Champions Centre Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 29, 2026

Thinking about renting at Champions Centre Apartments in Northwest Houston? Rent here runs $966 - $1,512, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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13222 Champions Centre Dr, Houston, TX 77069

Northwest Houston

Built 1994 2 stories 192 units
4/5 ·5 reviews
$966 - $1,512 /month

Monthly Cost Breakdown at Champions Centre Apartments

The listed rent isn't the whole number. Here's what Champions Centre Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,089 – $1,635
Base Rent $966 – $1,512
Required Monthly Fees $108
Est. Renters Insurance $15/mo

Renters Insurance at Champions Centre Apartments

Accepted Insurance Providers

Champions Centre Apartments accepts policies from these carriers — though most standard renters insurance companies will be fine. If you already have a policy, check if your carrier is on the list.

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What Affects Your Premium Here

Every building is different. These factors specific to Champions Centre Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Champions Centre Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Champions Centre Apartments:

Carrier Est. Monthly Est. Annual Tier Buy Online
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the additional charges beyond base rent at Champions Centre Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Amenity Fee

$15 / mo

Valet Trash

$35 / mo

Administrative Fee

$6 / mo

Pest Control

$7 / mo

Application Fee Per Applicant

$65

Administrative Fee

$150

Pets Fees

One-Time Pet Fee

$350 - $350

Addons Fees

Liability Insurance

$14

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Champions Centre Apartments.

On-Site Security

Controlled access Property manager on site Gated Gated access

Amenities

Special Features

Assigned Parking BBQ Grills Gate Jogging Trail On-Site Management Package Receiving Spacious Walk-in Closets

Community Features

Laundry Facilities Maintenance on site Business Center Clubhouse Storage Space Walk-Up Grill Picnic Area Fitness Center Pool Walking/Biking Trails

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Washer/Dryer Hookup Air Conditioning Ceiling Fans Tub/Shower Dishwasher Disposal Stainless Steel Appliances Kitchen Microwave Oven Range Refrigerator Walk-In Closets Balcony Patio

Pet Policy

Bringing a pet? Here's what Champions Centre Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $40 Monthly Pet Rent
  • $350 Fee
  • 2 Pet Limit

About Champions Centre Apartments

Come and experience the very best at the Champions Centre in Houston, Texas. Inspired by the English countryside, the pristine landscaping and classic styling of Champions Centre offers beautiful apartments nestled in a residential setting. We are just minutes away from local shopping, restaurants, and entertainment. We offer easy access to Farm to Market 1960 and Hwy 249, making any commute a breeze. There is something to appeal to every taste and interest like Willowbrook Mall and Willowbrook Movie Tavern. Our apartment living offers ten delightful models with one and two-bedroom options. These spacious floor plans are designed with your comfort and convenience in mind. Champions Centre offers amenities that are second to none. Each apartment comes with 9-foot ceilings, all-electric kitchens, a balcony or patio, ceiling fans, a dishwasher, extra storage, a microwave, a refrigerator, in-home washer and dryer, and so much more! Experience the lifestyle here at Champions Centre. Take advantage of our sensational community amenities that include gated access, a shimmering swimming pool, a state-of-the-art fitness center, and an elegant clubhouse with billiards. Call or visit today to see why this is the perfect place for you to call home. We are a pet-friendly community.

Year Built: 1994
Stories: 2
Total Units: 192
Phone: (346) 770-3350

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Champions Centre Apartments require renters insurance?
We didn't find a public insurance requirement for Champions Centre Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Champions Centre Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Champions Centre Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Champions Centre Apartments?
Plan for $1,089 to $1,635/month all-in. That's base rent ($966 - $1,512), plus $108/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Champions Centre Apartments allow pets?
Yes, Champions Centre Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $40 Monthly Pet Rent. $350 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Champions Centre Apartments offer?
There are 7 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $966 - $1,512. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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