McAlister Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 12, 2026

Thinking about renting at McAlister Apartments in Southeast Houston? Rent here runs $955 - $1,505, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

Get Renters Insurance for McAlister Apartments

Compare renters insurance quotes in seconds

450 El Dorado Blvd, Webster, TX 77598

Southeast Houston

Managed by American Landmark Built 1989 3 stories 214 units
4/5 ·187 reviews Google
4/5 ·15 reviews
$955 - $1,505 /month

Monthly Cost Breakdown at McAlister Apartments

The listed rent isn't the whole number. Here's what McAlister Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,046 – $1,596
Base Rent $955 – $1,505
Required Monthly Fees $76
Est. Renters Insurance $15/mo

Renters Insurance at McAlister Apartments

What Affects Your Premium Here

Every building is different. These factors specific to McAlister Apartments can push your insurance cost up or down:

Older Building

Built in 1989 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

AreaVibes

Crime grade: F

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for McAlister Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near McAlister Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around McAlister Apartments.

F

Area Crime Grade

1%

Webster overall is safer than only 1% of U.S. cities

This reflects Webster as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: McAlister Apartments has on-site security features (Package service, Package lockers, Covered parking) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
4×

On-Site Security

Package service Package lockers Covered parking

Fees Beyond Rent

These are the additional charges beyond base rent at McAlister Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Common Area Maintenance

$10 / mo

Valet Trash

$25 / mo

Package Lockers

$5 / mo

Pest Control

$6 / mo

Application Fee Per Applicant

$75

Administrative Fee

$150

Pets Fees

Monthly Pet Fee

$20 / mo

One-Time Pet Fee

$300

Parking Fees

Parking Deposit

N/A

Parking Fee

$25 / mo

Parking Fee

N/A / mo

Amenities

Special Features

24-Hour Onsite Resident Laundry Care Center 24-Hour Resident Package System** American Landmark 360 Resident Program Built-In Bookcases Convenient 24/7 Online Resident Services Double Bathroom Vanity* French Doors Private Patios and Balconies Relaxing Community Gazebos Reserved Covered Parking Available Stainless Steel Appliances* Two Inch Blinds Vaulted Ceilings* Wall Outlets with USB Ports* Washer & Dryer* Wood Burning Fireplaces* Wood Style Flooring

Community Features

Walk-Up Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Double Vanities Tub/Shower Fireplace Dishwasher Disposal Stainless Steel Appliances Range Refrigerator Crown Molding Views Walk-In Closets Window Coverings Balcony Patio

Pet Policy

Bringing a pet? Here's what McAlister Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $20 Monthly Pet Rent
  • $300 Fee
  • 2 Pet Limit

About McAlister Apartments

Embrace comfort, convenience, and first-class living at McAlister. Located on El Dorado Boulevard near I-45 and Baybrook Mall, our apartments for rent in Webster, Texas, will exceed your expectations. Your new home offers a light-filled and spacious floor plan, complete with vaulted ceilings, crown molding, and vinyl plank-style flooring. You’ll even have your own private outdoor space, a beautiful balcony or patio where you can read, garden, and relax in style. To help you take your downtime to the next level, our community also features resort-inspired amenities including a sparkling swimming pool and a heated spa. In addition, you can unwind with your dog at the dedicated pet-friendly walking area. Enhance your daily life today at McAlister.

Year Built: 1989
Stories: 3
Total Units: 214
Management: American Landmark
Phone: (832) 481-6463

Other Options Nearby

Still weighing your choices? These communities are in the same part of Webster — with their own insurance costs and safety profiles worth comparing.

Advenir at Boulder Creek Apartments

Southeast Houston

$1,364 - $1,999 Ins: ~$13/mo
Low Risk

Almeda Park Apartments

Southeast Houston

$945 - $1,590 Ins: ~$14/mo
High Risk

Altair Residences Apartments

Southeast Houston

$661 - $956 Ins: ~$16/mo
High Risk

Aqua Bella Apartments

Southeast Houston

$750 - $1,155 Ins: ~$16/mo
High Risk

Aria at Almeda Apartments

Southeast Houston

$1,479 - $1,719 Ins: ~$13/mo
High Risk

Aria at Burke Apartments

Southeast Houston

$1,299 - $2,079 Ins: ~$13/mo
High Risk

Frequently Asked Questions

Does McAlister Apartments require renters insurance?
We didn't find a public insurance requirement for McAlister Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at McAlister Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at McAlister Apartments?
Plan for $1,046 to $1,596/month all-in. That's base rent ($955 - $1,505), plus $76/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does McAlister Apartments allow pets?
Yes, McAlister Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $20 Monthly Pet Rent. $300 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around McAlister Apartments?
The area has a F crime grade, which is worth factoring into your coverage decisions. That puts it safer than 1 of U.S. cities. On the property itself, you'll find package service, package lockers, covered parking — features that can also qualify you for insurance discounts.
What floor plans does McAlister Apartments offer?
There are 10 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $955 - $1,505. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Get Renters Insurance for McAlister Apartments

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.