Carrara at Cypress Creek Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 29, 2026

Thinking about renting at Carrara at Cypress Creek Apartments in Northwest Houston? Rent here runs $907 - $1,457, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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4603 Cypresswood Dr, Spring, TX 77379

Northwest Houston

Managed by Sentinel Peak Capital Partners Built 1981 2 stories 234 units
4/5 ·10 reviews
$907 - $1,457 /month

Monthly Cost Breakdown at Carrara at Cypress Creek Apartments

The listed rent isn't the whole number. Here's what Carrara at Cypress Creek Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,041 – $1,591
Base Rent $907 – $1,457
Required Monthly Fees $122
Est. Renters Insurance $12/mo

Renters Insurance at Carrara at Cypress Creek Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Carrara at Cypress Creek Apartments can push your insurance cost up or down:

Older Building

Built in 1981 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$12

Est. Monthly

$150

Est. Annual

$11

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Carrara at Cypress Creek Apartments based on the rent level and building features.

Personal Property Coverage

$30,000 recommended
Low: $15,000 High: $50,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Carrara at Cypress Creek Apartments:

Carrier Est. Monthly Est. Annual Tier Buy Online
Lemonade $7 $82 budget Yes
USAA $8 $92 budget
State Farm $10 $122 mid
Progressive $11 $133 mid Yes
Safeco $11 $133 mid
Travelers $12 $143 mid
Allstate $13 $153 mid
Nationwide $13 $153 mid
Farmers $14 $163 premium
Liberty Mutual $15 $184 premium

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the additional charges beyond base rent at Carrara at Cypress Creek Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Community Maintenance Fee

Community Maintenance Fee

$18 / mo

Wifi/Internet Reimbursment

Wifi/Internet Reimbursment

$50 / mo

Application Fee

Application Fee

$60

Pets Fees

Pet Fees Or Charges

Pet Fee - first pet - Cat

$400

Pet Rent

Pet Rent - Cat

$20 / mo

Parking Fees

Parking Fee

Reserved Parking Spot - Parking

$25 / mo

Reserved Parking Spot - Parking

Reserved Parking Spot - Parking

$25 / mo

Addons Fees

Cleaning Charges

Carpet Cleaning

$0.01

Damage Charges

Carpet Replace / Repair

$0.01

Extra Keys Or Lock Changes

Keys not returned

$0.01

Administrative Fee

Online Administrative Fee

$150

Supplemental Application Fee

Transfer Fee

$300

Situational Fees

Attorney Or Legal Charges

Attorney / Legal Charges

$0.01

Month To Month Charges

Month To Month Charges

$200

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Carrara at Cypress Creek Apartments.

On-Site Security

Package service Controlled access Gated Gated access Perimeter fencing

Amenities

Special Features

Furnished Apartments Available With Cort Loss Leader Concession Washer Dryer

Community Features

Community-Wide WiFi Laundry Facilities Furnished Units Available Trash Pickup - Curbside Walk-Up Fenced Lot Sundeck Courtyard Grill Picnic Area Fitness Center Pool Walking/Biking Trails

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Trash Compactor Tub/Shower Fireplace Dishwasher Disposal Pantry Kitchen Microwave Oven Range Refrigerator Carpet Vinyl Flooring High Ceilings Built-In Bookshelves Vaulted Ceiling Walk-In Closets Linen Closet Furnished Balcony Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Carrara at Cypress Creek Apartments.

Grocery

  • Sprouts Farmers Market 4.6
  • Kroger 4.0
  • Kroger 4.1

Pet Policy

Bringing a pet? Here's what Carrara at Cypress Creek Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $20 Monthly Pet Rent
  • $400-$600 Fee
  • 2 Pet Limit

About Carrara at Cypress Creek Apartments

Living at Carrara at Cypress Creek puts you in a central location in Harris County, just minutes away from Ponderosa Walking Park and some of the best that Spring has to offer. Check out eclectic restaurants, hip entertainment spots, and convenient shopping centers without ever straying far from home. You’re also close to several higher education institutions and lucrative employment opportunities. After you’re all settled into your new home at Carrara at Cypress Creek, it’s time to explore what makes your new neighborhood great. An ideal Harris County location puts you just around the corner from eateries like Los Generales and Bon KBBQ as well as exhilarating recreational areas like Kickerillo-Mischer Preserve and Cypress Wood MTB Trails. Additionally, grabbing groceries will be easy with H-E-B and Sprouts Farmers Market just minutes away. At Carrara at Cypress Creek, you have everything you need to lead an easy and fulfilling everyday life without leaving the comfort of your home or your gated community. Your stylish one or two bedroom apartment includes perks like a fully equipped kitchen, wood-style flooring, and spacious closets. Enjoy access to community amenities like a fitness center, a BBQ grilling area, and a rejuvenating swimming pool that features a sundeck. We know how important it is for your home to match you. At Carrara at Cypress Creek, you’ll have a choice between a one or two bedroom apartment. No matter which of our beautiful floor plans you choose, you’ll enjoy classic perks like plenty of upgrades, a new, modern lighting package, and a private patio or balcony.

Year Built: 1981
Stories: 2
Total Units: 234
Management: Sentinel Peak Capital Partners
Phone: (832) 234-9786

Other Options Nearby

Still weighing your choices? These communities are in the same part of Spring — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Carrara at Cypress Creek Apartments require renters insurance?
We didn't find a public insurance requirement for Carrara at Cypress Creek Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Carrara at Cypress Creek Apartments?
For this zip code and building type, expect to pay around $12/month ($150/year). Carrara at Cypress Creek Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Carrara at Cypress Creek Apartments?
Plan for $1,041 to $1,591/month all-in. That's base rent ($907 - $1,457), plus $122/month in required fees (trash, utilities, etc.), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Carrara at Cypress Creek Apartments allow pets?
Yes, Carrara at Cypress Creek Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $20 Monthly Pet Rent. $400-$600 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Carrara at Cypress Creek Apartments offer?
There are 6 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $907 - $1,457. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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