1184 Comanche St Apartment: Renters Insurance Guide & What It Actually Costs

Last updated Apr 12, 2026

Thinking about renting at 1184 Comanche St Apartment in Central Jacksonville? Rent here runs $1,185, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1184 Comanche St, Unit 1, Jacksonville, FL 32205

Central Jacksonville

$1,185 /month

Monthly Cost Breakdown at 1184 Comanche St Apartment

The listed rent isn't the whole number. Here's what 1184 Comanche St Apartment actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,199 – $1,199
Base Rent $1,185
Required Monthly Fees $0
Est. Renters Insurance $14/mo

Renters Insurance at 1184 Comanche St Apartment

What Affects Your Premium Here

Every building is different. These factors specific to 1184 Comanche St Apartment can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone X — minimal flood risk

AreaVibes

Crime grade: C

NeighborhoodScout

Safer than only 6% of US cities

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 1184 Comanche St Apartment based on the rent level and building features.

Personal Property Coverage

$30,000 recommended
Low: $15,000 High: $50,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 1184 Comanche St Apartment:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around 1184 Comanche St Apartment.

C

Area Crime Grade

6%

Jacksonville overall is safer than only 6% of U.S. cities

This reflects Jacksonville as a whole — your specific zip code may score differently. Carriers use zip-level data when pricing your policy. The good news: 1184 Comanche St Apartment has on-site security features (Doorman) that insurers recognize with premium discounts.

On-Site Security

Doorman

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for 1184 Comanche St Apartment.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Amenities

Floor Plan Amenities

Air Conditioning Dishwasher Refrigerator

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around 1184 Comanche St Apartment.

Pharmacy

  • CareMax Pharmacy 4.8
  • Duval Pharmacy 201 4.9
  • CVS Pharmacy 4.3

Hospital

  • HCA Florida Normandy Park Emergency 3.7
  • UF Health Emergency & Urgent Care Center - Lane Avenue 4.3
  • HCA Florida Memorial Hospital Emergency Room 3.9

Gym

  • Orangetheory Fitness 4.9
  • Planet Fitness 4.3
  • Snap Fitness Jacksonville 4.7

Restaurant

  • Soul Food Bistro 4.4
  • Shut Em Down Authentic Southern Restaurant 4.4
  • The Pig Bar-B-Q 4.0

Park

  • Boone Park South 4.8
  • Willowbranch Park 4.5
  • City of Jacksonville- Parks, Recreation, And Community Services 2.9

Bank

  • TD Bank 3.1
  • Ameris Bank 4.9
  • Ameris Bank 4.7

Gas

  • Circle K | Gas Station 4.0
  • RaceWay 3.9
  • bp 2.5

Pet Policy

Bringing a pet? Here's what 1184 Comanche St Apartment allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About 1184 Comanche St Apartment

SCHEDULE A TOUR ONLINE! This 2BD/2 BATH Bath Home Is Perfectly Located In Central West Jax! In 10 Minutes Or Less, Arrive To Fun And Historic Avondale For Entertainment, Publix And Walmart Are Just 5 Minutes Away, Nearby Medical Care And Some Of The Best Eats In Jax! Conveniently Located Off Of Lake Shore Blvd, Be Far Enough From The Town Scene Yet Close Enough To Everything! Once You Arrive, You Will Love The Long Driveway Perfect For Vehicle Space And Added Peace Of Mind. Enjoy The Presence Of A Porch Style Entry To Make A Statement Before Entering! Step Inside, And You Will Be Greeted With Sleek Vinyl Flooring With Neutral Tones Of Grey And Cream Making This Home The Perfect Canvas To Add Your Unique Touch. Whether You Are Bringing Along Large Furniture Or Prefer Simplicity, This Open Style Home Will Accommodate! Beyond The Living Room Is An Open Style Kitchen With A Connected Island Offering Plenty Of Space To Both Prep And Host And Lots Of Cabinet And Counter Space. The Laundry Room Is Down The Hall With Available W/D Connections And Additional Storage Along With A Half Bath For Added Convenience. Each Bedroom Offers the Space You Need For A Peaceful Retreat Or Work From Home Office. The Masters Has It's Own Private Bath Access with The Guest Bath Down the Hall. APPLY NOW TO GET THIS SECURED! We Are Pet Friendly With A Non-Refundable Fee & Breed Approval * NO MONTHLY PET RENT! * Suncoast's Choose How To Pay Program = More Flexibility. High Upfront Costs Shouldn't Hold You Back From Finding The Right Home. That's Why We Offer Two Simple Options: Pay The Traditional Full Security Deposit At Move-In, Or Choose Our Flexible Security Deposit Plan, Which Lets You Spread Out Your Payments While Still Keeping The Same Coverage. This Program Helps Ease Move-In Costs Without Sacrificing Peace Of Mind. Photos Are For Illustration Purposes Only And Some Details May Differ! All Suncoast Property Management Residents Are Enrolled In The Resident Benefits Package (Rbp) For $75.00/Month Which Includes Liability Insurance, Credit Building To Help Boost The Residents Credit Score With Timely Rent Payments, Up To $1M Identity Theft Protection, Hvac Air Filter Delivery (For Applicable Properties), Move-In Concierge Service Making Utility Connection And Home Service Setup A Breeze During Your Move-In, Our Best-In-Class Resident Rewards Program, On-Demand Pest Control, And Much More! The Rbp Is An Additional Cost And Is Not Included In The Advertised Monthly Rental Rate. More Details Upon Application. Beware Of Potential Fraud. If You Suspect One Of Our Properties Being Listed Fraudulently, Please Email: Suncoast Property Management Does Not Ask Any Of Our Potential Residents To Wire Funds. Our Main Office Is Located In Jacksonville; Florida And You Can Visit Our Website To Verify Any Rental Listing. Lease Administrative Fee. Upon Execution Of This Lease, Tenant Will Pay Landlord A Nonrefundable Lease Administrative Fee Of $200.00. Disposal Pay Online Pets Allowed Washer/Dryer Connections

Phone: (904) 513-9642

Other Options Nearby

Still weighing your choices? These communities are in the same part of Jacksonville — with their own insurance costs and safety profiles worth comparing.

105 W 36th St Rental

Central Jacksonville

$635 Ins: ~$14/mo
Moderate Risk

1098 Cherry St Apartment

Central Jacksonville

$1,250 Ins: ~$14/mo
Moderate Risk

1115 W 22nd St Rental

Central Jacksonville

$1,195 Ins: ~$14/mo
Moderate Risk

1136 Maynard St Rental

Central Jacksonville

$1,045 Ins: ~$14/mo
Moderate Risk

1353 Palmetto St Rental

Central Jacksonville

$1,330 Ins: ~$14/mo
Moderate Risk

1437 Prince St Apartment

Central Jacksonville

$1,250 Ins: ~$14/mo
Moderate Risk

Frequently Asked Questions

Does 1184 Comanche St Apartment require renters insurance?
We didn't find a public insurance requirement for 1184 Comanche St Apartment, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 1184 Comanche St Apartment?
For this zip code and building type, expect to pay around $14/month ($168/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at 1184 Comanche St Apartment?
Plan for $1,199 to $1,199/month all-in. That's base rent ($1,185), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 1184 Comanche St Apartment allow pets?
Yes, 1184 Comanche St Apartment is pet-friendly. Here are the details: . Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around 1184 Comanche St Apartment?
The area has a C crime grade, which is worth factoring into your coverage decisions. That puts it safer than 6 of U.S. cities. On the property itself, you'll find doorman — features that can also qualify you for insurance discounts.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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