Alta Grandway Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 29, 2026

Thinking about renting at Alta Grandway Apartments in Bear Creek/Copperfield? Rent here runs $1,324 - $2,252, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

Get Renters Insurance for Alta Grandway Apartments

Compare renters insurance quotes in seconds

2020 Grandway Dr, Katy, TX 77449

Bear Creek/Copperfield

Managed by Greystar Built 2024 3 stories 336 units
4/5
$1,324 - $2,252 /month

Monthly Cost Breakdown at Alta Grandway Apartments

The listed rent isn't the whole number. Here's what Alta Grandway Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,501 – $2,429
Base Rent $1,324 – $2,252
Required Monthly Fees $165
Est. Renters Insurance $12/mo

Renters Insurance at Alta Grandway Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Alta Grandway Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Alta Grandway Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Alta Grandway Apartments:

Carrier Est. Monthly Est. Annual Tier Buy Online
Lemonade $8 $91 budget Yes
USAA $9 $103 budget
State Farm $11 $137 mid
Progressive $12 $148 mid Yes
Safeco $12 $148 mid
Travelers $13 $160 mid
Allstate $14 $171 mid
Nationwide $14 $171 mid
Farmers $15 $182 premium
Liberty Mutual $17 $205 premium

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

Compare renters insurance quotes — it's free


Fees Beyond Rent

These are the additional charges beyond base rent at Alta Grandway Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Boiler Management

Amount for boiler heating/management services.

$16.75 / mo

Utility - Gas Administrative Fee

Amount to manage gas billing.

$2.28 / mo

Trash Services - Doorstep

Amount for doorstep trash removal from rental home.

$25 / mo

Pest Control Services

Amount for pest control services.

$3 / mo

Trash Administrative Fee

Amount to manage trash service billing.

$3 / mo

Internet Services

Amount for internet services provided by community.

$65 / mo

Utility - Gas

Usage-Based (Utilities).Amount for provision and consumption... Read More of natural gas. Read Less

Varies

Utility - Electric - Third Party

Usage-Based (Utilities).Amount for provision and consumption... Read More of electric paid to a third party. Read Less

Varies

Utility - Water/Sewer

Usage-Based (Utilities).Amount for provision and/or consumpt... Read Moreion of water and sewer services Read Less

Varies

Utility - Stormwater/Drainage

Usage-Based (Utilities).Amount for provision of storm water ... Read Moreservices. Read Less

Varies

Renters Liability Insurance - Third Party

Amount for renters liability insurance obtained through resi... Read Moredent's provider of choice. Read Less

Varies

Trash Services - Hauling

Amount for shared trash/waste services.

Varies

Administrative Fee

Amount to facilitate move-in process for a resident.

$150

Security Deposit (Refundable)

Amount intended to be held through residency that may be app... Read Morelied toward amounts owed at move-out. Refunds processed per application and lease terms. Read Less

$200 - $400

Application Fee

Amount to process application, initiate screening, and take ... Read Morea rental home off the market. Read Less

$75

Pets Fees

Pet Deposit (Refundable)

Amount for pet living in rental home. May be assessed per pe... Read Moret or per rental home, based on lease requirements. Refunds processed per lease terms. Read Less

$250

Pet Fee

Amount to facilitate authorized pet move-in.

$250

Pet Rent

Monthly amount for authorized pet.

$25 / mo

Pet Management - Third Party

Amount for authorized pet registration and screening service... Read Mores. Read Less

$25 - $40 / yr

Parking Fees

Parking Fee

Amount for covered parking space/services. May be subject t... Read Moreo availability. Read Less

$50 / mo

Parking Fee

Amount for electric vehicle space; reserved or pay-per-use s... Read Moretation. May be subject to availability. Read Less

Varies

Addons Fees

Renters Liability/Content - Property Program

Amount to participate in the property Renters Liability Pro... Read Moregram. Read Less

$14.5 / mo

Situational Fees

Month-to-Month Fee

Amount, in addition to base rent, for a month-to-month lease

$500 / mo

Pet/Animal - Lease Violation

Amount for violation of community policies related to pet or... Read More assistance animal. Read Less

$10 - $100 / occurence

Renters Liability Only - Non-Compliance

Amount for not maintaining required Renters Liability Policy

$10.75 / occurence

Access/Lock Change Fee

Amount to change or reprogram access to rental home.

$100 / occurence

Trash Container - Replacement

Amount to replace trash/waste container.

$30 / occurence

Utility - Vacant Processing Fee

Amount for failing to transfer utilities into resident name.

$50 / occurence

Intra-Community Transfer Fee

Amount due when transferring to another rental unit within c... Read Moreommunity. Read Less

$500 / occurence

Access Device - Replacement

Amount to obtain a replacement access device for community; ... Read Morefobs, keys, remotes, access passes. Read Less

$75 / occurence

Returned Payment Fee (NSF)

Amount for returned payment.

$85 / occurence

Early Lease Termination/Cancellation

Amount to terminate lease earlier than lease end date; exclu... Read Moredes rent and other charges. Read Less

200% of base rent / occurence

Insufficient Move-Out Notice Fee

Amount for not providing notice to move-out as required by l... Read Moreease. Read Less

200% of base rent / occurence

Reletting Fee

Marketing fee related to early lease termination; excludes r... Read Moreent and other charges. Read Less

85% of base rent / occurence

Late Fee

Amount for paying after rent due date; per terms of lease.

9.99% of base rent / occurence

Utility - Vacant Cost Recovery

Usage-Based (Utilities).Amount for utility usage not transfe... Read Morerred to resident responsibility any time during occupancy. Read Less

Varies

Lease Violation

Amount for violation of community policies and/or per lease ... Read Moreterms. Read Less

Varies

Legal/Eviction Fees

Amount for legal expenses incurred for lease violations.

Varies

Payment Services - Third Party

Amount for using a third party, electronic payment processin... Read Moreg service (i.e. credit card, ACH, etc.). Read Less

Varies

Amenities

Special Features

Ceiling fans in living room and bedroom(s) Ceiling mounted lights Coffee bar Designer wood-style plank flooring Dual tone paint French-door refrigerators Full-size washer and dryer in all homes Outdoor game yard with turf Programmable thermostats Upscale 2 blinds Upscale carpet in bedrooms USB outlets Wi-Fi in common areas

Community Features

Pet Washing Station

Floor Plan Amenities

Wi-Fi Ceiling Fans Refrigerator Carpet Walk-In Closets Yard

Pet Policy

Bringing a pet? Here's what Alta Grandway Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $250 Deposit

About Alta Grandway Apartments

Located just off the 99 on Franz Rd west of Houston, Alta Grandway is conveniently located by dining and outlet shopping and close to picturesque downtown Katy.

Year Built: 2024
Stories: 3
Total Units: 336
Management: Greystar
Phone: (855) 680-3550

Other Options Nearby

Still weighing your choices? These communities are in the same part of Katy — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Alta Grandway Apartments require renters insurance?
We didn't find a public insurance requirement for Alta Grandway Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Alta Grandway Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). Alta Grandway Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Alta Grandway Apartments?
Plan for $1,501 to $2,429/month all-in. That's base rent ($1,324 - $2,252), plus $165/month in required fees (trash, utilities, etc.), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Alta Grandway Apartments allow pets?
Yes, Alta Grandway Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $250 Deposit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Alta Grandway Apartments offer?
There are 13 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,324 - $2,252. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Get Renters Insurance for Alta Grandway Apartments

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.