5225 NW 29th Ave, Miami, FL 33142
Brownsville
Monthly Cost Breakdown at Brownsville Transit Village II Senior Apartments
The listed rent isn't the whole number. Here's what Brownsville Transit Village II Senior Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Brownsville Transit Village II Senior Apartments
We found a few insurance details on Brownsville Transit Village II Senior Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
In Brownsville Transit Village II Senior Apartments's own words:
"Insurance Planning & Coverage Guide"
"Protect what matters most with comprehensive insurance guidance. From health and life insurance to property coverage and emerging insurance trends."
"Car Insurance and Auto Protection Essentials"
"This practical guide explains how Car Insurance works, what Auto Protection typically includes, and how to choose the right policy for your needs. Learn the key Coverage Options, how to evaluate Insurance Quotes, and what to consider when comparing providers like Progressive Insurance."
"Climate Change's Impact on Home Insurance Premiums"
What Affects Your Premium Here
Every building is different. These factors specific to Brownsville Transit Village II Senior Apartments can push your insurance cost up or down:
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Water/Leak Issues
3 mentions in Google reviews
Vehicle Crime
2 mentions of car theft, vandalism, or break-ins in reviews
Security System Issues
1 mentions of broken gates, cameras, or locks in reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2477/100K (57% above national average)
What You'll Likely Pay
$19
Est. Monthly
$231
Est. Annual
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Brownsville Transit Village II Senior Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Florida. Cats present minimal liability risk vs dogs.
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Brownsville Transit Village II Senior Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $12/mo | $139/yr |
| USAA | $13/mo | $156/yr |
| State Farm | $17/mo | $208/yr |
| Progressive | $19/mo | $226/yr |
| Safeco | $19/mo | $226/yr |
| Travelers | $20/mo | $243/yr |
| Allstate | $22/mo | $260/yr |
| Nationwide | $22/mo | $260/yr |
| Farmers | $23/mo | $278/yr |
| Liberty Mutual | $26/mo | $313/yr |
Discounts You May Qualify For
Next Step
See if you can beat $19/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Miami.
Miami property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Brownsville Transit Village II Senior Apartments also has on-site security features (Property manager on site, Controlled access) that insurers recognize with discounts.
Source: FBI UCR Program, Miami (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Brownsville Transit Village II Senior Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Brownsville Transit Village II Senior Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Brownsville Transit Village II Senior Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Brownsville Transit Village II Senior Apartments
From the property listing:
Brownsville Transit Village Senior is an affordable, independent apartment community for seniors 55 and older that defines the standard of senior living in the Miami area. We are a vibrant community that offers wellness programs, social activities, and on-site amenities such as a state-of-the-art fitness center, community library, internet lounge, and picnic areas. Our energy-efficient one and two-bedroom homes feature fully equipped kitchens, ceramic tile flooring, and ample closet space.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Miami — compare rent and estimated insurance cost side by side.
2994 NW 54th St Apartments
Brownsville
Alberta Heights Apartments
Brownsville
Brownsville Transit Village Phase V Apartments
Brownsville
Brownsville Village Apartments
Brownsville
Hampton Village Apartments
Brownsville
Lincoln Gardens Apartments
Brownsville
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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