Grand Riviera Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Grand Riviera Apartments in Irving? Rent here runs $1,089 – $1,925, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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2877 W Walnut Hill Ln, Irving, TX 75038

Irving

Built 1971 2 stories 206 units
3.8/5 ·484 reviews Google
3/5 ·3 reviews Apt. Finder
$1,089 – $1,925 /month

Monthly Cost Breakdown at Grand Riviera Apartments

The listed rent isn't the whole number. Here's what Grand Riviera Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,240 – $2,076
Base Rent $1,089 – $1,925
Required Monthly Fees $135
Est. Renters Insurance $16/mo

Renters Insurance at Grand Riviera Apartments

We found a few insurance details on Grand Riviera Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Grand Riviera Apartments can push your insurance cost up or down:

Older Building

Built in 1971 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1783/100K (13% above national average)

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Grand Riviera Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Grand Riviera Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Irving.

Irving property crime rate

1,783

per 100K residents

13% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
252 / 200
Larceny / theft
1,250 / 1,172
Vehicle theft
280 / 206

U.S. average

Near-average property crime means insurance premiums in Irving track closely with national baselines. Grand Riviera Apartments also has on-site security features (On site maintenance) that insurers recognize with discounts.

Source: FBI UCR Program, Irving (2024-12 to 2025-11)

On-Site Security

On site maintenance

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Grand Riviera Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Grand Riviera Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Trash Admin Fee

Charged per unit.

$15 / mo

POPIC Insurance

Charged per unit.

$15 / mo

Amenity Fee

Charged per unit.

$60 / mo

Application Fee Per Applicant

Charged per applicant.

$50

Administrative Fee

Charged per unit.

$250

Security Deposit - Refundable

Determined by credit screening. Charged per unit.

50% - 100% of base rent

Pets Fees

Pet Fee

Max of 1. Charged per pet.

$500

Monthly Pet Fee

Max of 1. Charged per pet.

Varies

One-Time Pet Fee

Max of 2. Charged per pet.

$500

Parking Fees

Parking Fee

Charged per vehicle.

$30 / mo

Situational Fees

Transfer & Sublet

Charged per occurrence.

$500

Early Lease Termination/Cancellation

Charged per occurrence.

200% of base rent

Amenities

Special Features

2 Swimming Pools 206 Unit Community Access to Public Transportation Easy Access to Freeways and Shopping Fully Equipped Fitness Center Grilling Area Hardwood Floors * In Select Apartment Homes Nearby Employment and Distribution Centers On-call and On-site Maintenance Pet-Friendly

Community Features

Laundry Facilities Maintenance on site Pet Play Area Clubhouse Lounge Sundeck Grill Picnic Area Fitness Center Pool Playground Tennis Court

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Tub/Shower Fireplace Dishwasher Disposal Pantry Kitchen Oven Range Refrigerator Hardwood Floors Carpet Vinyl Flooring Dining Room Walk-In Closets Large Bedrooms Balcony Patio Porch

Pet Policy

Bringing a pet? Here's what Grand Riviera Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Birds, Fish, and Reptiles Allowed
$500 Fee
2 Pet Limit
1 Pet Limit

About Grand Riviera Apartments

Year Built: 1971
Stories: 2 stories
Units: 206
Phone: (806) 591-3877

From the property listing:

Welcome home to Grand Riviera apartments in Irving, Texas. Minutes away from various charming venues and outlets, you will love the combination of convenience and vibrancy. With numerous parks around the corner, outside entertainment is effortless. View our neighborhood page for a selection of fantastic locales to visit.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Irving — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Grand Riviera Apartments require renters insurance?
We found specific coverage details on Grand Riviera Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Grand Riviera Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at Grand Riviera Apartments?
Plan for $1,240 to $2,076/month all-in. That's base rent ($1,089 – $1,925), plus $135/month in required fees (trash, utilities, etc.), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Grand Riviera Apartments allow pets?
Yes, Grand Riviera Apartments is pet-friendly. Here are the details: Birds, Fish, and Reptiles Allowed. $500 Fee. 2 Pet Limit. 1 Pet Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Grand Riviera Apartments?
Property crime in Irving sits near the national average — 1,783 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 252/100K here. On the property itself, you'll find on site maintenance — features that can qualify for premium discounts.
What floor plans does Grand Riviera Apartments offer?
There are 5 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,089 – $1,925. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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