1711 Caroline Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 29, 2026

Thinking about renting at 1711 Caroline Apartments in Downtown Houston? With rent at $999 - $2,865 and renters insurance running about $15/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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1711 Caroline St, Houston, TX 77002

Downtown Houston

Built 2018 6 stories 220 units
3.9/5 Google
5/5 ·31 reviews
$999 - $2,865 /month

Monthly Cost Breakdown at 1711 Caroline Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at 1711 Caroline Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,014 – $2,880
Base Rent $999 – $2,865
Required Monthly Fees $0
Est. Renters Insurance $15/mo

What You Need to Know About Insurance at 1711 Caroline Apartments

Accepted Insurance Providers

1711 Caroline Apartments accepts policies from these carriers — though most standard renters insurance companies will be fine. If you already have a policy, check if your carrier is on the list.

kin

What Affects Your Premium Here

Every building is different. These factors specific to 1711 Caroline Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$15

Est. Monthly

$184

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 1711 Caroline Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 1711 Caroline Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $10 $120 budget Yes
USAA $11 $135 budget
State Farm $15 $180 mid
Progressive $16 $195 mid Yes
Safeco $16 $195 mid
Travelers $18 $210 mid
Allstate $19 $225 mid
Nationwide $19 $225 mid
Farmers $20 $240 premium
Liberty Mutual $23 $270 premium

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges 1711 Caroline Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Application Fee Per Applicant

$65

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around 1711 Caroline Apartments.

1%

Houston overall is safer than only 1% of U.S. cities

This is a city-wide stat — your actual neighborhood may differ. The good news: 1711 Caroline Apartments has on-site security features (Package service, Controlled access, Concierge, Gated, Doorman, Covered parking) that insurers recognize with premium discounts.

On-Site Security

Package service Controlled access Concierge Gated Doorman Covered parking

Amenities

Special Features

Convenient Stockwell Snack Machines Outdoor Grilling Stations Updated Kitchen with Modern Finishes First Floor Hardwood Floors in Living Areas Pet Washing Station Sky Lounge - Outdoor Deck Bark Park Billiard Room Game Room with Billiards and Shuffleboard Top Floor Balcony or Patio City View* Night Patrol Parking Garage and Covered Parking Pool View* 12 Ft Ceilings* Disability Access Large Walk-in Closets Controlled Building Access Easy Access to Shopping Energy-Efficient Stainless Steel Appliances Large Garden-Style Bathtubs Plush Carpet in Bedrooms* Public Parks Nearby Storage Spaces Available Washer/Dryer Included In-Home Rooftop Terrace with Seating and Grills Bike Racks Conference Room Kitchen Islands with Extra Storage*

Community Features

Trash Pickup - Door to Door Pet Play Area Pet Washing Station Public Transportation Elevator Business Center Clubhouse Lounge Storage Space Conference Rooms Sundeck Courtyard Grill Fitness Center Pool Gameroom

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Air Conditioning Storage Space Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Island Kitchen Kitchen Microwave Oven Range Freezer Quartz Countertops Hardwood Floors Carpet Views Walk-In Closets Furnished Balcony Patio Deck

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around 1711 Caroline Apartments.

Grocery

  • KeyMe Locksmiths 4.3
  • Western Union 2.6
  • Coinstar Kiosk - Bitcoin ATM 4.5

Pharmacy

  • Midtown pharmacy 4.9
  • TruCare Pharmacy 4.8
  • CVS Pharmacy 4.2

Gym

  • Cross Collar Jiu Jitsu 4.8
  • Houston Gym 4.6
  • Be Fit Gym 4.7

Restaurant

  • Hull & Oak 4.6
  • Zydeco Louisiana Diner 4.6
  • Pappas Bar-B-Q 4.2

Park

  • Altitude Trampoline Park 4.9
  • Bagby Park 4.6
  • Midtown Park 4.6

Bank

  • Chase Bank 3.6
  • Bank of America ATM 2.3
  • Comerica Bank - ATM 3.0

Gas

  • Exxon 3.9
  • Chevron 3.2
  • Shell 3.6

Pet Policy

Bringing a pet? Here's what 1711 Caroline Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

About 1711 Caroline Apartments

1711 Caroline Apartments has all of the luxury amenities you need. A shimmering swimming pool and a state-of-the-art fitness studio are available to keep you in shape and burn off some stress after a long, hard day. Inside our gated, pet-friendly community are a bark park, a dog wash station, and yappy hours that assure your furry family will be as happy here as you are.

Year Built: 2018
Stories: 6
Total Units: 220
Phone: (832) 391-5112

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does 1711 Caroline Apartments require renters insurance?
We didn't find a public insurance requirement for 1711 Caroline Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 1711 Caroline Apartments?
For this zip code and building type, expect to pay around $15/month ($184/year). 1711 Caroline Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at 1711 Caroline Apartments?
Plan for $1,014 to $2,880/month all-in. That's base rent ($999 - $2,865), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 1711 Caroline Apartments allow pets?
Yes, 1711 Caroline Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does 1711 Caroline Apartments offer?
There are 21 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $999 - $2,865. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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