1414 Texas Ave, Houston, TX 77002
Downtown Houston
Monthly Cost Breakdown at 1414 Texas Downtown Apartments
The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at 1414 Texas Downtown Apartments is higher than the sticker price. Here's the full picture.
What You Need to Know About Insurance at 1414 Texas Downtown Apartments
What Affects Your Premium Here
Every building is different. These factors specific to 1414 Texas Downtown Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Dog-Friendly
Dogs allowed — consider higher liability coverage
NeighborhoodScout
Safer than only 1% of US cities
What You'll Likely Pay
$15
Est. Monthly
$184
Est. Annual
$14
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 1414 Texas Downtown Apartments based on the rent level and building features.
Personal Property Coverage
Liability Coverage
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near 1414 Texas Downtown Apartments:
| Carrier | Est. Monthly | Est. Annual | Tier | Digital |
|---|---|---|---|---|
| Lemonade | $10 | $120 | budget | Yes |
| USAA | $11 | $135 | budget | — |
| State Farm | $15 | $180 | mid | — |
| Progressive | $16 | $195 | mid | Yes |
| Safeco | $16 | $195 | mid | — |
| Travelers | $18 | $210 | mid | — |
| Allstate | $19 | $225 | mid | — |
| Nationwide | $19 | $225 | mid | — |
| Farmers | $20 | $240 | premium | — |
| Liberty Mutual | $23 | $270 | premium | — |
Discounts You May Qualify For
Gated community
Up to 5% off
Controlled access
Up to 3% off
Claims-free (if applicable)
Up to 10% off
Pay-in-full annual
Up to 7% off
Paperless/autopay
Up to 3% off
Multi-policy bundle
Up to 10% off
Compare renters insurance quotes — it's free
Fees Beyond Rent
These are the extra charges 1414 Texas Downtown Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.
Required Fees
Trash Services - Doorstep
Amount for doorstep trash removal from rental home.
Utility - Gas Administrative Fee
Amount to manage gas billing.
Common Area Maintenance
Shared amount for maintaining common areas.
Pest Control Services
Amount for pest control services.
Utility - Gas
Usage-Based (Utilities).Amount for provision and consumption... Read More of natural gas. Read Less
Utility - Electric - Third Party
Usage-Based (Utilities).Amount for provision and consumption... Read More of electric paid to a third party. Read Less
Utility - Water/Sewer
Usage-Based (Utilities).Amount for provision and/or consumpt... Read Moreion of water and sewer services Read Less
Renters Liability Insurance - Third Party
Amount for renters liability insurance obtained through resi... Read Moredent's provider of choice. Read Less
Utility - Stormwater/Drainage Admin Fee
Usage-Based (Utilities).Amount to manage drainage billing.
Application Fee
Amount to process application, initiate screening, and take ... Read Morea rental home off the market. Read Less
Security Deposit (Refundable)
Amount intended to be held through residency that may be app... Read Morelied toward amounts owed at move-out. Refunds processed per application and lease terms. Read Less
Utility - New Account Fee
Amount to establish utility services.
Pets Fees
Pet Fee
Amount to facilitate authorized pet move-in.
Pet Rent
Monthly amount for authorized pet.
Pet Management - Third Party
Amount for authorized pet registration and screening service... Read Mores. Read Less
Parking Fees
Parking - Reserved
Amount for reserved parking space/services. May be subject t... Read Moreo availability. Read Less
Addons Fees
Short Term Rental
Amount for rental home occupancy for a shorter lease term. M... Read Moreay be subject to availability. Read Less
Common Area/Clubhouse Rental
Amount to rent a shared common area space, including clubhou... Read Morese. May be subject to availability. Read Less
Situational Fees
Month-to-Month Fee
Amount, in addition to base rent, for a month-to-month lease... Read More. Read Less
Positive Credit Reporting Services
Amount to send positive payment history to credit reporting ... Read Moreagency(ies); per person. Read Less
Access Device - Replacement
Amount to obtain a replacement access device for community; ... Read Morefobs, keys, remotes, access passes. Read Less
Pet/Animal - Lease Violation
Amount for violation of community policies related to pet or... Read More assistance animal. Read Less
Payment Services - Alternative
Amount for using a third party rent payment installment prog... Read Moreram (i.e. Flex, Jetty Rent). Read Less
Common Area/Clubhouse Deposit (Refundable)
Amount to rent a shared community amenity space. Refund proc... Read Moreessed in accordance with amenity/clubhouse rental agreement. May be subject to availability. Read Less
Trash Container - Replacement
Amount to replace trash/waste container.
Utility - Vacant Processing Fee
Amount for failing to transfer utilities into resident name.
Intra-Community Transfer Fee
Amount due when transferring to another rental unit within c... Read Moreommunity. Read Less
Returned Payment Fee (NSF)
Amount for returned payment.
Early Lease Termination/Cancellation
Amount to terminate lease earlier than lease end date; exclu... Read Moredes rent and other charges. Read Less
Reletting Fee
Marketing fee related to early lease termination; excludes r... Read Moreent and other charges. Read Less
Late Fee
Amount for paying after rent due date; per terms of lease.
Lease Violation
Amount for violation of community policies and/or per lease ... Read Moreterms. Read Less
Payment Services - Third Party
Amount for using a third party, electronic payment processin... Read Moreg service (i.e. credit card, ACH, etc.). Read Less
Legal/Eviction Fees
Amount for legal expenses incurred for lease violations.
Utility - Vacant Cost Recovery
Usage-Based (Utilities).Amount for utility usage not transfe... Read Morerred to resident responsibility any time during occupancy. Read Less
Safety & Security
The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around 1414 Texas Downtown Apartments.
1%
Houston overall is safer than only 1% of U.S. cities
This is a city-wide stat — your actual neighborhood may differ. The good news: 1414 Texas Downtown Apartments has on-site security features (Package service, Controlled access, Property manager on site, Concierge, Video patrol, Gated, Doorman, Covered parking) that insurers recognize with premium discounts.
On-Site Security
Amenities
Special Features
Community Features
Floor Plan Amenities
What's Within Reach
Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around 1414 Texas Downtown Apartments.
Grocery
- Phoenicia Specialty Foods 4.6
- Randalls 4.1
Pharmacy
- CVS Pharmacy 4.2
- CVS Pharmacy 4.7
- Midtown pharmacy 4.9
Hospital
- St. Joseph Medical Center Emergency Room 3.3
- HCA Houston ER 24/7 - Montrose 4.8
- Memorial Hermann Centro Médico de Texas 2.2
Gym
- Houston Gym 4.6
- Be Fit Gym 4.7
- 711 Fit 4.5
Restaurant
- Potente 4.7
- Osso & Kristalla 4.3
- Vic & Anthony's Steakhouse 4.6
Park
- Altitude Trampoline Park 4.9
- Sam Houston Park 4.6
- Allen's Landing Park 4.4
Gas
- Exxon 3.9
- Chevron 3.2
- 76 3.7
Pet Policy
Bringing a pet? Here's what 1414 Texas Downtown Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
Dogs and Cats Allowed
- $25 Monthly Pet Rent
- $400 Fee
- 2 Pet Limit
About 1414 Texas Downtown Apartments
Offering In-Person, Self-Guided and Virtual Tours! Call us today for more information!Come home to our luxury apartments in Downtown Houston - 1414 Texas Downtown. Choose between a spacious studio, one, or two bedroom apartment designed with our residents’ needs in mind. Enjoy unique finishes like custom kitchens, hardwood flooring, and satin nickel fixtures. Each of our apartments for rent in Houston is expansive enough to accommodate a private patio or balcony and large closets. Residents can rest and relax in style with exclusive access to our unrivaled community amenities. Our luxury apartments in Houston include a resident lounge, business lounge, fitness center, sky lounge and bar, swimming pool, and much more! Not to mention, our ideal downtown location brings residents close to the fun and excitement of the Central Business and Theater districts.Experience unparalleled luxury at our Downtown Houston apartments. Schedule a visit to 1414 Texas Downtown today!
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Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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