Venetian Apartamentos Houston: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Venetian Apartamentos Houston in Northwest Houston? Rent here runs $644 – $1,129, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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15530 Ella Blvd, Houston, TX 77090

Northwest Houston

Managed by Nova Asset Management Built 1982 3 stories 445 units
3.8/5 ·609 reviews Google
4/5 ·49 reviews Apt. Finder
$644 – $1,129 /month

Monthly Cost Breakdown at Venetian Apartamentos Houston

The listed rent isn't the whole number. Here's what Venetian Apartamentos Houston actually costs each month once you add required fees and insurance.

Total Monthly Cost $659 – $1,144
Base Rent $644 – $1,129
Est. Renters Insurance $15/mo

Renters Insurance at Venetian Apartamentos Houston

What Affects Your Premium Here

Every building is different. These factors specific to Venetian Apartamentos Houston can push your insurance cost up or down:

Older Building

Built in 1982 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

FBI UCR

Property crime rate: 4013/100K (154% above national average)

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Venetian Apartamentos Houston based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Venetian Apartamentos Houston:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Houston.

Houston property crime rate

4,013

per 100K residents

154% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
530 / 200
Larceny / theft
2,927 / 1,172
Vehicle theft
555 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Venetian Apartamentos Houston also has on-site security features (Controlled access, Gated, Perimeter fencing) that insurers recognize with discounts.

Source: FBI UCR Program, Houston (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned
1×

On-Site Security

Controlled access Gated Perimeter fencing

Amenities

Special Features

Cable Ready Ceiling Fans Extra Storage Gated Walkthrough Access Hardwood Floors Oversized Closets Washer Dryer Connections Wood Burning Fireplace

Community Features

Laundry Facilities Maintenance on site 24 Hour Access Pet Play Area Public Transportation Clubhouse Storage Space Walk-Up Fenced Lot Courtyard Grill Picnic Area Fitness Center Pool Playground Walking/Biking Trails Gameroom

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Storage Space Tub/Shower Fireplace Dishwasher Disposal Pantry Kitchen Oven Range Refrigerator Freezer Instant Hot Water Hardwood Floors Carpet Tile Floors Vinyl Flooring Dining Room High Ceilings Sunroom Bay Window Walk-In Closets Balcony Patio Porch Deck

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Venetian Apartamentos Houston.

Pharmacy

  • CVS Pharmacy 4.0
  • CVS Pharmacy 4.2
  • OPTIMAL BALANCE PHARMACY 5.0

Hospital

  • Houston Medical ER 4.9
  • Emergency Room at HCA Houston Northwest 3.4
  • HCA Houston ER 24/7 - Cypress / FM 1960 4.8

Gym

  • F45 Training Rice Military 4.9
  • Houston Gym 4.6
  • 24 Hour Fitness 4.6

Restaurant

  • LatinFlavvors 5.0
  • SouthernQ BBQ and Catering 4.5
  • Javi's Tacos y Mas 4.9

Park

  • Woodland Park 4.5
  • Dennis Johnston Park 4.8
  • Parque Hermann 4.7

Bank

  • ATM 2.0
  • ATM (ATM Link, Inc.)
  • Cardtronics ATM

Gas

  • Chevron 3.0
  • Sunoco 2.6
  • QuikTrip 3.6

About Venetian Apartamentos Houston

Year Built: 1982
Stories: 3 stories
Units: 445
Management: Nova Asset Management
Phone: (346) 220-0024

From the property listing:

Welcome to Venetian Apartments in the North area of Houston, Texas near Hobby Airport! Our community offers 1 to 2 bedroom spacious apartments ranging in size from 450 to 1056 sq.ft. Amenities include Cable Ready, Ceiling Fan, Clubhouse, Controlled Access/Gated and more. This rental community is pet friendly, welcoming both cats and dogs. Please call us for more details!

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — compare rent and estimated insurance cost side by side.

Altanova Apartments, Houston, TX

Northwest Houston

$849 - $1,359 Ins: ~$16/mo

Brookfield Apartments

Northwest Houston

$775 - $1,435 Ins: ~$15/mo

Carrara at Cypress Creek Apartments

Northwest Houston

$907 - $1,457 Ins: ~$12/mo

Carrington at Champion Forest Apartments

Northwest Houston

$1,306 - $3,112 Ins: ~$14/mo

Carrington Place Apartments

Northwest Houston

$1,050 - $3,336 Ins: ~$14/mo

Champions Centre Apartments

Northwest Houston

$966 - $1,512 Ins: ~$15/mo

Frequently Asked Questions

Does Venetian Apartamentos Houston require renters insurance?
We didn't find a public insurance requirement for Venetian Apartamentos Houston, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Venetian Apartamentos Houston?
For this zip code and building type, expect to pay around $15/month ($176/year). Venetian Apartamentos Houston has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Venetian Apartamentos Houston?
Plan for $659 to $1,144/month all-in. That's base rent ($644 – $1,129), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
How safe is the area around Venetian Apartamentos Houston?
Property crime in Houston runs noticeably higher than the national average — 4,013 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 530/100K here. On the property itself, you'll find controlled access, gated, perimeter fencing — features that can qualify for premium discounts.
What floor plans does Venetian Apartamentos Houston offer?
There are 9 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $644 – $1,129. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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