7637 Harwin Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 12, 2026

Thinking about renting at 7637 Harwin Apartments in Houston? Rent here runs $1,099 - $1,219, and renters insurance adds about $19/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

Get Renters Insurance for 7637 Harwin Apartments

Compare renters insurance quotes in seconds

7637 Harwin Dr, Houston, TX 77036

Houston

Managed by Advantage Property Services LLC Built 1974 2 stories 64 units
3.7/5 ·27 reviews Google
3/5 ·5 reviews
$1,099 - $1,219 /month

Monthly Cost Breakdown at 7637 Harwin Apartments

The listed rent isn't the whole number. Here's what 7637 Harwin Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,118 – $1,238
Base Rent $1,099 – $1,219
Required Monthly Fees $0
Est. Renters Insurance $19/mo

Renters Insurance at 7637 Harwin Apartments

What Affects Your Premium Here

Every building is different. These factors specific to 7637 Harwin Apartments can push your insurance cost up or down:

Older Building

Built in 1974 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

AreaVibes

Crime grade: F

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$19

Est. Monthly

$222

Est. Annual

$17

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 7637 Harwin Apartments based on the rent level and building features.

Personal Property Coverage

$30,000 recommended
Low: $15,000 High: $50,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 7637 Harwin Apartments:

Carrier Monthly Annual
Lemonade $9/mo $110/yr
USAA $10/mo $124/yr
State Farm $14/mo $166/yr
Progressive $15/mo $179/yr
Safeco $15/mo $179/yr
Travelers $16/mo $193/yr
Allstate $17/mo $207/yr
Nationwide $17/mo $207/yr
Farmers $18/mo $221/yr
Liberty Mutual $21/mo $248/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $17/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around 7637 Harwin Apartments.

F

Area Crime Grade

1%

Houston overall is safer than only 1% of U.S. cities

This reflects Houston as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: 7637 Harwin Apartments has on-site security features (Package service, Controlled access, Property manager on site, Gated) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
3×
Pest Issues Mentioned
1×
Safety Concerns Mentioned
1×

On-Site Security

Package service Controlled access Property manager on site Gated

Fees Beyond Rent

These are the additional charges beyond base rent at 7637 Harwin Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Currently running a $20 App & Admin Fee Special for all Appl... Read Moreicants! Read Less

$25

Administrative Fee

Currently running a $20 App & Admin Special for all applican... Read Morets! Read Less

$25

Pets Fees

Pet Deposit

$250

Monthly Pet Fee

$15 / mo

One-Time Pet Fee

$100 - $100

Parking Fees

Parking Deposit

N/A

Parking Fee

N/A / mo

Amenities

Special Features

BBQ Grill Area Electric Oven Central Air Conditioning HS Internet Access Smart Door Locks Smart Thermostats Washer/Dryer in Units H/S Internet Available Putblic Transportation Tub/shower combos Gated Courtyards Key Fob Access Refrigerator in Unit

Community Features

Laundry Facilities Maintenance on site 24 Hour Access Renters Insurance Program Courtyard Grill Picnic Area Playground

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Tub/Shower Dishwasher Disposal Granite Countertops Oven Range Refrigerator Walk-In Closets Balcony Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around 7637 Harwin Apartments.

Hospital

  • Memorial Hermann Southwest Hospital Emergency Center 2.6
  • HCA Houston ER 24/7 - Bellaire 4.8
  • HCA Houston ER 24/7 - Westchase 4.7

Restaurant

  • Tacos Laguna (Food Truck) 4.1
  • Chai Khana ( Halal ) 4.5
  • Chinito Cocina 4.8

Bank

  • ATM 4.5
  • Cardtronics ATM 3.0
  • ATM (ATM Link, Inc.)

Gas

  • Exxon 3.9
  • Shell 3.4
  • Conoco 3.8

Pet Policy

Bringing a pet? Here's what 7637 Harwin Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

  • Dogs, Cats, and Birds Allowed
  • $250 Deposit
  • $15 Monthly Pet Rent
  • $100 Fee
  • 1 Pet Limit

About 7637 Harwin Apartments

Experience the comfort and convenience of 7637 Harwin apartments! We have some of the largest apartments in Sharpstown, fully renovated with smart home features and washer/dryers, all at unbeatable low prices. Major employers, dining, shopping, and entertainment options like the Galleria are just minutes away. Come discover the best value in apartment living at 7637 Harwin!

Year Built: 1974
Stories: 2
Total Units: 64
Management: Advantage Property Services LLC
Phone: (346) 214-3490

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — with their own insurance costs and safety profiles worth comparing.

2100 Memorial - 55+ Senior Living Apartments

Houston

$872 - $1,630 Ins: ~$13/mo
High Risk

Art House Sawyer Yards Apartments

Houston

$1,435 - $3,726 Ins: ~$13/mo
High Risk

Avenue M Apartments

Houston

$1,045 - $1,640 Ins: ~$13/mo
High Risk

Caldera Apartment Homes

Houston

$795 - $1,490 Ins: ~$15/mo
High Risk

Cali Crossing Apartments

Houston

$879 - $999 Ins: ~$16/mo
High Risk

Casa Agave Apartments

Houston

$880 - $1,390 Ins: ~$15/mo
High Risk

Frequently Asked Questions

Does 7637 Harwin Apartments require renters insurance?
We didn't find a public insurance requirement for 7637 Harwin Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 7637 Harwin Apartments?
For this zip code and building type, expect to pay around $19/month ($222/year). 7637 Harwin Apartments has security features that qualify for discounts — with those applied, you could pay as little as $17/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at 7637 Harwin Apartments?
Plan for $1,118 to $1,238/month all-in. That's base rent ($1,099 - $1,219), plus roughly $19/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 7637 Harwin Apartments allow pets?
Yes, 7637 Harwin Apartments is pet-friendly. Here are the details: Dogs, Cats, and Birds Allowed. $250 Deposit. $15 Monthly Pet Rent. $100 Fee. 1 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around 7637 Harwin Apartments?
The area has a F crime grade, which is worth factoring into your coverage decisions. That puts it safer than 1 of U.S. cities. On the property itself, you'll find package service, controlled access, property manager on site, gated — features that can also qualify you for insurance discounts.
What floor plans does 7637 Harwin Apartments offer?
There are 10 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,099 - $1,219. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Get Renters Insurance for 7637 Harwin Apartments

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.