Fort Worth, TX

Westhouse Flats Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Westhouse Flats Apartments in North Fort Worth? Rent here runs $1,358 – $2,224, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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11325 Park Vista Blvd, Fort Worth, TX 76244

North Fort Worth

Built 2020 3 stories 318 units
3.8/5 ·256 reviews Google
5/5 ·6 reviews Apt. Finder
$1,358 – $2,224 /month

Monthly Cost Breakdown at Westhouse Flats Apartments

The listed rent isn't the whole number. Here's what Westhouse Flats Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,555 – $2,421
Base Rent $1,358 – $2,224
Required Monthly Fees $184
Est. Renters Insurance $13/mo

Renters Insurance at Westhouse Flats Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Westhouse Flats Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Dog-Friendly

Dogs allowed — consider higher liability coverage

Security System Issues

1 mentions of broken gates, cameras, or locks in reviews

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2314/100K (47% above national average)

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Westhouse Flats Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Westhouse Flats Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Fort Worth.

Fort Worth property crime rate

2,314

per 100K residents

47% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
295 / 200
Larceny / theft
1,643 / 1,172
Vehicle theft
375 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Westhouse Flats Apartments also has on-site security features (Gated) that insurers recognize with discounts.

Source: FBI UCR Program, Fort Worth (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned
Fire Mentioned
Security System Failures Mentioned

On-Site Security

Gated

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Westhouse Flats Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Westhouse Flats Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Fetch

Fetch Charged per unit.

$15 / mo

Renters Insurance

Renters Insurance Charged per unit.

$15 / mo

Valet Trash

Valet Trash Charged per unit.

$30 / mo

Pest Control

Pest Control Charged per unit.

$4 / mo

Community Trash Fee

Community Trash Fee Charged per unit.

$5 / mo

Internet

Internet Charged per unit.

$70 / mo

Electric

Electric Charged per unit.

Usage-Based

Water and Sewer

Water and Sewer Charged per unit.

Usage-Based

Administration fee

Administration fee Charged per unit.

$150

Application Fee

Application Fee Charged per applicant.

$75

Security Deposit

Security Deposit Charged per unit.

$150 - $350

Pets Fees

Pet Fee

None

$300

Pet Rent

Max of 2. Pet Rent Charged per pet.

$20 / mo

Parking Fees

Parking Fee

Max of 1. Carport Charged per vehicle.

$60 / mo

Parking Fee

Max of 1. Detached Garage Charged per vehicle.

$150 - $200 / mo

Addons Fees

NSF

NSF Charged per unit.

$30 / occurence

Vacant Utility Recovery

Vacant Utility Recovery Charged per unit.

$50 / occurence

Vacant Utility Recovery - usage

Vacant Utility Recovery - usage Charged per unit.

Usage-Based

Lease Termination

Two Month's Rent.Lease Termination Charged per unit.

Varies / occurrence

Apartment Cleaning

Based on damages.Apartment Cleaning Charged per unit.

Varies / occurrence

Situational Fees

Late Fee

Late Fee Charged per unit.

10% of base rent / occurence

Legal Fees

Varies by Actual Cost.Legal Fees Charged per unit.

Varies / occurrence

Apartment Damages

Based on damages.Apartment Damages Charged per unit.

Varies / occurrence

Amenities

Special Features

Custom cabinetry & granite countertops Electric Car Charging Stations Full-size washer and dryer Individual meeting rooms and printer access 7 Outdoor Grilling Stations Recreational courtyard and fireside lounge areas Dog Park with Agility Course WiFi HotSpot in All Common Areas Zen Courtyard with Relaxing Water Feature Flat top stoves and large kitchen islands Spacious Building-Attached Garages Work space with iMacs Ceiling Fans in All Bedrooms Smoke Free Community Elevated Ceilings* Fetch Package Delivery Service Media Niche with USB Charger Private Balconies & Patios Side-by-side refrigerators Video Conference Room for Resident Use Coworking spaces Extra Large Closets*

Community Features

24 Hour Access Car Charging Station Elevator Lounge Conference Rooms Courtyard Pool

Floor Plan Amenities

Wi-Fi Ceiling Fans Smoke Free Handrails Granite Countertops Stainless Steel Appliances Island Kitchen Kitchen Refrigerator Hardwood Floors Balcony Patio

Pet Policy

Bringing a pet? Here's what Westhouse Flats Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About Westhouse Flats Apartments

Year Built: 2020
Stories: 3 stories
Units: 318
Phone: (817) 918-8801

From the property listing:

Live the way you've always wanted without compromising style or quality. At Westhouse Apartment Flats, our apartment residences are designed with you in mind. Nestled in Keller, Texas, near Ft. Worth and Alliance, our community provides luxurious features in one, two, or three-bedroom apartment homes. Featuring spacious rooms, stainless steel appliances, wood-styled flooring, and more, you'll feel right at home.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Fort Worth — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Westhouse Flats Apartments require renters insurance?
We didn't find a public insurance requirement for Westhouse Flats Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Westhouse Flats Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). Westhouse Flats Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Westhouse Flats Apartments?
Plan for $1,555 to $2,421/month all-in. That's base rent ($1,358 – $2,224), plus $184/month in required fees (trash, utilities, etc.), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Westhouse Flats Apartments allow pets?
Yes, Westhouse Flats Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Westhouse Flats Apartments?
Property crime in Fort Worth runs noticeably higher than the national average — 2,314 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 295/100K here. On the property itself, you'll find gated — features that can qualify for premium discounts.
What floor plans does Westhouse Flats Apartments offer?
There are 13 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,358 – $2,224. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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