4002-4004 W Pioneer Dr, Irving, TX 75061
Irving
Monthly Cost Breakdown at Pioneer Court Apartments
The listed rent isn't the whole number. Here's what Pioneer Court Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Pioneer Court Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Pioneer Court Apartments can push your insurance cost up or down:
Older Building
Built in 1986 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
Pest Issues
5 mentions in Google reviews
Identity Theft Concerns
1 mentions in reviews (mail tampering, fraud, personal info)
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1783/100K (13% above national average)
What You'll Likely Pay
$15
Est. Monthly
$176
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Pioneer Court Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Pioneer Court Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $15/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Irving.
Irving property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in Irving track closely with national baselines. Pioneer Court Apartments also has on-site security features (Covered parking) that insurers recognize with discounts.
Source: FBI UCR Program, Irving (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Pioneer Court Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Pioneer Court Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Administrative Fee
$175 move in, $150 renewal
Application Fee Per Applicant
Security Deposit - Refundable
Charged per unit.
Pets Fees
Pet Deposit
Charged per pet.
One-Time Pet Fee
Charged per pet.
Monthly Pet Fee
Charged per pet.
Parking Fees
Parking Fee
Charged per vehicle.
Amenities
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Pioneer Court Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Pioneer Court Apartments
From the property listing:
Welcome to Pioneer Court Apartments. Discover modern living at Pioneer Court Apartments with our newly remodeled two-story townhome. This stunning residence features: Updated granite countertops and backsplash for a sleek, contemporary kitchen. Fresh paint throughout, creating a bright and inviting space. Solid surface flooring on the first level, perfect for style and easy maintenance. Your own private walk-up entrance and patio space to relax and unwind. Covered parking for added convenience.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Irving — compare rent and estimated insurance cost side by side.
2803 Riverside Apartments
Irving
3800 on Portland Apartments
Irving
Avalon Villas (LeaseCo) Apartments
Irving
Bridgeport Apartments
Irving
Brookstone & Terrace Apartments
Irving
Creekwood Apartment Homes
Irving
Frequently Asked Questions
Does Pioneer Court Apartments require renters insurance?
How much is renters insurance at Pioneer Court Apartments?
What will I actually pay per month at Pioneer Court Apartments?
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What floor plans does Pioneer Court Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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