Monterra Village Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Monterra Village Apartments in North Fort Worth? Rent here runs $1,250 – $4,095, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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8301 Monterra Blvd, Fort Worth, TX 76177

North Fort Worth

Built 2008 3 stories 550 units
4.4/5 ·393 reviews Google
5/5 ·9 reviews Apt. Finder
$1,250 – $4,095 /month

Monthly Cost Breakdown at Monterra Village Apartments

The listed rent isn't the whole number. Here's what Monterra Village Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,264 – $4,109
Base Rent $1,250 – $4,095
Est. Renters Insurance $14/mo

Renters Insurance at Monterra Village Apartments

We found a few insurance details on Monterra Village Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Farmers Kin Sure
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

In Monterra Village Apartments's own words:

"We require every Weidner resident to have a renter’s insurance policy. Most insurance companies that offer car insurance offer bundle packages that include renter’s insurance. Your leasing team can also assist you in signing up for renter’s insurance. We encourage you to contact your leasing team to learn the specific details that your renter’s insurance policy should include."

What Affects Your Premium Here

Every building is different. These factors specific to Monterra Village Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2314/100K (47% above national average)

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Monterra Village Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Monterra Village Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Fort Worth.

Fort Worth property crime rate

2,314

per 100K residents

47% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
295 / 200
Larceny / theft
1,643 / 1,172
Vehicle theft
375 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Monterra Village Apartments also has on-site security features (Property manager on site, Doorman, Package lockers, Covered parking) that insurers recognize with discounts.

Source: FBI UCR Program, Fort Worth (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Theft Mentioned

On-Site Security

Property manager on site Doorman Package lockers Covered parking

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Monterra Village Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Monterra Village Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$85

Administrative Fee

Charged per unit.

$250

Pets Fees

Dog Deposit

Charged per pet.

$200

Dog Fee

Charged per pet.

$300

Dog Rent

Charged per pet.

$25 / mo

Cat Deposit

Charged per pet.

$200

Cat Fee

Charged per pet.

$300

Cat Rent

Charged per pet.

$25 / mo

Amenities

Special Features

Attached direct-access garages* Designer cabinet hardware* LUXER ONE package lockers Townhome-style floor plans and traditional flats Ceramic tile (select unit bathrooms) Freestanding showers* Linen closets 9- to 17-foot ceilings Additional storage units Detached garages available Frost-free refrigerators with ice maker Track and pendant lighting Covered parking spaces available Outdoor pavilions and terrace with ceiling fans Barbecue grills in the pool area Double stainless-steel kitchen sinks Enclosed pet parks Gourmet kitchens with islands* Keller Independent School District Pet friendly Quaint pocket parks Spacious walk-in closets Two 24-hour fitness centers Bay windows* Ceiling fan with light kit in living areas* Internet, phone and cable access Monthly resident activities Clubroom with billiards, TVs, and gaming center Full-size washer/dryer connections* On-site storage spaces available Pet wash Private patios and balconies Valet trash pick-up 2-inch blinds Bookshelves* Ceiling fans in bedrooms Cut pile Berber carpeting (bedrooms) Kitchen pantries* Maple and oak wood cabinetry Outdoor fire pit Oval garden tubs*

Community Features

Wi-Fi Laundry Facilities Maintenance on site 24 Hour Access Trash Pickup - Door to Door Planned Social Activities Pet Washing Station Business Center Clubhouse Breakfast/Coffee Concierge Storage Space Tanning Salon Grill Fitness Center Pool Playground Gameroom Media Center/Movie Theatre

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Satellite TV Security System Storage Space Tub/Shower Fireplace Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Stainless Steel Appliances Kitchen Microwave Oven Range Refrigerator Hardwood Floors Carpet Tile Floors Vaulted Ceiling Bay Window Walk-In Closets Linen Closet Balcony

Pet Policy

Bringing a pet? Here's what Monterra Village Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$200 Deposit
$25 Monthly Pet Rent
$300 Fee
2 Pet Limit

About Monterra Village Apartments

Year Built: 2008
Stories: 3 stories
Units: 550
Phone: (682) 345-9478

From the property listing:

Monterra Village Apartments offers the perfect blend of luxury living and suburban comfort in north Fort Worth, TX. Live in the mixed-use development, AllianceTexas and adjacent to Alliance Town Center, which has 38 retail stores and 52 dining options. Enjoy living in a 1, 2, or 3-bedroom pet-friendly apartment with a gourmet kitchen, granite countertops, and a private patio or balcony. You will have access to resort-inspired amenities such as two outdoor pools, two fitness centers, a renovated clubhouse, and a pet park with pet washing stations.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Fort Worth — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Monterra Village Apartments require renters insurance?
We found specific coverage details on Monterra Village Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Monterra Village Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Monterra Village Apartments?
Plan for $1,264 to $4,109/month all-in. That's base rent ($1,250 – $4,095), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Monterra Village Apartments allow pets?
Yes, Monterra Village Apartments is pet-friendly. Here are the details: Cats Allowed. $200 Deposit. $25 Monthly Pet Rent. $300 Fee. 2 Pet Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Monterra Village Apartments?
Property crime in Fort Worth runs noticeably higher than the national average — 2,314 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 295/100K here. On the property itself, you'll find property manager on site, doorman, package lockers, covered parking — features that can qualify for premium discounts.
What floor plans does Monterra Village Apartments offer?
There are 18 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,250 – $4,095. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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