insurance?
We found specific coverage details on Camden Crossing Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Camden Crossing Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Camden Crossing Apartments?
Plan for $1,392 to $1,967/month all-in. That's base rent ($1,025 – $1,600), plus $354/month in required fees (trash, utilities, etc.), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Camden Crossing Apartments allow pets?
Pet policies at Camden Crossing Apartments are handled on a case-by-case basis — contact the leasing office for details.
How safe is the area around Camden Crossing Apartments?
Property crime in Burleson is well below the national average — 783 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 69/100K here. On the property itself, you'll find property manager on site — features that can qualify for premium discounts.
What floor plans does Camden Crossing Apartments offer?
There are 3 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $1,025 – $1,600. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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