Magnolia Townhomes: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Magnolia Townhomes in Burleson? Rent here runs $2,095 – $2,350, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1001 W Golden Ln, Burleson, TX 76028

Burleson

Built 2023 2 stories 85 units
3.9/5 ·29 reviews Google
Apt. Finder
$2,095 – $2,350 /month

Monthly Cost Breakdown at Magnolia Townhomes

The listed rent isn't the whole number. Here's what Magnolia Townhomes actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,108 – $2,363
Base Rent $2,095 – $2,350
Est. Renters Insurance $13/mo

Renters Insurance at Magnolia Townhomes

We found a few insurance details on Magnolia Townhomes's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Magnolia Townhomes can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 783/100K (50% below national average)

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Magnolia Townhomes based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$25,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Texas. Cats present minimal liability risk vs dogs.

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Magnolia Townhomes:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Burleson.

Burleson property crime rate

783

per 100K residents

50% below U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
69 / 200
Larceny / theft
655 / 1,172
Vehicle theft
59 / 206

U.S. average

Below-average property crime typically translates to lower renters insurance premiums in this area, and security features on the building can push your rate even lower. Magnolia Townhomes also has on-site security features (Gated, Perimeter fencing) that insurers recognize with discounts.

Source: FBI UCR Program, Burleson (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Noise Common topic
Slip/Fall Hazards Mentioned

On-Site Security

Gated Perimeter fencing

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Magnolia Townhomes.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Magnolia Townhomes. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Per person over age 18 Charged per applicant.

$65

Administrative Fee

*Look & lease - waived admin fee if you apply within 24 hours of viewing. Charged per unit.

$175

Amenities

Special Features

Open-concept Floorplan Energy-efficient Windows Smart Home Features Walk-in Closet 2-car Garage Office Space Stainless Steel Appliances Pet Friendly

Community Features

24 Hour Access Fenced Lot Courtyard

Floor Plan Amenities

Washer/Dryer Air Conditioning Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Kitchen Microwave Oven Refrigerator Freezer Quartz Countertops Carpet Vinyl Flooring Dining Room Office Walk-In Closets Window Coverings Large Bedrooms Yard

Pet Policy

Bringing a pet? Here's what Magnolia Townhomes allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$35 Monthly Pet Rent
$400 Fee
3 Pet Limit

About Magnolia Townhomes

Year Built: 2023
Stories: 2 stories
Units: 85
Phone: (469) 515-8987

From the property listing:

NOW LEASING! SELF-TOURS AVAILABLE DAILY! Beautiful, Open Interiors! Welcome to your future home in the heart of Burleson, TX! Nestled in a sought-after neighborhood, our beautiful 2 & 3 bedroom luxury townhomes offer everything you need for comfortable and modern living. Highly rated schools! Imagine having a spacious house with a fenced-in backyard perfect for BBQs, family gatherings, and pets to play freely. Step inside to a modern kitchen that's a dream for any home chef, complete with stainless steel appliances that bring a touch of elegance to your cooking experience.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Burleson — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Magnolia Townhomes require renters insurance?
We found specific coverage details on Magnolia Townhomes's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Magnolia Townhomes?
For this zip code and building type, expect to pay around $13/month ($155/year). Magnolia Townhomes has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Magnolia Townhomes?
Plan for $2,108 to $2,363/month all-in. That's base rent ($2,095 – $2,350), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Magnolia Townhomes allow pets?
Yes, Magnolia Townhomes is pet-friendly. Here are the details: Cats Allowed. $35 Monthly Pet Rent. $400 Fee. 3 Pet Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Magnolia Townhomes?
Property crime in Burleson is well below the national average — 783 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 69/100K here. On the property itself, you'll find gated, perimeter fencing — features that can qualify for premium discounts.
What floor plans does Magnolia Townhomes offer?
There are 4 floor plans to choose from, spanning 2-bedroom, 3-bedroom layouts. Rent ranges from $2,095 – $2,350. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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