The Residence on Lamar Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at The Residence on Lamar Apartments in North Arlington? Rent here runs $885 – $1,853, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1224 E Lamar Blvd, Arlington, TX 76011

North Arlington

Managed by Asset Living Built 1979 3 stories 615 units
2.8/5 ·212 reviews Google
4/5 ·31 reviews Apt. Finder
$885 – $1,853 /month

Monthly Cost Breakdown at The Residence on Lamar Apartments

The listed rent isn't the whole number. Here's what The Residence on Lamar Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $901 – $1,869
Base Rent $885 – $1,853
Est. Renters Insurance $16/mo

Renters Insurance at The Residence on Lamar Apartments

What Affects Your Premium Here

Every building is different. These factors specific to The Residence on Lamar Apartments can push your insurance cost up or down:

Older Building

Built in 1979 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

Water/Leak Issues

6 mentions in Google reviews

Pest Issues

3 mentions in Google reviews

Vehicle Crime

1 mentions of car theft, vandalism, or break-ins in reviews

Security System Issues

1 mentions of broken gates, cameras, or locks in reviews

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2057/100K (30% above national average)

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Residence on Lamar Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Residence on Lamar Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Arlington.

Arlington property crime rate

2,057

per 100K residents

30% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
211 / 200
Larceny / theft
1,607 / 1,172
Vehicle theft
239 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. The Residence on Lamar Apartments also has on-site security features (Property manager on site) that insurers recognize with discounts.

Source: FBI UCR Program, Arlington (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Frequent topic
21×
Water Damage Common topic
Pest Issues Common topic
Safety Concerns Mentioned
Vehicle Crime Mentioned
Security System Failures Mentioned

On-Site Security

Property manager on site

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for The Residence on Lamar Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at The Residence on Lamar Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$50

Administrative Fee

Charged per unit.

$50

Pets Fees

One-Time Pet Fee

Max of 2. Charged per pet.

$300

Monthly Pet Fee

Max of 2. Charged per pet.

$20 / mo

Amenities

Special Features

Ceramic tile floor Full-size washer/dryer Pantry Cable / Internet Crown molding Bookshelves Ceiling Fans Granite countertop Microwave Dual Pane Windows

Community Features

Laundry Facilities Maintenance on site Online Services Planned Social Activities Pet Play Area Business Center Walk-Up Courtyard Grill Picnic Area Fitness Center Pool Playground

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Tub/Shower Fireplace Dishwasher Disposal Granite Countertops Stainless Steel Appliances Pantry Kitchen Microwave Range Refrigerator Freezer Quartz Countertops Hardwood Floors Crown Molding Vaulted Ceiling Loft Layout Large Bedrooms Balcony Patio Porch

Pet Policy

Bringing a pet? Here's what The Residence on Lamar Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$20 Monthly Pet Rent
$300 Fee
50 lb Weight Limit
2 Pet Limit

About The Residence on Lamar Apartments

Year Built: 1979
Stories: 3 stories
Units: 615
Management: Asset Living
Phone: (469) 278-7976

From the property listing:

At The Residence on Lamar, newly renovated apartments combine with a premium amenity package to create your ideal community in Arlington, TX. Find time to unwind beside either of the two sparkling swimming pools, which include serene water fountains, expansive sundecks with cabana seating and poolside grilling areas. Stay in shape with unlimited access to the upgraded cardio machines in the fitness center and the enhanced sports court.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Arlington — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does The Residence on Lamar Apartments require renters insurance?
We didn't find a public insurance requirement for The Residence on Lamar Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Residence on Lamar Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at The Residence on Lamar Apartments?
Plan for $901 to $1,869/month all-in. That's base rent ($885 – $1,853), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Residence on Lamar Apartments allow pets?
Yes, The Residence on Lamar Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $20 Monthly Pet Rent. $300 Fee. 50 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around The Residence on Lamar Apartments?
Property crime in Arlington runs noticeably higher than the national average — 2,057 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 211/100K here. On the property itself, you'll find property manager on site — features that can qualify for premium discounts.
What floor plans does The Residence on Lamar Apartments offer?
There are 43 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $885 – $1,853. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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