Avida Aventura Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Avida Aventura Apartments in Miami? Rent here runs $2,348 – $4,788, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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19401 W Dixie Hwy, Miami, FL 33180

Miami

Managed by ZRS Management Built 2024 8 stories 266 units
4.3/5 ·145 reviews Google
Apt. Finder
$2,348 – $4,788 /month

Monthly Cost Breakdown at Avida Aventura Apartments

The listed rent isn't the whole number. Here's what Avida Aventura Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,585 – $5,025
Base Rent $2,348 – $4,788
Required Monthly Fees $223
Est. Renters Insurance $14/mo

Renters Insurance at Avida Aventura Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Avida Aventura Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FEMA Flood Zone

Zone AE — High-risk flood area with base flood elevation. Flood insurance strongly recommended.

FBI UCR

Property crime rate: 2477/100K (57% above national average)

What You'll Likely Pay

$14

Est. Monthly

$163

Est. Annual

$13

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Avida Aventura Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$25,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Avida Aventura Apartments:

Carrier Monthly Annual
Lemonade $9/mo $107/yr
USAA $10/mo $120/yr
State Farm $13/mo $160/yr
Progressive $14/mo $174/yr
Safeco $14/mo $174/yr
Travelers $16/mo $187/yr
Allstate $17/mo $200/yr
Nationwide $17/mo $200/yr
Farmers $18/mo $214/yr
Liberty Mutual $20/mo $240/yr

Discounts You May Qualify For

Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Miami.

Miami property crime rate

2,477

per 100K residents

57% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
232 / 200
Larceny / theft
1,994 / 1,172
Vehicle theft
252 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Avida Aventura Apartments also has on-site security features (Controlled access, Covered parking) that insurers recognize with discounts.

Source: FBI UCR Program, Miami (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Noise Common topic
3×
Slip/Fall Hazards Mentioned
1×

On-Site Security

Controlled access Covered parking

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Avida Aventura Apartments.

FEMA Zone AE — High-risk flood area with base flood elevation

Flood insurance strongly recommended — standard renters policies exclude flood damage.

What to know about flood insurance as a renter:

  • Your landlord's building policy does not cover your belongings
  • NFIP (National Flood Insurance Program) offers renters policies starting around $99/year
  • Private carriers (Neptune, Wright Flood) may offer lower rates
  • Most flood claims in this zone are for personal property, not structural damage

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Avida Aventura Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

GAS

GAS Charged per unit.

$20 / mo

Trash Reimb

TRASH REIMB Charged per unit.

$25 / mo

PEST

PEST Charged per unit.

$3 / mo

Amenity Fee

SMARTHOME Charged per unit.

$55 / mo

Technology Fee

Technology Fee Charged per unit.

$60 / mo

Application Fee

Online Application Fee Charged per applicant.

$150

Pets Fees

Pet Fees Or Charges

Pet Fees Or Charges - Dog Charged per pet.

$500

Parking Fees

Reserved Parking Spaces - Storage

Reserved Parking Spaces - Storage Charged per vehicle.

$200 / mo

Addons Fees

Administrative Fees

Online Administrative Fees Charged per unit.

$350

Bike Storage

Bike Storage - Storage Charged per unit.

$20 / mo

Situational Fees

Month To Month Charges

Month To Month Charges Charged per unit.

$500

Amenities

Special Features

1 Block from Aventura Brightline Station Bicycle storage with supplies, tools, & air pump Controlled Access Parking Garage Co-Working Lounge Electronic Access Control EV Charging Stations Loss Leader 5 Loss Leader 5 A2 Loss Leader 5 A2 & Ground Flr A3 Loss Leader 5 Ground floor A1 Luxury spa with a sauna and treatment room Outdoor grills with intimate seating Outdoor Pool and Spa Pet-Friendly with Dog Wash & Grooming Station Resident Lounge with Demonstration Kitchen Skyline 1 Smoke-free Community State-of-art Fitness Center Sun terrace with cabanas and chaise lounges Yard Upcharge 1 Yoga Garden

Community Features

Car Charging Station Business Center Lounge Cabana Grill Fitness Center Sauna Pool Bicycle Storage

Floor Plan Amenities

Air Conditioning Smoke Free Dishwasher Kitchen Yard

Pet Policy

Bringing a pet? Here's what Avida Aventura Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

About Avida Aventura Apartments

Year Built: 2024
Stories: 8 stories
Units: 266
Management: ZRS Management
Phone: (623) 257-6729

From the property listing:

Welcome home to Avida Aventura!

Other Options Nearby

Still weighing your choices? These communities are in the same part of Miami — compare rent and estimated insurance cost side by side.

2000 Towerside Terrace Condo

Miami

$3,800 Ins: ~$17/mo
FEMA Zone AE — flood risk

275 Fontaine Parc Apartments

Miami

$1,970 - $4,485 Ins: ~$14/mo

7 West Apartments

Miami

$2,651 - $2,848 Ins: ~$16/mo

850 Living Apartments

Miami

$2,209 - $3,563 Ins: ~$14/mo
FEMA Zone AE — flood risk

Advenir at Walden Lake Apartments

Miami

$1,874 - $2,624 Ins: ~$20/mo
FEMA Zone AE — flood risk

Alexan Kendall Apartments

Miami

$2,435 - $3,790 Ins: ~$12/mo
FEMA Zone AH — flood risk

Frequently Asked Questions

Does Avida Aventura Apartments require renters insurance?
We didn't find a public insurance requirement for Avida Aventura Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Avida Aventura Apartments?
For this zip code and building type, expect to pay around $14/month ($163/year). Avida Aventura Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $16/month, so this building is below average.
What will I actually pay per month at Avida Aventura Apartments?
Plan for $2,585 to $5,025/month all-in. That's base rent ($2,348 – $4,788), plus $223/month in required fees (trash, utilities, etc.), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Avida Aventura Apartments allow pets?
Yes, Avida Aventura Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Avida Aventura Apartments?
Property crime in Miami runs noticeably higher than the national average — 2,477 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 232/100K here. On the property itself, you'll find controlled access, covered parking — features that can qualify for premium discounts.
Does Avida Aventura Apartments need flood insurance?
This property sits in FEMA flood zone AE (High-risk flood area with base flood elevation). Standard renters insurance does not cover flood damage — you'd need a separate flood policy or endorsement. The National Flood Insurance Program (NFIP) offers renters policies starting around $99/year, and private carriers like Neptune and Wright Flood may offer competitive rates.
What floor plans does Avida Aventura Apartments offer?
There are 22 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $2,348 – $4,788. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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