Fort Worth, TX

The Cassidy at Western Hills Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at The Cassidy at Western Hills Apartments in Southwest Fort Worth? Rent here runs $680 – $1,605, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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8950 N Normandale, Fort Worth, TX 76116

Southwest Fort Worth

Built 1979 2 stories 398 units
4.3/5 ·758 reviews Google
3/5 ·31 reviews Apt. Finder
$680 – $1,605 /month

Monthly Cost Breakdown at The Cassidy at Western Hills Apartments

The listed rent isn't the whole number. Here's what The Cassidy at Western Hills Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $696 – $1,621
Base Rent $680 – $1,605
Est. Renters Insurance $16/mo

Renters Insurance at The Cassidy at Western Hills Apartments

What Affects Your Premium Here

Every building is different. These factors specific to The Cassidy at Western Hills Apartments can push your insurance cost up or down:

Older Building

Built in 1979 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2314/100K (47% above national average)

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Cassidy at Western Hills Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Texas. Cats present minimal liability risk vs dogs.

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Cassidy at Western Hills Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Fort Worth.

Fort Worth property crime rate

2,314

per 100K residents

47% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
295 / 200
Larceny / theft
1,643 / 1,172
Vehicle theft
375 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. The Cassidy at Western Hills Apartments also has on-site security features (Package service, Property manager on site) that insurers recognize with discounts.

Source: FBI UCR Program, Fort Worth (2024-12 to 2025-11)

On-Site Security

Package service Property manager on site

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for The Cassidy at Western Hills Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at The Cassidy at Western Hills Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

Administrative Fee

Charged per unit.

Pets Fees

Pet Deposit

Max of 2. Charged per pet.

$100

One-Time Pet Fee

Max of 2. Charged per pet.

$250

Monthly Pet Fee

Max of 2. Charged per pet.

$20 / mo

Parking Fees

Parking Fee

Max of 1. Charged per vehicle.

$40 / mo

Parking Fee

Max of 1. Charged per vehicle.

$0.01 - $25 / mo

Surface Lot

Reserved parking spaces available for $25/month

Amenities

Special Features

Clothes Care Facilities Courtyards First Floor Microwaves In Select Units Stainless Steel In Select Units Tub 1 Upgrade Tub 2 Upgrade Wood Plank-Style Flooring Wood Plank-Style Flooring - Stainless Steel Appliances - Glass Tile Backsplash

Community Features

Maintenance on site 24 Hour Access Recycling Online Services Public Transportation Business Center Walk-Up Courtyard Grill Playground

Floor Plan Amenities

High Speed Internet Access Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Satellite TV Storage Space Double Vanities Tub/Shower Fireplace Dishwasher Disposal Granite Countertops Stainless Steel Appliances Pantry Kitchen Microwave Oven Range Refrigerator Freezer Hardwood Floors Carpet Vinyl Flooring Dining Room Walk-In Closets Window Coverings Large Bedrooms Patio

Pet Policy

Bringing a pet? Here's what The Cassidy at Western Hills Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$100 Deposit
$20 Monthly Pet Rent
$250 Fee
2 Pet Limit

About The Cassidy at Western Hills Apartments

Year Built: 1979
Stories: 2 stories
Units: 398
Phone: (682) 200-1870

From the property listing:

Welcome to Emerald Hills, premier apartments in Fort Worth, Texas! When you reside in our community, you will experience a peaceful, neighborly environment in close proximity to everything you need. Our community offers a variety of studios as well as spacious one, two, and three bedroom apartment homes with well equipped kitchens, plush carpeting, large walk-in closets, and even fireplaces. Our family friendly community also boasts an on-site playground! Our apartments are pet friendly, located just minutes from every convenience a pet owner could need.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Fort Worth — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does The Cassidy at Western Hills Apartments require renters insurance?
We didn't find a public insurance requirement for The Cassidy at Western Hills Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Cassidy at Western Hills Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at The Cassidy at Western Hills Apartments?
Plan for $696 to $1,621/month all-in. That's base rent ($680 – $1,605), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Cassidy at Western Hills Apartments allow pets?
Yes, The Cassidy at Western Hills Apartments is pet-friendly. Here are the details: Cats Allowed. $100 Deposit. $20 Monthly Pet Rent. $250 Fee. 2 Pet Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around The Cassidy at Western Hills Apartments?
Property crime in Fort Worth runs noticeably higher than the national average — 2,314 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 295/100K here. On the property itself, you'll find package service, property manager on site — features that can qualify for premium discounts.
What floor plans does The Cassidy at Western Hills Apartments offer?
There are 12 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $680 – $1,605. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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