2101 SE Loop 820, Fort Worth, TX 76119
Fort Worth
Monthly Cost Breakdown at Patriot Pointe Apartments
The listed rent isn't the whole number. Here's what Patriot Pointe Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Patriot Pointe Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Patriot Pointe Apartments can push your insurance cost up or down:
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Theft Reports
2 mentions in Google reviews
Vehicle Break-ins
1 mentions in Google reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2314/100K (47% above national average)
What You'll Likely Pay
$13
Est. Monthly
$155
Est. Annual
$12
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Patriot Pointe Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$10,000
If you own more
$25,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Patriot Pointe Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $12/mo
6 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Fort Worth.
Fort Worth property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Patriot Pointe Apartments also has on-site security features (Controlled access, Package lockers, Sprinklers) that insurers recognize with discounts.
Source: FBI UCR Program, Fort Worth (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Patriot Pointe Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Patriot Pointe Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Utility - Water/Sewer/Trash | 2 Bedroom Floor Plans
Charged per unit.
Utility - Water/Sewer/Trash | 3 Bedroom Floor Plans
Charged per unit.
Utility - Water/Sewer/Trash | 4 Bedroom Floor Plans
Charged per unit.
Utility - Water/Sewer/Trash | 1 Bedroom Floor Plans
Charged per unit.
Application Fee
Application Fee:$21.68 for 1st adult + $16.18 for each additional applicant 18+ Charged per unit.
Pets Fees
Pet Fee
Max of 2. Charged per unit.
Monthly Pet Fee
Max of 2. Charged per pet.
Parking Fees
Parking Fee
Charged per vehicle.
Situational Fees
Security Deposit | Approved
Charged per occurrence.
Security Deposit | Approved with Conditions
Charged per occurrence.
Amenities
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Patriot Pointe Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Patriot Pointe Apartments
From the property listing:
Patriot Pointe is where comfortable living meets everyday convenience in Fort Worth. Offering spacious one-, two-, and three-bedroom apartment homes (with additional four-bedroom options available), the community is designed to fit a variety of lifestyles and budgets—without sacrificing the features that make a home feel upgraded. Inside your apartment, you’ll enjoy faux wood flooring throughout, central heat and air conditioning, 2" wood blinds, and generous walk-in closets in select homes.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Fort Worth — compare rent and estimated insurance cost side by side.
Alleia at Presidio Apartments
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Amberwood Apartments
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Barcelona on Chisholm Trail Apartments
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Bella Via Apartments
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Canopy Homes at Ventana Apartments
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Centreport Lake Apartments
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Frequently Asked Questions
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How much is renters insurance at Patriot Pointe Apartments?
What will I actually pay per month at Patriot Pointe Apartments?
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What floor plans does Patriot Pointe Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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