220 E Broadway Ave, Fort Worth, TX 76104
Southwest Fort Worth
Monthly Cost Breakdown at The Bowery at Southside Apartments
The listed rent isn't the whole number. Here's what The Bowery at Southside Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at The Bowery at Southside Apartments
The Bowery at Southside Apartments's website asks for at least $100,000 in liability coverage, and you'll need to add the property as an interested party on your policy. They list Assurant, Sure on their site, but you're not limited to those — any licensed carrier that meets these minimums will be accepted.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
In The Bowery at Southside Apartments's own words:
"RENTERS INSURANCE: WHAT YOU NEED TO KNOW"
"Renters insurance is insurance coverage designed specifically for renters. We require that every resident have a renters liability insurance policy with $100,000 in liability coverage. We also highly recommend that you get coverage for your personal belongings. None of us expect or want an unfortunate event to happen to us, but renters insurance can protect you if something does occur."
"WHAT DOES RENTERS INSURANCE COVER AND HOW MUCH DOES IT COST?"
"It provides financial protection to you when you accidentally damage or destroy the property. For example, if you are at fault for a fire, then you are financially responsible for the damage to your apartment and any other apartments damaged by the fire. Unfortunately, accidents do occur and liability due to resident negligence falls upon the resident. One accident can make you liable for thousands of dollars."
What Affects Your Premium Here
Every building is different. These factors specific to The Bowery at Southside Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2314/100K (47% above national average)
What You'll Likely Pay
$12
Est. Monthly
$147
Est. Annual
$11
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Bowery at Southside Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Lease minimum
What this community requires
We recommend
Minimum rarely covers an actual lawsuit
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near The Bowery at Southside Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $11/mo
7 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Fort Worth.
Fort Worth property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. The Bowery at Southside Apartments also has on-site security features (Package service, Controlled access, Property manager on site, Gated, Doorman, Sprinklers, Covered parking, On site maintenance, Perimeter fencing) that insurers recognize with discounts.
Source: FBI UCR Program, Fort Worth (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for The Bowery at Southside Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at The Bowery at Southside Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Utility - Storm water
Charged per unit.
Valet Trash
Charged per unit.
Pest Control
Charged per unit.
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Pets Fees
Dog Deposit
Charged per pet.
Dog Rent
Charged per pet.
Cat Deposit
Charged per pet.
Cat Rent
Charged per pet.
Parking Fees
Parking Fee
Charged per vehicle.
Parking Fee
Charged per vehicle.
Parking Fee
Charged per vehicle.
Surface Lot
General Parking
Garage Lot
Attached garages for rent
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what The Bowery at Southside Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About The Bowery at Southside Apartments
From the property listing:
Welcome to The Bowery at Southside apartments in Fort Worth, where luxury and comfort converge with outstanding amenities. Take a refreshing dip in our resort-style pool, complete with a sundeck and lounge chairs for basking in the Texas sun. Stay active in our state-of-the-art fitness center, equipped with modern cardio and strength-training equipment.For those seeking relaxation, our rooftop lounge provides stunning city views, offering an ideal setting for unwinding under the stars.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Fort Worth — compare rent and estimated insurance cost side by side.
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Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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