Fort Worth, TX

Maxwell Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Maxwell Apartments in Fort Worth? Rent here runs $925 – $1,396, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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8300 Brentwood Stair Rd, Fort Worth, TX 76120

Fort Worth

Managed by S2 Residential Built 1984 3 stories 285 units
3.6/5 ·323 reviews Google
4/5 ·17 reviews Apt. Finder
$925 – $1,396 /month

Monthly Cost Breakdown at Maxwell Apartments

The listed rent isn't the whole number. Here's what Maxwell Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,420 – $1,891
Base Rent $925 – $1,396
Required Monthly Fees $480
Est. Renters Insurance $15/mo

Renters Insurance at Maxwell Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Maxwell Apartments can push your insurance cost up or down:

Older Building

Built in 1984 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

Identity Theft Concerns

1 mentions in reviews (mail tampering, fraud, personal info)

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2314/100K (47% above national average)

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Maxwell Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Maxwell Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Fort Worth.

Fort Worth property crime rate

2,314

per 100K residents

47% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
295 / 200
Larceny / theft
1,643 / 1,172
Vehicle theft
375 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Maxwell Apartments also has on-site security features (Controlled access, Property manager on site, Gated, Perimeter fencing) that insurers recognize with discounts.

Source: FBI UCR Program, Fort Worth (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Pest Issues Mentioned
Management Issues Mentioned
Identity Theft / Mail Fraud Mentioned

On-Site Security

Controlled access Property manager on site Gated Perimeter fencing

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Maxwell Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Maxwell Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

CAM Fee

Charged per unit.

$120 / mo

Utility - Water

Charged per unit.

Usage-Based

Utility - Sewer

Charged per unit.

Usage-Based

Utility - Gas

Charged per unit.

Usage-Based

Utility - Electric

Charged per unit.

Usage-Based

Security Deposit - Refundable

Charged per unit.

$250

Administrative Fee

Charged per unit.

$75

Application Fee Per Applicant

Charged per applicant.

$75

Pets Fees

One-Time Pet Fee

Max of 2. Charged per pet.

$0 - $400

Monthly Pet Fee

Max of 2. Charged per pet.

$30 / mo

Parking Fees

Parking Fee

Charged per vehicle.

$35 / mo

Parking Deposit

Charged per vehicle.

Free

Parking Fee

Charged per vehicle.

Free

Surface Lot

Reserved Parking

Situational Fees

Returned Payment Fee (NSF)

Charged per occurrence.

$50 / occurence

Transfer & Sublet

Charged per occurrence.

$500 / occurence

Month to Month Fees

Charged per occurrence.

$500 / occurence

Late Fee

Charged per occurrence.

10% of base rent / occurence

Early Lease Termination/Cancellation

One months rent Charged per occurrence.

Varies / occurrence

Attorney Fees

Charged per occurrence.

Varies / occurrence

Cleaning and Damage Fees

Charged per occurrence.

Varies / occurrence

Amenities

Special Features

Dog Park Close to I30 Premium Unit

Community Features

Laundry Facilities Maintenance on site Trash Pickup - Door to Door Recycling Online Services Pet Play Area Business Center Clubhouse Lounge Storage Space Walk-Up Fenced Lot Sundeck Grill Picnic Area Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Storage Space Tub/Shower Fireplace Dishwasher Disposal Stainless Steel Appliances Kitchen Microwave Oven Range Refrigerator Freezer Quartz Countertops Hardwood Floors Carpet Tile Floors Vinyl Flooring Dining Room High Ceilings Vaulted Ceiling Walk-In Closets Window Coverings Balcony Patio Yard

Pet Policy

Bringing a pet? Here's what Maxwell Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Birds, Cats, Dogs, Fish, and Reptiles Allowed
$30 Monthly Pet Rent
2 Pet Limit

About Maxwell Apartments

Year Built: 1984
Stories: 3 stories
Units: 285
Management: S2 Residential
Phone: (817) 672-9052

From the property listing:

Located in the heart of Fort Worth, Maxwell Apartments offers easy access to major highways, including I-30 and 820, ensuring your commute is a breeze. Enjoy proximity to a wealth of shopping, dining, and entertainment options, including nearby Eastchase Market, the AT&T Stadium, and Six Flags Over Texas.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Fort Worth — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Maxwell Apartments require renters insurance?
We didn't find a public insurance requirement for Maxwell Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Maxwell Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Maxwell Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Maxwell Apartments?
Plan for $1,420 to $1,891/month all-in. That's base rent ($925 – $1,396), plus $480/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Maxwell Apartments allow pets?
Yes, Maxwell Apartments is pet-friendly. Here are the details: Birds, Cats, Dogs, Fish, and Reptiles Allowed. $30 Monthly Pet Rent. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Maxwell Apartments?
Property crime in Fort Worth runs noticeably higher than the national average — 2,314 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 295/100K here. On the property itself, you'll find controlled access, property manager on site, gated, perimeter fencing — features that can qualify for premium discounts.
What floor plans does Maxwell Apartments offer?
There are 14 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $925 – $1,396. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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