Irving, TX

Zander Park Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Zander Park Apartments in Irving? Rent here runs $1,175 – $1,825, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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700 S Story Rd, Irving, TX 75060

Irving

Built 1971 2 stories 160 units
4/5 ·198 reviews Google
Apt. Finder
$1,175 – $1,825 /month

Monthly Cost Breakdown at Zander Park Apartments

The listed rent isn't the whole number. Here's what Zander Park Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,321 – $1,971
Base Rent $1,175 – $1,825
Required Monthly Fees $130
Est. Renters Insurance $16/mo

Renters Insurance at Zander Park Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Zander Park Apartments can push your insurance cost up or down:

Older Building

Built in 1971 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1783/100K (13% above national average)

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Zander Park Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Zander Park Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Irving.

Irving property crime rate

1,783

per 100K residents

13% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
252 / 200
Larceny / theft
1,250 / 1,172
Vehicle theft
280 / 206

U.S. average

Near-average property crime means insurance premiums in Irving track closely with national baselines. Zander Park Apartments also has on-site security features (Package service, Property manager on site, Perimeter fencing) that insurers recognize with discounts.

Source: FBI UCR Program, Irving (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned

On-Site Security

Package service Property manager on site Perimeter fencing

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Zander Park Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Zander Park Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Trash

Charged per unit.

$15 / mo

Pest Control

Charged per unit.

$5 / mo

Internet/TV

Charged per unit.

$65 / mo

Application Fee Per Applicant

Charged per applicant.

$26

Administrative Fee

Charged per unit.

Pets Fees

One-Time Pet Fee

Max of 2. Charged per pet.

$250

Monthly Pet Fee

Max of 2. Charged per pet.

$25 / mo

Parking Fees

Parking Fee

Charged per vehicle.

$50 / mo

Surface Lot

Reserved Parking Fee

Amenities

Special Features

Renovated Interiors Playground W/D Connections in Unit* Dog Park Luxury Vinyl Plank Flooring Online Payments Picnic & Grill Area

Community Features

Wi-Fi Laundry Facilities Maintenance on site Online Services Clubhouse Storage Space Walk-Up Fenced Lot Courtyard Grill Picnic Area Pool Playground Basketball Court

Floor Plan Amenities

Wi-Fi Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Storage Space Double Vanities Tub/Shower Framed Mirrors Dishwasher Disposal Granite Countertops Pantry Kitchen Microwave Oven Refrigerator Freezer Quartz Countertops Carpet Vinyl Flooring Dining Room Walk-In Closets Linen Closet Window Coverings Balcony Patio

Pet Policy

Bringing a pet? Here's what Zander Park Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$25 Monthly Pet Rent
$250 Fee
2 Pet Limit
50 lb Weight Limit

About Zander Park Apartments

Year Built: 1971
Stories: 2 stories
Units: 160
Phone: (972) 362-4065

From the property listing:

Explore the Zander Park Apartments, a premier apartment complex in Irving, TX! Settle into one of our beautiful 1 or 2-bedroom apartments or townhomes, conveniently located in the 75060 area, right next to Kinkeade Early Childhood School. If you're looking for apartments in Irving, Texas with good amenities, you've found the perfect place! Our floor plans feature spacious living areas, fully-equipped kitchens, generous storage space, and private patios in select units.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Irving — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Zander Park Apartments require renters insurance?
We didn't find a public insurance requirement for Zander Park Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Zander Park Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at Zander Park Apartments?
Plan for $1,321 to $1,971/month all-in. That's base rent ($1,175 – $1,825), plus $130/month in required fees (trash, utilities, etc.), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Zander Park Apartments allow pets?
Yes, Zander Park Apartments is pet-friendly. Here are the details: Cats Allowed. $25 Monthly Pet Rent. $250 Fee. 2 Pet Limit. 50 lb Weight Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Zander Park Apartments?
Property crime in Irving sits near the national average — 1,783 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 252/100K here. On the property itself, you'll find package service, property manager on site, perimeter fencing — features that can qualify for premium discounts.
What floor plans does Zander Park Apartments offer?
There are 4 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,175 – $1,825. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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