2100 Memorial - 55+ Senior Living Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 12, 2026

Thinking about renting at 2100 Memorial - 55+ Senior Living Apartments in Houston? Rent here runs $872 - $1,630, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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2100 Memorial Dr, Houston, TX 77007

Houston

Managed by Columbia Ventures Built 2024 5 stories 197 units
3.7/5 ·56 reviews Google
4/5 ·1 review
$872 - $1,630 /month

Monthly Cost Breakdown at 2100 Memorial - 55+ Senior Living Apartments

The listed rent isn't the whole number. Here's what 2100 Memorial - 55+ Senior Living Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $885 – $1,643
Base Rent $872 – $1,630
Required Monthly Fees $0
Est. Renters Insurance $13/mo

Renters Insurance at 2100 Memorial - 55+ Senior Living Apartments

Accepted Insurance Providers

2100 Memorial - 55+ Senior Living Apartments accepts policies from these carriers — though most standard renters insurance companies will be fine. If you already have a policy, check if your carrier is on the list.

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What Affects Your Premium Here

Every building is different. These factors specific to 2100 Memorial - 55+ Senior Living Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Water/Leak Issues

4 mentions in Google reviews

AreaVibes

Crime grade: F

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$13

Est. Monthly

$162

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 2100 Memorial - 55+ Senior Living Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 2100 Memorial - 55+ Senior Living Apartments:

Carrier Monthly Annual
Lemonade $9/mo $106/yr
USAA $10/mo $119/yr
State Farm $13/mo $158/yr
Progressive $14/mo $172/yr
Safeco $14/mo $172/yr
Travelers $15/mo $185/yr
Allstate $17/mo $198/yr
Nationwide $17/mo $198/yr
Farmers $18/mo $211/yr
Liberty Mutual $20/mo $238/yr

Discounts You May Qualify For

Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around 2100 Memorial - 55+ Senior Living Apartments.

F

Area Crime Grade

1%

Houston overall is safer than only 1% of U.S. cities

This reflects Houston as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: 2100 Memorial - 55+ Senior Living Apartments has on-site security features (Package service, Controlled access, Property manager on site, Sprinklers) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Water Damage Common topic
Maintenance Issues Common topic
Theft Mentioned

On-Site Security

Package service Controlled access Property manager on site Sprinklers

Amenities

Special Features

Technology Center

Community Features

Laundry Facilities Maintenance on site Elevator Business Center Conference Rooms Roof Terrace Courtyard Fitness Center Walking/Biking Trails Media Center/Movie Theatre

Floor Plan Amenities

Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Tub/Shower Handrails Sprinkler System Framed Mirrors Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Stainless Steel Appliances Kitchen Microwave Oven Range Refrigerator Freezer Carpet Vinyl Flooring Views Walk-In Closets Balcony Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around 2100 Memorial - 55+ Senior Living Apartments.

Grocery

  • H-E-B 4.6
  • Kroger 4.0
  • Sprouts Farmers Market 4.5

Pharmacy

  • Walgreens Pharmacy 3.0
  • CVS Pharmacy 4.0
  • H-E-B Pharmacy 3.9

Hospital

  • Memorial Heights Emergency Center 4.4
  • Memorial Hermann Greater Heights Hospital Emergency Center 2.1
  • HCA Houston ER 24/7 - Montrose 4.8

Gym

  • Houston Gym 4.6
  • Houston Gym 4.6
  • Fondé Community Center 4.6

Restaurant

  • Aiko 4.8
  • Kitchen Rumors 4.7
  • Henderson & Kane 4.7

Park

  • Buffalo Bayou Park 4.7
  • Memorial Park 4.8
  • Spotts Park 4.5

Bank

  • Bank of America ATM (Drive-thru) 2.6
  • Chase Bank 2.6
  • Wells Fargo Bank 3.4

Gas

  • Shell 2.2
  • Chevron Gas Station 3.5
  • Shell 2.9

Pet Policy

Bringing a pet? Here's what 2100 Memorial - 55+ Senior Living Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

  • No Pets Allowed

About 2100 Memorial - 55+ Senior Living Apartments

Experience maintenance-free living for those 55 and over in our thoughtfully designed studio, one, or two-bedroom apartments right in the heart of Houston. Our senior living community is tailored for your well-being, featuring amenities such as business center, theater room, state-of-the-art fitness center, and a terrace with breathtaking skyline views. Located in the heart of Houston, our community offers convenient access to public transportation and direct entry to Buffalo Bayou Park through a pedestrian trail from the building. As a 55+ community, all household members must meet that age requirement.

Year Built: 2024
Stories: 5
Total Units: 197
Management: Columbia Ventures
Phone: (833) 497-0398

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does 2100 Memorial - 55+ Senior Living Apartments require renters insurance?
We didn't find a public insurance requirement for 2100 Memorial - 55+ Senior Living Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 2100 Memorial - 55+ Senior Living Apartments?
For this zip code and building type, expect to pay around $13/month ($162/year). 2100 Memorial - 55+ Senior Living Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at 2100 Memorial - 55+ Senior Living Apartments?
Plan for $885 to $1,643/month all-in. That's base rent ($872 - $1,630), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 2100 Memorial - 55+ Senior Living Apartments allow pets?
Yes, 2100 Memorial - 55+ Senior Living Apartments is pet-friendly. Here are the details: No Pets Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around 2100 Memorial - 55+ Senior Living Apartments?
The area has a F crime grade, which is worth factoring into your coverage decisions. That puts it safer than 1 of U.S. cities. On the property itself, you'll find package service, controlled access, property manager on site, sprinklers — features that can also qualify you for insurance discounts.
What floor plans does 2100 Memorial - 55+ Senior Living Apartments offer?
There are 3 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $872 - $1,630. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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