Arbor Point Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 29, 2026

Thinking about renting at Arbor Point Apartments in Bear Creek/Copperfield? Rent here runs $950 - $1,699, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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18142 S Park View Dr, Houston, TX 77084

Bear Creek/Copperfield

Built 1985 2 stories 65 units
3/5 ·3 reviews
$950 - $1,699 /month

Monthly Cost Breakdown at Arbor Point Apartments

The listed rent isn't the whole number. Here's what Arbor Point Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $965 – $1,714
Base Rent $950 – $1,699
Required Monthly Fees $0
Est. Renters Insurance $15/mo

Renters Insurance at Arbor Point Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Arbor Point Apartments can push your insurance cost up or down:

Older Building

Built in 1985 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Arbor Point Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Pool on premises — higher liability recommended

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Arbor Point Apartments:

Carrier Est. Monthly Est. Annual Tier Buy Online
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the additional charges beyond base rent at Arbor Point Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Internet

$30

Application Fee

$150

Pets Fees

Monthly pet fee

No vicious dogs allowed

$25

One time Fee

$500

Weight limit

75 lb

Pet Limit

2

Fees not specified

Weight limit

--

Pet Limit

--

Parking Fees

Covered Parking 1 Max

$45/mo

Surface Lot 1 Max

$25/mo

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Arbor Point Apartments.

On-Site Security

Controlled access Gated Gated access

Amenities

Special Features

Internet Included Gated Community w/Walking/Running Trails High-speed Internet Available Sparkling Pools Vaulted Ceilings and Fireplaces Washer/Dryer Connections Assigned Open Garage w/ Storage Units Jacuzzi Tubs in Bathrooms/Skylights* One and Two Bedroom Apartments & Townhomes Pet Friendly Private Patio/Balcony w/ Lakeside Views Katy ISD

Community Features

Community-Wide WiFi Wi-Fi Online Services Pet Play Area Lake Access Pool Walking/Biking Trails

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Storage Space Tub/Shower Fireplace Framed Mirrors Dishwasher Disposal Ice Maker Granite Countertops Pantry Microwave Oven Range Refrigerator Carpet Vinyl Flooring Vaulted Ceiling Views Skylights Walk-In Closets Balcony Patio Porch

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Arbor Point Apartments.

Grocery

  • Whole Foods Market 4.4
  • El Producto de Peru 4.9
  • H-E-B 4.4

Pet Policy

Bringing a pet? Here's what Arbor Point Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

  • Pet policies are negotiable.

About Arbor Point Apartments

Located right near the bustling Energy Corridor but just off of the quiet and peaceful Park View Drive, the apartment homes at Arbor Point feature everything you want to feel right at home. Arbor Point is a gated community nestled among many mature trees. Most units offer a lake view off of your own private patio. Our spacious floor plans include fireplaces, lots of closet space, and room for you to spread out! This is not a cramped 300 unit community with traffic coming and going all the time. Come and enjoy the peace that comes with living in a smaller community! We're close to I-10, great Katy ISD schools and terrific dining and shopping. Plus, we're pet-friendly!!! Come and see us today!

Year Built: 1985
Stories: 2
Total Units: 65
Phone: (832) 604-1248

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Arbor Point Apartments require renters insurance?
We didn't find a public insurance requirement for Arbor Point Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Arbor Point Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Arbor Point Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Arbor Point Apartments?
Plan for $965 to $1,714/month all-in. That's base rent ($950 - $1,699), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Arbor Point Apartments allow pets?
Yes, Arbor Point Apartments is pet-friendly. Here are the details: Pet policies are negotiable.. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Arbor Point Apartments offer?
There are 6 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $950 - $1,699. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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