Champions Pointe Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 29, 2026

Thinking about renting at Champions Pointe Apartments in Northwest Houston? Rent here runs $829 - $2,249, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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12335 Antoine Dr, Houston, TX 77067

Northwest Houston

Built 1984 2 stories 224 units
3/5 ·1 reviews
$829 - $2,249 /month

Monthly Cost Breakdown at Champions Pointe Apartments

The listed rent isn't the whole number. Here's what Champions Pointe Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $844 – $2,264
Base Rent $829 – $2,249
Required Monthly Fees $0
Est. Renters Insurance $15/mo

Renters Insurance at Champions Pointe Apartments

Accepted Insurance Providers

Champions Pointe Apartments accepts policies from these carriers — though most standard renters insurance companies will be fine. If you already have a policy, check if your carrier is on the list.

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What Affects Your Premium Here

Every building is different. These factors specific to Champions Pointe Apartments can push your insurance cost up or down:

Older Building

Built in 1984 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Champions Pointe Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Champions Pointe Apartments:

Carrier Est. Monthly Est. Annual Tier Buy Online
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the additional charges beyond base rent at Champions Pointe Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$50

Administrative Fee

$49

Pets Fees

Pet Deposit

$350

One-Time Pet Fee

$25 - $25

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Champions Pointe Apartments.

On-Site Security

Property manager on site

Amenities

Special Features

1st Floor 1 Bed 1st Floor 2 Bed 2nd Floor 1 Bed 2nd Floor 2 Bed Monthly Resident Events Pool View Premium Soccer Field Standard View Washer/Dryer Connection

Community Features

Maintenance on site Picnic Area Pool Pickleball Court

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Smoke Free Dishwasher Disposal Microwave Range Refrigerator Breakfast Nook Carpet Vinyl Flooring Walk-In Closets Patio

Pet Policy

Bringing a pet? Here's what Champions Pointe Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • 1 Pet Limit

About Champions Pointe Apartments

Find your new apartment at Champions Pointe in Houston, TX. The professional leasing staff is ready to help you find your ideal place. Discover a large selection of fantastic amenities like hardwood floors, ice makers, and high-speed internet access. Drop by the leasing office to discuss your new apartment and find your new place at Champions Pointe.

Year Built: 1984
Stories: 2
Total Units: 224
Phone: (832) 353-2318

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Champions Pointe Apartments require renters insurance?
We didn't find a public insurance requirement for Champions Pointe Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Champions Pointe Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Champions Pointe Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Champions Pointe Apartments?
Plan for $844 to $2,264/month all-in. That's base rent ($829 - $2,249), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Champions Pointe Apartments allow pets?
Yes, Champions Pointe Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. 1 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Champions Pointe Apartments offer?
There are 4 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $829 - $2,249. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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