1115 W 22nd St Rental: Renters Insurance Guide & What It Actually Costs

Last updated Apr 12, 2026

Thinking about renting at 1115 W 22nd St Rental in Central Jacksonville? Rent here runs $1,195, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1115 W 22nd St, Jacksonville, FL 32209

Central Jacksonville

4.3/5 ·2379 reviews Google
$1,195 /month

Monthly Cost Breakdown at 1115 W 22nd St Rental

The listed rent isn't the whole number. Here's what 1115 W 22nd St Rental actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,257 – $1,257
Base Rent $1,195
Required Monthly Fees $48
Est. Renters Insurance $14/mo

Renters Insurance at 1115 W 22nd St Rental

What Affects Your Premium Here

Every building is different. These factors specific to 1115 W 22nd St Rental can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

Identity Theft Concerns

1 mentions in reviews (mail tampering, fraud, personal info)

Security System Issues

1 mentions of broken gates, cameras, or locks in reviews

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: C

NeighborhoodScout

Safer than only 6% of US cities

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 1115 W 22nd St Rental based on the rent level and building features.

Personal Property Coverage

$30,000 recommended
Low: $15,000 High: $50,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 1115 W 22nd St Rental:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around 1115 W 22nd St Rental.

C

Area Crime Grade

6%

Jacksonville overall is safer than only 6% of U.S. cities

This reflects Jacksonville as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned
Theft Mentioned
Pest Issues Mentioned
Safety Concerns Mentioned
Identity Theft / Mail Fraud Mentioned
Slip/Fall Hazards Mentioned
Security System Failures Mentioned

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 1115 W 22nd St Rental.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at 1115 W 22nd St Rental. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Utility Service Fee

Charged per unit.

$12 / mo

Application Fee Per Applicant

Charged per applicant.

$50

Security Deposit Refundable

Charged per unit.

$1,195

Lease Preparation

Charged per unit.

$100

Utility Set Up Fee

Charged per unit.

$50

Pets Fees

Pet Fee

Charged per pet.

$300

Pet Rent

Charged per pet.

$20 / mo

Addons Fees

Filter Fee

Charged per unit.

$10 / mo

Amenities

Community Features

Courtyard

Floor Plan Amenities

Heating Refrigerator

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around 1115 W 22nd St Rental.

Grocery

  • The Fresh Market 4.5
  • Springfield Superette 4.9
  • Price Rite Food Store 4.3

Pharmacy

  • Walgreens Pharmacy 2.7
  • UF Health Jacksonville Pharmacy 3.1
  • Walgreens 3.0

Hospital

  • UF Health Jacksonville Emergency Room 2.2
  • Ascension St. Vincent's Emergency Care - Riverside 4.0
  • UF Health Jacksonville 2.7

Gym

  • Orangetheory Fitness 4.3
  • Snap Fitness Jacksonville 4.7
  • Trinity Fitness - Riverside 5.0

Restaurant

  • Tulua Bistro Springfield 4.9
  • The District SPR 4.5
  • The Spot Restaurant Jacksonville fl 32209 4.9

Park

  • Willowbranch Park 4.5
  • Boone Park South 4.8
  • City of Jacksonville- Parks, Recreation, And Community Services 2.9

Bank

  • Regions Bank 3.3
  • TD Bank 3.1
  • VyStar Credit Union 4.9

Gas

  • RaceWay 3.2
  • 76 3.8
  • Sunoco 3.7

Pet Policy

Bringing a pet? Here's what 1115 W 22nd St Rental allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About 1115 W 22nd St Rental

COMING SOON! This home is scheduled to be ready for viewing on May 7, 2026. You can still apply and reserve this home until it is ready for an in-person tour. Contact us today for more details on our pre-leasing process. Completely renovated and charming bungalow in Jacksonville! Enter into a spacious living room bathed in natural light. The kitchen has been beautifully updated with white cabinets, stainless steel appliances and a granite countertop. Plank flooring provides both style and easy maintenance. Four spacious bedrooms and an updated bath complete this lovely home. This Jacksonville rental home is professionally managed by Second Avenue. Contact us and apply online today! LOCATION: Easy access to Rt 1 and I-95 SCHOOL DISTRICT: Duval County Public Schools OUTDOOR SPACE: Covered front porch; Off-street parking Second Avenue is proud to offer the Hometown Hero Leasing Discount Program to honor and support local heroes, including police officers, firefighters, emergency medical personnel, educators, and government employees. Eligible participants who are fully approved for a lease will enjoy a reduced security deposit on their Second Avenue home. This offer cannot be combined with other promotions or discounts unless otherwise specified. Available in Select Markets - Ask About Eligibility. By choosing a professionally managed rental home by Second Avenue, you'll enjoy personalized services such as our all-in-one resident portal, dedicated call center, and professional maintenance program. All Second Avenue homes for rent are pet-friendly (pet fees and breed restrictions apply) and we offer convenient self-guided showings 7 days a week. We also proudly offer military discounts for active-duty personnel. Visit to apply online, review qualification criteria, and search for additional homes for rent; or contact our leasing team for more information. Additional fees may include, yet not limited to septic/sewer, or renters insurance. Approved applicants must pay a hold fee and begin the lease agreement within 7 to 12 days of approval. Don't delay, as our homes lease quickly! Please be aware of scams. Second Avenue rental homes are not advertised on Craigslist, Facebook Marketplace, or any other classified advertising websites. We will never ask you to wire funds. Applications and lease signings are completed only through . All photos shown are for illustrative purposes. Certain finishes, flooring, and room orientation may vary.

Phone: (800) 583-1628

Other Options Nearby

Still weighing your choices? These communities are in the same part of Jacksonville — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does 1115 W 22nd St Rental require renters insurance?
We didn't find a public insurance requirement for 1115 W 22nd St Rental, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 1115 W 22nd St Rental?
For this zip code and building type, expect to pay around $14/month ($168/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at 1115 W 22nd St Rental?
Plan for $1,257 to $1,257/month all-in. That's base rent ($1,195), plus $48/month in required fees (trash, utilities, etc.), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 1115 W 22nd St Rental allow pets?
Yes, 1115 W 22nd St Rental is pet-friendly. Here are the details: . Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around 1115 W 22nd St Rental?
The area has a C crime grade, which is worth factoring into your coverage decisions. That puts it safer than 6 of U.S. cities.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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