Fort Worth, TX

Horizons at Sunridge Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Horizons at Sunridge Apartments in East Fort Worth? Rent here runs $841 – $2,049, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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9001 Meadowbrook Blvd, Fort Worth, TX 76120

East Fort Worth

Managed by WRH Realty Services, LLC Built 1984 3 stories 432 units
2.6/5 ·165 reviews Google
4/5 ·23 reviews Apt. Finder
$841 – $2,049 /month

Monthly Cost Breakdown at Horizons at Sunridge Apartments

The listed rent isn't the whole number. Here's what Horizons at Sunridge Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $856 – $2,064
Base Rent $841 – $2,049
Est. Renters Insurance $15/mo

Renters Insurance at Horizons at Sunridge Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Horizons at Sunridge Apartments can push your insurance cost up or down:

Older Building

Built in 1984 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Dog-Friendly

Dogs allowed — consider higher liability coverage

Pest Issues

3 mentions in Google reviews

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2314/100K (47% above national average)

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Horizons at Sunridge Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Horizons at Sunridge Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Fort Worth.

Fort Worth property crime rate

2,314

per 100K residents

47% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
295 / 200
Larceny / theft
1,643 / 1,172
Vehicle theft
375 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Horizons at Sunridge Apartments also has on-site security features (Property manager on site, Gated) that insurers recognize with discounts.

Source: FBI UCR Program, Fort Worth (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
5×
Pest Issues Common topic
3×
Water Damage Mentioned
1×

On-Site Security

Property manager on site Gated

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Horizons at Sunridge Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Horizons at Sunridge Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$65

Administrative Fee

Charged per unit.

$100

Pets Fees

Dog Fee

Charged per pet.

$350

Dog Rent

Charged per pet.

$20 / mo

Cat Fee

Charged per pet.

$350

Cat Rent

Charged per pet.

$20 / mo

Parking Fees

Parking Fee

Charged per vehicle.

$50 / mo

Parking Fee

Charged per vehicle.

$35 / mo

Amenities

Special Features

LED Lighting and Brushed Nickel Fixtures Pets Welcome Barbecue Grills Washer/Dryer Included In Every Unit Wood Burning Fireplaces* Easy access to Hwy 30, 820, 360, 20. Park with Picnic Areas Private Outside Storage Unit* Private Screened Patios/Balconies with Every Unit Large Walk In Closets* North East Mall within 10 mins. Online Payment Options Ceiling Fans* Dog Park* Heated Spa* Spanish Speaking Staff Updater Moving Partner Spacious Floor Plans Beautiful Courtyard Views* FREE Wi-Fi in Fitness Center Microwave* Resident Activities

Community Features

Wi-Fi Maintenance on site 24 Hour Access Recycling Online Services Planned Social Activities Pet Play Area Public Transportation Business Center Clubhouse Multi Use Room Walk-Up Sundeck Courtyard Grill Picnic Area Fitness Center Hot Tub Pool Playground

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Cable Ready Satellite TV Storage Space Tub/Shower Fireplace Dishwasher Disposal Ice Maker Pantry Kitchen Microwave Oven Range Refrigerator Freezer Quartz Countertops Hardwood Floors Carpet Vinyl Flooring Dining Room Walk-In Closets Linen Closet Double Pane Windows Window Coverings Balcony Patio Porch Deck

Pet Policy

Bringing a pet? Here's what Horizons at Sunridge Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$20 Monthly Pet Rent
$350 Fee
2 Pet Limit

About Horizons at Sunridge Apartments

Year Built: 1984
Stories: 3 stories
Units: 432
Management: WRH Realty Services, LLC
Phone: (682) 297-6578

From the property listing:

Horizons at Sunridge Apartment Homes is a retreat with the all of the conveniences of Fort Worth and Arlington just a short drive away. Winding footpaths extend throughout the community along with intricately detailed brickwork exteriors that are complimented by professionally planned interiors. Our community offers floor plans and versatile color selections, which blend easily with your furnishings to truly create a comfortable atmosphere.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Fort Worth — compare rent and estimated insurance cost side by side.

Briella Fort Worth Apartments

East Fort Worth

$852 - $1,886 Ins: ~$15/mo

Casa Villas Apartments

East Fort Worth

$1,124 - $1,549 Ins: ~$15/mo

Cobble Hill Apartments

East Fort Worth

$805 - $1,425 Ins: ~$15/mo

Cobblestone Manor Senior Apartments

East Fort Worth

$1,119 - $1,348 Ins: ~$14/mo

Dunmore Apartments

East Fort Worth

$775 - $1,575 Ins: ~$16/mo

Falcon Ridge Apartments

East Fort Worth

$800 - $1,250 Ins: ~$15/mo

Frequently Asked Questions

Does Horizons at Sunridge Apartments require renters insurance?
We didn't find a public insurance requirement for Horizons at Sunridge Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Horizons at Sunridge Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Horizons at Sunridge Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Horizons at Sunridge Apartments?
Plan for $856 to $2,064/month all-in. That's base rent ($841 – $2,049), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Horizons at Sunridge Apartments allow pets?
Yes, Horizons at Sunridge Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $20 Monthly Pet Rent. $350 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Horizons at Sunridge Apartments?
Property crime in Fort Worth runs noticeably higher than the national average — 2,314 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 295/100K here. On the property itself, you'll find property manager on site, gated — features that can qualify for premium discounts.
What floor plans does Horizons at Sunridge Apartments offer?
There are 12 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $841 – $2,049. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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