105 W 36th St Rental: Renters Insurance Guide & What It Actually Costs

Last updated Apr 12, 2026

Thinking about renting at 105 W 36th St Rental in Central Jacksonville? Rent here runs $635, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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105 W 36th St, Jacksonville, FL 32206

Central Jacksonville

3.1/5 ·64 reviews Google
$635 /month

Monthly Cost Breakdown at 105 W 36th St Rental

The listed rent isn't the whole number. Here's what 105 W 36th St Rental actually costs each month once you add required fees and insurance.

Total Monthly Cost $649 – $649
Base Rent $635
Required Monthly Fees $0
Est. Renters Insurance $14/mo

Renters Insurance at 105 W 36th St Rental

What Affects Your Premium Here

Every building is different. These factors specific to 105 W 36th St Rental can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Water/Leak Issues

4 mentions in Google reviews

Security System Issues

1 mentions of broken gates, cameras, or locks in reviews

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: C

NeighborhoodScout

Safer than only 6% of US cities

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 105 W 36th St Rental based on the rent level and building features.

Personal Property Coverage

$20,000 recommended
Low: $10,000 High: $30,000

Liability Coverage

$100,000 $100,000

Standard minimum for most lease requirements in Florida

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 105 W 36th St Rental:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around 105 W 36th St Rental.

C

Area Crime Grade

6%

Jacksonville overall is safer than only 6% of U.S. cities

This reflects Jacksonville as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: 105 W 36th St Rental has on-site security features (Perimeter fencing) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Water Damage Common topic
4×
Maintenance Issues Common topic
3×
Water Intrusion (pipes, sewage) Mentioned
1×
Security System Failures Mentioned
1×

On-Site Security

Perimeter fencing

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 105 W 36th St Rental.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 105 W 36th St Rental. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Security Deposit - Refundable

Charged per unit.

$100

Amenities

Community Features

Fenced Lot

Floor Plan Amenities

Washer/Dryer Dishwasher Oven Refrigerator Lawn

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around 105 W 36th St Rental.

Grocery

  • Harveys Supermarkets 3.9
  • The Fresh Market 4.5
  • Winn-Dixie 4.0

Pharmacy

  • Walgreens Specialty Pharmacy 4.7
  • Premier Pharmacy 4.3
  • Panama Pharmacy 4.4

Hospital

  • UF Health Jacksonville Emergency Room 2.2
  • Ascension St. Vincent's Emergency Care - Riverside 4.0
  • HCA Florida Memorial Hospital Emergency Room 3.9

Gym

  • Snap Fitness Jacksonville 4.7
  • Anytime Fitness 4.9
  • Trinity Fitness - Riverside 5.0

Restaurant

  • The District SPR 4.5
  • Tulua Bistro Springfield 4.9
  • Alder & Oak 4.8

Park

  • Henry J. Klutho Park 4.4
  • Robert F. Kennedy Park 4.3
  • Blue Cypress Park 4.4

Bank

  • Ameris Bank 4.9
  • Wells Fargo Bank 3.4
  • Wells Fargo ATM 1.0

Gas

  • Mobil 3.9
  • Exxon 4.3
  • Sunoco 4.0

About 105 W 36th St Rental

Property Id: 2392621 *** Room in a Shared Home A private bedroom in a beautifully maintained home with shared common spaces designed for comfort and convenience. **Unbeatable Location! ** Steps from bus stops, restaurants, shops, and more — everything you need is right nearby. **Hassle-Free Living** Enjoy professional monthly cleaning and landscaping for a well-kept, stress-free environment. **Stylish & Cozy Living** Thoughtfully remodeled for comfort and affordability, offering a welcoming place to call home. **All-Inclusive & Move-In Ready** Utilities included and 1Gb bandwidth wifi, fully furnished with everything you need to settle in easily. **Fully Equipped Kitchen** Features a refrigerator, oven, stovetop, microwave, garbage disposal, coffee maker, plus cookware and dishes. **Comfortable Dining & Seating Areas** Relax and dine in a cozy shared space perfect for everyday meals. **Convenience at Your Doorstep** Close to grocery stores and all Tampa attractions. Rooms from $150/week ? All utilities & fees included ? No deposit required ? Stay 6 months & get 1 week FRE

Phone: (951) 466-8418

Other Options Nearby

Still weighing your choices? These communities are in the same part of Jacksonville — with their own insurance costs and safety profiles worth comparing.

1098 Cherry St Apartment

Central Jacksonville

$1,250 Ins: ~$14/mo
Moderate Risk

1115 W 22nd St Rental

Central Jacksonville

$1,195 Ins: ~$14/mo
Moderate Risk

1136 Maynard St Rental

Central Jacksonville

$1,045 Ins: ~$14/mo
Moderate Risk

1184 Comanche St Apartment

Central Jacksonville

$1,185 Ins: ~$14/mo
Moderate Risk

1353 Palmetto St Rental

Central Jacksonville

$1,330 Ins: ~$14/mo
Moderate Risk

1437 Prince St Apartment

Central Jacksonville

$1,250 Ins: ~$14/mo
Moderate Risk

Frequently Asked Questions

Does 105 W 36th St Rental require renters insurance?
We didn't find a public insurance requirement for 105 W 36th St Rental, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 105 W 36th St Rental?
For this zip code and building type, expect to pay around $14/month ($168/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at 105 W 36th St Rental?
Plan for $649 to $649/month all-in. That's base rent ($635), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
How safe is the area around 105 W 36th St Rental?
The area has a C crime grade, which is worth factoring into your coverage decisions. That puts it safer than 6 of U.S. cities. On the property itself, you'll find perimeter fencing — features that can also qualify you for insurance discounts.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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