Cortland Benbrook Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Cortland Benbrook Apartments in Southwest Fort Worth? Rent here runs $1,167 – $2,012, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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9510 Westpark Dr, Benbrook, TX 76126

Southwest Fort Worth

Managed by Cortland Built 1985 3 stories 322 units
3.8/5 ·332 reviews Google
4/5 ·22 reviews Apt. Finder
$1,167 – $2,012 /month

Renters Insurance at Cortland Benbrook Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Cortland Benbrook Apartments can push your insurance cost up or down:

Older Building

Built in 1985 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1507/100K (near national average)

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Cortland Benbrook Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Cortland Benbrook Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Benbrook.

Benbrook property crime rate

1,507

per 100K residents

Near U.S. average

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
140 / 200
Larceny / theft
1,260 / 1,172
Vehicle theft
107 / 206

U.S. average

Near-average property crime means insurance premiums in Benbrook track closely with national baselines. Cortland Benbrook Apartments also has on-site security features (Package service, Property manager on site, Covered parking, Perimeter fencing) that insurers recognize with discounts.

Source: FBI UCR Program, Benbrook (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Noise Mentioned

On-Site Security

Package service Property manager on site Covered parking Perimeter fencing

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Cortland Benbrook Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Cortland Benbrook Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Trash

Trash: $15 due monthly Charged per unit.

$15 / mo

Valet trash

Valet trash: $25 due monthly Charged per unit.

$25 / mo

Drainage Admin

Drainage Admin: $3 due monthly Charged per unit.

$3 / mo

Pest Control

Pest Control: $6 due monthly Charged per unit.

$6 / mo

Service Fee

Service Fee: $7.80 due monthly Charged per unit.

$7.80 / mo

Administration Fee (per household)

Administration Fee (per household): $150 deposit due at application Charged per unit.

$150

Application Fee (per applicant)

Application Fee (per applicant): $75 due at application Charged per applicant.

$75

Pets Fees

Dog - Pet Fee - Dog

Pet Fee - Dog: $500 due at move-in Charged per pet.

$500

Dog - Pet - Monthly Pet Charge - Dog

Pet - Monthly Pet Charge - Dog: $25 due monthly Charged per pet.

$25 / mo

Cat - Pet Fee - Cat

Pet Fee - Cat: $500 due at move-in Charged per pet.

$500

Cat - Pet - Monthly Pet Charge - Cat

Pet - Monthly Pet Charge - Cat: $25 due monthly Charged per pet.

$25 / mo

Parking Fees

Parking Fee

Charged per vehicle.

Free

Parking

Additional fee may be required

Covered

Additional fee may be required

Addons Fees

Vehicle

Vehicle: $0 due monthly Charged per unit.

N/A / mo

Situational Fees

Late Rent Fee

Late Rent Fee: 10% of rent due at late rent. Charged per unit.

Varies / occurrence

Reletting Fee

Reletting Fee (multiplier): 85% of rent due at early termination. Charged per unit.

Varies one-time

Early Termination Fee

Early Termination Fee: 200% of rent due at early terminationCharged per unit.

Varies one-time

Amenities

Special Features

.Fenced-In Backyard 24/7 Service Hotline Covered Parking Custom Cabinetry With Tile Backsplashes In-Home, Full-Size Wash & Dryer Sets Modern Lighting Vinyl Floorings Walk-In Closet

Community Features

Community-Wide WiFi Maintenance on site Online Services Planned Social Activities Pet Play Area Lounge Walk-Up Sundeck Courtyard Grill Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Storage Space Double Vanities Tub/Shower Framed Mirrors Dishwasher Disposal Granite Countertops Stainless Steel Appliances Pantry Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Breakfast Nook Hardwood Floors Carpet Vinyl Flooring Dining Room Built-In Bookshelves Crown Molding Walk-In Closets Linen Closet Loft Layout Window Coverings Large Bedrooms Balcony Patio Deck Yard

Pet Policy

Bringing a pet? Here's what Cortland Benbrook Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$25 Monthly Pet Rent
$500 Fee
80 lb Weight Limit
2 Pet Limit

About Cortland Benbrook Apartments

Year Built: 1985
Stories: 3 stories
Units: 322
Management: Cortland
Phone: (817) 438-3729

From the property listing:

Located minutes away from top-rated Benbrook schools and popular shopping, dining, and entertainment spots, our apartments in South Fort Worth offer the best of Benbrook at your doorstep. Upscale features like granite countertops, custom cabinetry, and energy-efficient, stainless steel appliances will make you proud to call any of our one, two, and three-bedroom apartments in Benbrook, Texas home. Convenience to Benbrook Blvd, I-20, I-820, and major employers like Lockheed Martin and Texas Health Resources makes your everyday commute a breeze.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Benbrook — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Cortland Benbrook Apartments require renters insurance?
We didn't find a public insurance requirement for Cortland Benbrook Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Cortland Benbrook Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). For context, the statewide average is $14/month, so this building is right around average.
Does Cortland Benbrook Apartments allow pets?
Yes, Cortland Benbrook Apartments is pet-friendly. Here are the details: Cats Allowed. $25 Monthly Pet Rent. $500 Fee. 80 lb Weight Limit. 2 Pet Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Cortland Benbrook Apartments?
Property crime in Benbrook sits near the national average — 1,507 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 140/100K here. On the property itself, you'll find package service, property manager on site, covered parking, perimeter fencing — features that can qualify for premium discounts.
What floor plans does Cortland Benbrook Apartments offer?
There are 11 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,167 – $2,012. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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