The Campbell Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at The Campbell Apartments in East Fort Worth? Rent here runs $1,062 – $1,402, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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7301 Ederville Rd, Fort Worth, TX 76112

East Fort Worth

Managed by RPM Built 1985 3 stories 263 units
3.7/5 ·297 reviews Google
4/5 ·16 reviews Apt. Finder
$1,062 – $1,402 /month

Monthly Cost Breakdown at The Campbell Apartments

The listed rent isn't the whole number. Here's what The Campbell Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,196 – $1,536
Base Rent $1,062 – $1,402
Required Monthly Fees $119
Est. Renters Insurance $15/mo

Renters Insurance at The Campbell Apartments

What Affects Your Premium Here

Every building is different. These factors specific to The Campbell Apartments can push your insurance cost up or down:

Older Building

Built in 1985 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2314/100K (47% above national average)

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Campbell Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Campbell Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Fort Worth.

Fort Worth property crime rate

2,314

per 100K residents

47% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
295 / 200
Larceny / theft
1,643 / 1,172
Vehicle theft
375 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. The Campbell Apartments also has on-site security features (Property manager on site, Covered parking) that insurers recognize with discounts.

Source: FBI UCR Program, Fort Worth (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic

On-Site Security

Property manager on site Covered parking

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for The Campbell Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at The Campbell Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Pest Control Services

Regular pest prevention and treatment services. Charged per unit.

$12 / mo

Insurance Fee

Insurance Fee Charged per unit.

$15 / mo

Trash Services - Doorstep

Fee for doorstep trash and recycle pickup service. Charged per unit.

$25 / mo

Community Amenity Fee

Fee for access to shared resident amenities and facilities. Charged per unit.

$25 / mo

Stormwater / Drainage Admin Fee

Management of community stormwater drainage and runoff infrastructure Charged per unit.

$3 / mo

Trash Admin

Administrative costs for managing trash service billing, coordination, and related expenses for your apartment. Charged per unit.

$3 / mo

Utility Water / Wastewater Admin Fee

Covers administrative costs associated with billing and managing water utility services. Charged per unit.

Varies / mo

Common Area Utilities

Shared utility costs in community common areas. Charged per unit.

Varies / mo

Gas Admin

Administrative costs for managing gas service billing, distribution, and related expenses for your apartment home. Charged per unit.

Varies / mo

Parking

Fee for reserved or designated parking space use and maintenance Charged per unit.

Varies / mo

Admin Fee

Fee to process rental application and background check Charged per unit.

$150

Application Fee Per Applicant

Charged per applicant.

$65

Application Fee

Administrative processing fee to cover lease preparation. Charged per applicant.

$75

Administrative Fee

Charged per unit.

$150

Pets Fees

Dog Fee

Charged per pet.

$400

Dog Rent

Charged per pet.

$25 / mo

Cat Fee

Charged per pet.

$400

Cat Rent

Charged per pet.

$25 / mo

Pet Screening

Registration fee for the pet screening step of the application process. Charged per pet.

$30

Pet Fee

Fee for allowing pets in the home. Charged per pet.

$400

Pet / Animal Lease Violation

Fee issued for unauthorized pets or violations of pet policyCharged per pet.

Varies

Pet Fee

Pet Fee Charged per pet.

Varies

Pet Rent

monthly charge for keeping a pet in the home. Charged per pet.

$25 / mo

Parking Fees

Parking - Garage

Charge for access to a garage space. Charged per vehicle.

$200 / mo

Parking - Reserved

Fee for a designated parking spot on-site. Charged per vehicle.

$25 / mo

Parking - Carport

Fee for covered parking in a designated carport space. Charged per vehicle.

$50 / mo

Addons Fees

Washer & Dryer Rental

In-home washer and dryer rental and maintenance. Charged perunit.

$50 / mo

Satellite Fee

monthly charge for satellite. Charged per unit.

$500 / mo

Rent Payment Credit Building Service

Build credit by paying rent on time while gaining access to personalized budgeting tools and financial education resources. Charged per unit.

$8.95 - $14.95 / mo

Alarm Monitoring

monthly charge for alarm system monitoring. Charged per unit

$45 / occurence

Storage Space Rental

Fee for an on-site storage unit. Charged per unit.

Varies one-time

Situational Fees

Utility - New Account Fee

One-time charge to activate new utility services. Charged per unit.

$15

Utility - Vacant Processing Fee

Preparing and administering a unit after move-out Charged per unit.

$50

Intra-Community Transfer Fee

Charge for transferring to another home within the same community. Charged per unit.

$500

Security Deposit (Refundable)

Refundable deposit covering potential damages and unpaid rent per lease terms. Charged per unit.

$500 - $1,500

Security Deposit Alternative

Alternative to a standard security deposit typically issued through a surety bond. Charged per unit.

$20 - $39 / mo

MTM Flat Fee

Month to Month Flat Fee Charged per unit.

$300 / mo

Access Device Replacement

Charge to replace lost or damaged key, fob, or remote. Charged per unit.

$25 / occurence

NSF Tenant Fee

NSF Tenant Fee Charged per unit.

$30 / occurence

Late Fee (Percentage)

Calculated as a percentage of the base rent amount. Charged per unit.

10% of base rent / occurence

Utility - Electric

Cost of electricity usage for your apartment. Charged per unit.

Varies / mo

Utility - Gas

Cost of gas usage for your apartment. Charged per unit.

Varies / mo

Utility - Stormwater / Drainage

Local stormwater management and drainage system fee. Chargedper unit.

Varies / mo

Utility - Water / Sewer

Water usage and wastewater removal costs. Charged per unit.

Varies / mo

Utility - Non-transferred Utility Fee

Charge for utility costs not moved to residents name. Charged per unit.

Varies / occurrence

Concession Repayment

Tenant repayment of rent discounts if lease terms are not met. Charged per unit.

Varies / occurrence

Legal / Eviction Fee

Costs associated with an eviction proceeding. Charged per unit.

Varies / occurrence

Reletting Fee

An expense associated with re-renting a unit after early lease termination. Charged per unit.

Varies / occurrence

Lease Violation

Fee for non-compliance with lease terms or community policies. Charged per unit.

Varies / occurrence

Early Lease Termination / Buyout

Buyout for ending lease agreement before its scheduled end date. Charged per unit.

Varies / occurrence

Utility - Vacant Cost Recovery

Utility costs incurred while the unit was unoccupied. Charged per unit.

Varies one-time

Insufficient Move-out Notice Fee

Charge for not providing proper advance notice before move-out. Charged per unit.

Varies one-time

Amenities

Special Features

Individual Water Heaters Luxurious Quartz Countertops Newly-Renovated Interiors Open-Concept Layouts* Stackable Washer/Dryer State-of-the-Art Fitness Center Two Sparking Swimming Pools

Community Features

Maintenance on site Online Services Multi Use Room Fitness Center Pool

Floor Plan Amenities

Washer/Dryer Air Conditioning Heating Ceiling Fans Cable Ready Security System Tub/Shower Dishwasher Disposal Stainless Steel Appliances Kitchen Range Quartz Countertops Carpet Vinyl Flooring Dining Room Walk-In Closets Loft Layout Window Coverings Balcony Patio

Pet Policy

Bringing a pet? Here's what The Campbell Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$25 Monthly Pet Rent
$400 Fee
2 Pet Limit

About The Campbell Apartments

Year Built: 1985
Stories: 3 stories
Units: 263
Management: RPM
Phone: (866) 708-3746

From the property listing:

Located in East Fort Worth, The Campbell Apartments offer the perfect blend of urban vibrancy and peaceful comfort. Start your day in the fitness center, relax by the pool, and explore nearby attractions like the Fort Worth Zoo, Globe Life Field, and the Fort Worth Stockyards National Historic District. With spacious one and two bedroom floor plans, stylish interiors, and inviting community amenities, The Campbell provides the ideal setting to live your story in style.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Fort Worth — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does The Campbell Apartments require renters insurance?
We didn't find a public insurance requirement for The Campbell Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Campbell Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at The Campbell Apartments?
Plan for $1,196 to $1,536/month all-in. That's base rent ($1,062 – $1,402), plus $119/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Campbell Apartments allow pets?
Yes, The Campbell Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $25 Monthly Pet Rent. $400 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around The Campbell Apartments?
Property crime in Fort Worth runs noticeably higher than the national average — 2,314 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 295/100K here. On the property itself, you'll find property manager on site, covered parking — features that can qualify for premium discounts.
What floor plans does The Campbell Apartments offer?
There are 5 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,062 – $1,402. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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