Eclipse Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Eclipse Apartments in Briar Village? Rent here runs $950 – $1,897, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1725 Crescent Plz, Houston, TX 77077

Briar Village

Managed by MORGAN Built 2009 3 stories 330 units
3.8/5 ·406 reviews Google
5/5 ·111 reviews Apt. Finder
$950 – $1,897 /month

Renters Insurance at Eclipse Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Eclipse Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Theft Reports

3 mentions in Google reviews

FBI UCR

Property crime rate: 4013/100K (154% above national average)

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Eclipse Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Eclipse Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Houston.

Houston property crime rate

4,013

per 100K residents

154% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
530 / 200
Larceny / theft
2,927 / 1,172
Vehicle theft
555 / 206
Houston U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Eclipse Apartments also has on-site security features (Package service, Property manager on site, Gated, Doorman, Covered parking) that insurers recognize with discounts.

Source: FBI UCR Program, Houston (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Theft Common topic
Safety Concerns Mentioned

On-Site Security

Package service Property manager on site Gated Doorman Covered parking

Fees Beyond Rent

These are the additional charges beyond base rent at Eclipse Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$75

Administrative Fee

$150

Parking Fees

Parking Fee

$125 / mo

Parking Fee

$45 / mo

Amenities

Special Features

2nd Floor Bike Racks Black Granite Countertop Brown Granite Countertop Carport East Facing Door First Floor Kitchen Island Media Room Off Street Parking Patio/Balcony Patio/Balcony- Large Patio/Balcony- Storage Closet Pool View

Community Features

Maintenance on site Furnished Units Available Guest Apartment Elevator Business Center Clubhouse Lounge Breakfast/Coffee Concierge Courtyard Grill Fitness Center Pool Gameroom

Floor Plan Amenities

Air Conditioning Tub/Shower Dishwasher Disposal Granite Countertops Stainless Steel Appliances Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Hardwood Floors Carpet High Ceilings Vaulted Ceiling Walk-In Closets Balcony

Pet Policy

Bringing a pet? Here's what Eclipse Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

  • Pet policies are negotiable.

About Eclipse Apartments

Eclipse reminds you at every turn why it's good to be home. Take advantage of ample community spaces, from the large demonstration kitchen to the spectacular clubhouse. Entertain at home in your open-concept kitchen, complete with a prep island, or browse your walk-in closet in preparation for an evening out in Houston. Everything you need, in one convenient location.

Year Built: 2009
Stories: 3
Total Units: 330
Management: MORGAN
Phone: (346) 420-5534

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Eclipse Apartments require renters insurance?
We didn't find a public insurance requirement for Eclipse Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Eclipse Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). Eclipse Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Eclipse Apartments?
Plan for $964 to $6,061/month all-in. That's base rent ($950 – $1,897), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Eclipse Apartments allow pets?
Pet policies at Eclipse Apartments are handled on a case-by-case basis — contact the leasing office for details.
How safe is the area around Eclipse Apartments?
Property crime in Houston runs noticeably higher than the national average — 4013 incidents per 100,000 residents versus the U.S. average of 1578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 530/100K here. On the property itself, you'll find package service, property manager on site, gated, doorman — features that can qualify for premium discounts.
What floor plans does Eclipse Apartments offer?
There are 44 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $950 – $1,897. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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