Taylor Commons Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Taylor Commons Apartments in East Fort Worth? Rent here runs $805 – $1,444, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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5600 Cotswold Hills Dr, Fort Worth, TX 76112

East Fort Worth

Managed by CAF Management Built 1979 2 stories 224 units
3.5/5 ·114 reviews Google
Apt. Finder
$805 – $1,444 /month

Monthly Cost Breakdown at Taylor Commons Apartments

The listed rent isn't the whole number. Here's what Taylor Commons Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $821 – $1,460
Base Rent $805 – $1,444
Est. Renters Insurance $16/mo

Renters Insurance at Taylor Commons Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Taylor Commons Apartments can push your insurance cost up or down:

Older Building

Built in 1979 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2314/100K (47% above national average)

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Taylor Commons Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Taylor Commons Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Fort Worth.

Fort Worth property crime rate

2,314

per 100K residents

47% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
295 / 200
Larceny / theft
1,643 / 1,172
Vehicle theft
375 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Taylor Commons Apartments also has on-site security features (Gated access, On site maintenance) that insurers recognize with discounts.

Source: FBI UCR Program, Fort Worth (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Noise Common topic

On-Site Security

Gated access On site maintenance

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Taylor Commons Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Taylor Commons Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Parking Fees

Parking Fee

Charged per vehicle.

Free

Amenities

Special Features

Large Closets Wood-inspired Flooring 9ft High or Vaulted Ceilings Custom Designer Cabinetry Private Patio/Balcony Modern Kitchen Backsplash Energy Efficient Stainless Steel Applianc Premium Hardware and Lighting Sparkling Quartz Countertops

Community Features

Lounge Walk-Up Pool

Floor Plan Amenities

Washer/Dryer Washer/Dryer Hookup Air Conditioning Dishwasher Kitchen Quartz Countertops Tile Floors Vinyl Flooring Vaulted Ceiling Window Coverings Balcony Patio

Pet Policy

Bringing a pet? Here's what Taylor Commons Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
2 Pet Limit

About Taylor Commons Apartments

Year Built: 1979
Stories: 2 stories
Units: 224
Management: CAF Management
Phone: (817) 969-3088

From the property listing:

Visit Taylor Commons and discover your new home today! We offer inviting one and two bedroom apartments designed for your comfort and convenience. Each residence has been newly renovated and features nine foot or vaulted ceilings, custom cabinetry, quartz countertops, and tile backsplash. Plus enjoy a private patio or balcony-perfect for both relaxation and entertaining. Select residences also provide additional storage options, including a pantry, linen closet, and outdoor storage. Our community amenities are designed to enhance your lifestyle.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Fort Worth — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Taylor Commons Apartments require renters insurance?
We didn't find a public insurance requirement for Taylor Commons Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Taylor Commons Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). Taylor Commons Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at Taylor Commons Apartments?
Plan for $821 to $1,460/month all-in. That's base rent ($805 – $1,444), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Taylor Commons Apartments allow pets?
Yes, Taylor Commons Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Taylor Commons Apartments?
Property crime in Fort Worth runs noticeably higher than the national average — 2,314 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 295/100K here. On the property itself, you'll find gated access, on site maintenance — features that can qualify for premium discounts.
What floor plans does Taylor Commons Apartments offer?
There are 12 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $805 – $1,444. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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