Arise St. Gregory's Beach Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 29, 2026

Thinking about renting at Arise St. Gregory's Beach Apartments in Bear Creek/Copperfield? Rent here runs $999 - $1,229, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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5450 Timber Creek Place Dr, Houston, TX 77084

Bear Creek/Copperfield

Managed by Arise Equity Management Built 1983 2 stories 186 units
4/5 ·1 reviews
$999 - $1,229 /month

Monthly Cost Breakdown at Arise St. Gregory's Beach Apartments

The listed rent isn't the whole number. Here's what Arise St. Gregory's Beach Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,014 – $1,244
Base Rent $999 – $1,229
Required Monthly Fees $0
Est. Renters Insurance $15/mo

Renters Insurance at Arise St. Gregory's Beach Apartments

Accepted Insurance Providers

Arise St. Gregory's Beach Apartments accepts policies from these carriers — though most standard renters insurance companies will be fine. If you already have a policy, check if your carrier is on the list.

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What Affects Your Premium Here

Every building is different. These factors specific to Arise St. Gregory's Beach Apartments can push your insurance cost up or down:

Older Building

Built in 1983 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Arise St. Gregory's Beach Apartments based on the rent level and building features.

Personal Property Coverage

$30,000 recommended
Low: $15,000 High: $50,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Arise St. Gregory's Beach Apartments:

Carrier Est. Monthly Est. Annual Tier Buy Online
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the additional charges beyond base rent at Arise St. Gregory's Beach Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$75

Administrative Fee

$75

Pets Fees

Monthly Pet Fee

$15 / mo

One-Time Pet Fee

$500 - $500

Amenities

Community Features

Laundry Facilities Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Smoke Free

Pet Policy

Bringing a pet? Here's what Arise St. Gregory's Beach Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

  • Dogs, Cats, Birds, Fish, and Reptiles Allowed
  • $500 Deposit
  • $15 Monthly Pet Rent
  • 2 Pet Limit

About Arise St. Gregory's Beach Apartments

St. Gregory’s Beach… A Tropical Paradise where the weekend lasts forever featuring one and two bedroom flats and town homes, St. Gregory’s Beach is a dream come true for those who enjoy resort style living. Relax on a white sandy beach surrounded by the vibrant colors of tropical flowers and plants. Eliminate stress with a swim in the lap pool, a workout in the fitness center, a peaceful escape unwinding in the Hawaiian spa or a special social time meeting with friends and neighbors at the pool-side palapa bar and outdoor cooking center.

Year Built: 1983
Stories: 2
Total Units: 186
Management: Arise Equity Management
Phone: (346) 277-0667

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Arise St. Gregory's Beach Apartments require renters insurance?
We didn't find a public insurance requirement for Arise St. Gregory's Beach Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Arise St. Gregory's Beach Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Arise St. Gregory's Beach Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Arise St. Gregory's Beach Apartments?
Plan for $1,014 to $1,244/month all-in. That's base rent ($999 - $1,229), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Arise St. Gregory's Beach Apartments allow pets?
Yes, Arise St. Gregory's Beach Apartments is pet-friendly. Here are the details: Dogs, Cats, Birds, Fish, and Reptiles Allowed. $500 Deposit. $15 Monthly Pet Rent. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Arise St. Gregory's Beach Apartments offer?
There are 5 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $999 - $1,229. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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