Las Palmas Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 12, 2026

Thinking about renting at Las Palmas Apartments in Southeast Houston? Rent here runs $1,166 - $3,429, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1400 El Camino Village Dr, Houston, TX 77058

Southeast Houston

Managed by Greystar Built 1993 2 stories 360 units
4/5 ·265 reviews Google
5/5 ·170 reviews
$1,166 - $3,429 /month

Monthly Cost Breakdown at Las Palmas Apartments

The listed rent isn't the whole number. Here's what Las Palmas Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,272 – $3,535
Base Rent $1,166 – $3,429
Required Monthly Fees $93
Est. Renters Insurance $13/mo

Renters Insurance at Las Palmas Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Las Palmas Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

AreaVibes

Crime grade: F

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$13

Est. Monthly

$159

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Las Palmas Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Las Palmas Apartments:

Carrier Monthly Annual
Lemonade $7/mo $86/yr
USAA $8/mo $97/yr
State Farm $11/mo $130/yr
Progressive $12/mo $140/yr
Safeco $12/mo $140/yr
Travelers $13/mo $151/yr
Allstate $14/mo $162/yr
Nationwide $14/mo $162/yr
Farmers $14/mo $173/yr
Liberty Mutual $16/mo $194/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Las Palmas Apartments.

F

Area Crime Grade

1%

Houston overall is safer than only 1% of U.S. cities

This reflects Houston as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: Las Palmas Apartments has on-site security features (Package service, Controlled access, Property manager on site, Gated) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned

On-Site Security

Package service Controlled access Property manager on site Gated

Fees Beyond Rent

These are the additional charges beyond base rent at Las Palmas Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Community Amenity Fee

Amount for community amenity use and services.

$10 / mo

Package Services

Amount for package services.

$17 / mo

Utility - Stormwater/Drainage Admin Fee

Amount to manage drainage billing.

$2.56 / mo

Trash Services - Doorstep

Amount for doorstep trash removal from rental home.

$25 / mo

Trash Administrative Fee

Amount to manage trash service billing.

$3 / mo

Pest Control Services

Amount for pest control services.

$5 / mo

Renters Liability Insurance - Third Party

Amount for renters liability insurance obtained through resi... Read Moredent's provider of choice. Read Less

Varies

Drainage Fee

Usage-Based (Utilities).Amount for local programs that mitig... Read Moreate flooding, erosion, and water pollution. Read Less

Varies

Trash Services - Hauling

Amount for shared trash/waste services.

Varies

Utility - Gas

Usage-Based (Utilities).Amount for provision and consumption... Read More of natural gas. Read Less

Varies

Utility - Water/Sewer

Usage-Based (Utilities).Amount for provision and/or consumpt... Read Moreion of water and sewer services Read Less

Varies

Utility - Electric - Third Party

Usage-Based (Utilities).Amount for provision and consumption... Read More of electric paid to a third party. Read Less

Varies

Application Fee

Amount to process application, initiate screening, and take ... Read Morea rental home off the market. Read Less

$35

Security Deposit (Refundable)

Amount intended to be held through residency that may be app... Read Morelied toward amounts owed at move-out. Refunds processed per application and lease terms. Read Less

$500

Pets Fees

Pet Fee

Amount to facilitate authorized pet move-in.

$400

Pet Rent

Monthly amount for authorized pet.

$30 / mo

Pet Management - Third Party

Amount for authorized pet registration and screening service... Read Mores. Read Less

$25 - $30 / yr

Addons Fees

Renters Liability/Content - Property Program

Amount to participate in the property Renters Liability Pro... Read Moregram. Read Less

$14.5 / mo

Situational Fees

Renters Liability Only - Non-Compliance

Amount for not maintaining required Renters Liability Policy

$10.75 / occurence

Payment Services - Alternative

Amount for using a third party rent payment installment prog... Read Moreram (i.e. Flex, Jetty Rent). Read Less

$14.99 / occurence

Access Device - Replacement

Amount to obtain a replacement access device for community; ... Read Morefobs, keys, remotes, access passes. Read Less

$25 - $100 / occurence

Trash Container - Replacement

Amount to replace trash/waste container.

$50 / occurence

Late Fee

Amount for paying after rent due date; per terms of lease.

$50 / occurence

Returned Payment Fee (NSF)

Amount for returned payment.

$50 / occurence

Utility - Vacant Processing Fee

Amount for failing to transfer utilities into resident name.

$50 / occurence

Intra-Community Transfer Fee

Amount due when transferring to another rental unit within c... Read Moreommunity. Read Less

$500 / occurence

Early Lease Termination/Cancellation

Amount to terminate lease earlier than lease end date; exclu... Read Moredes rent and other charges. Read Less

200% of base rent / occurence

Reletting Fee

Marketing fee related to early lease termination; excludes r... Read Moreent and other charges. Read Less

85% of base rent / occurence

Utility - Vacant Cost Recovery

Usage-Based (Utilities).Amount for utility usage not transfe... Read Morerred to resident responsibility any time during occupancy. Read Less

Varies

Pet/Animal - Lease Violation

Amount for violation of community policies related to pet or... Read More assistance animal. Read Less

Varies

Lease Violation - Extermination Services

Amount for violation of pest-related community policies.

Varies

Lease Violation

Amount for violation of community policies and/or per lease ... Read Moreterms. Read Less

Varies

Legal/Eviction Fees

Amount for legal expenses incurred for lease violations.

Varies

Security Deposit Alternative

Amount for alternate program in lieu of paying a traditional... Read More security deposit. Read Less

Varies

Payment Services - Alternative

Amount for using a third party rent payment installment prog... Read Moreram (i.e. Flex, Jetty Rent). Read Less

Varies

Amenities

Special Features

All bedrooms can accommodate a king sized bed Amenities Crown molding Custom bleached oak cabinets Double sinks and vanities* French doors to patios/balconies* Fully Fence Community Marble vanities* Mirror or tile backsplash Other Over-sized garden style bathtubs Plush carpeting Under cabinet lighting Unique oversized windows Whirlpool appliances Wood Flooring

Community Features

Wi-Fi Maintenance on site Trash Pickup - Door to Door Planned Social Activities Clubhouse Pond Fitness Center

Floor Plan Amenities

Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Double Vanities Tub/Shower Framed Mirrors Dishwasher Disposal Ice Maker Granite Countertops Pantry Kitchen Microwave Oven Range Refrigerator Freezer Quartz Countertops Hardwood Floors Carpet Vinyl Flooring Dining Room High Ceilings Family Room Crown Molding Vaulted Ceiling Bay Window Views Walk-In Closets Loft Layout Window Coverings Balcony Patio Porch

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Las Palmas Apartments.

Grocery

  • Whole Foods Market 4.4
  • Kroger 4.1
  • delicias market 4.6

Pharmacy

  • Walgreens Pharmacy 3.0
  • CVS Pharmacy 3.9
  • VytlOne Pharmacy St. John 4.4

Hospital

  • HCA Houston Healthcare Clear Lake Emergency Room 3.6
  • Houston Methodist Emergency Department in Clear Lake 3.6

Pet Policy

Bringing a pet? Here's what Las Palmas Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $25 Monthly Pet Rent
  • $400 Fee
  • 2 Pet Limit

About Las Palmas Apartments

Inspired by immaculate grand Gulf Coast estates, Las Palmas combines world-class Spanish-Colonial architecture and a vibrant, Floridian flair for a unique tropical escape. Perfectly paired with resort-style amenities, your home will feel like a private island oasis. Minutes away from all that Clear Lake has to offer, you'll discover a tranquil retreat and pampered lifestyle at Las Palmas; one you'll never want to leave.

Year Built: 1993
Stories: 2
Total Units: 360
Management: Greystar
Phone: (832) 905-0992

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Las Palmas Apartments require renters insurance?
We didn't find a public insurance requirement for Las Palmas Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Las Palmas Apartments?
For this zip code and building type, expect to pay around $13/month ($159/year). Las Palmas Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Las Palmas Apartments?
Plan for $1,272 to $3,535/month all-in. That's base rent ($1,166 - $3,429), plus $93/month in required fees (trash, utilities, etc.), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Las Palmas Apartments allow pets?
Yes, Las Palmas Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $25 Monthly Pet Rent. $400 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Las Palmas Apartments?
The area has a F crime grade, which is worth factoring into your coverage decisions. That puts it safer than 1 of U.S. cities. On the property itself, you'll find package service, controlled access, property manager on site, gated — features that can also qualify you for insurance discounts.
What floor plans does Las Palmas Apartments offer?
There are 11 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,166 - $3,429. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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