4013 W Northgate Dr, Irving, TX 75062
Irving
Monthly Cost Breakdown at Devon on Northgate Apartments
The listed rent isn't the whole number. Here's what Devon on Northgate Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Devon on Northgate Apartments
We found a few insurance details on Devon on Northgate Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Devon on Northgate Apartments can push your insurance cost up or down:
Older Building
Built in 1985 — older plumbing/electrical may increase risk
Gated Community
Gated access reduces theft risk — may qualify for security discount
Vehicle Crime
3 mentions of car theft, vandalism, or break-ins in reviews
Security System Issues
1 mentions of broken gates, cameras, or locks in reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1783/100K (13% above national average)
What You'll Likely Pay
$15
Est. Monthly
$176
Est. Annual
$14
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Devon on Northgate Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Devon on Northgate Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $14/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Irving.
Irving property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in Irving track closely with national baselines. Devon on Northgate Apartments also has on-site security features (Property manager on site, Gated, Doorman, On site maintenance) that insurers recognize with discounts.
Source: FBI UCR Program, Irving (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Devon on Northgate Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Devon on Northgate Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Package Concierge Fee
Charged per unit.
Utility Charges - Trash
Charged per unit.
Trash
Charged per unit.
Utility Service Fee
Charged per unit.
Utility Reimb/Internet
Charged per unit.
Internet Package
Charged per unit.
Utility - Water
Charged per unit.
Application Fee Per Applicant
Charged per applicant.
Application Fee
Charged per applicant.
Administrative Fee
Charged per unit.
Community Amenity Fee
Charged per unit.
Pets Fees
One-Time Pet Fee
Max of 2. Charged per pet.
Monthly Pet Fee
Max of 2. Charged per pet.
Non-Refundable Pet Fee
Charged per pet.
Pet Rent - Monthly
Charged per pet.
Parking Fees
Parking Fee
Charged per vehicle.
Parking Fee
Max of 1. Charged per vehicle.
Parking
Charged per vehicle.
Addons Fees
Water
Charged per unit.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Devon on Northgate Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Devon on Northgate Apartments
From the property listing:
Welcome to Devon on Northgtae - an apartment community located in the Song Neighborhood area of Irving, Texas. We pride ourselves on quality living and reasonable pricing, providing great amenities and top-notch, friendly staff. We offer one-bedroom and two-bedroom apartments with amazing features in the Irving area. Our beautiful community offers the best options for quality living and is filled with premium features and beautifully-designed floor plans.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Irving — compare rent and estimated insurance cost side by side.
2803 Riverside Apartments
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3800 on Portland Apartments
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Avalon Villas (LeaseCo) Apartments
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Bridgeport Apartments
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Brookstone & Terrace Apartments
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Creekwood Apartment Homes
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Frequently Asked Questions
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How much is renters insurance at Devon on Northgate Apartments?
What will I actually pay per month at Devon on Northgate Apartments?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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