Miami, FL

Brownsville Transit Village II Senior Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Brownsville Transit Village II Senior Apartments in Brownsville? Rent here runs $1,317 – $1,593, and renters insurance adds about $19/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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5225 NW 29th Ave, Miami, FL 33142

Brownsville

Built 2012 14 stories 90 units
3.9/5 ·90 reviews Google
1 review Apt. Finder
$1,317 – $1,593 /month

Monthly Cost Breakdown at Brownsville Transit Village II Senior Apartments

The listed rent isn't the whole number. Here's what Brownsville Transit Village II Senior Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,336 – $1,612
Base Rent $1,317 – $1,593
Est. Renters Insurance $19/mo

Renters Insurance at Brownsville Transit Village II Senior Apartments

We found a few insurance details on Brownsville Transit Village II Senior Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Pet liability Required
Listed carriers
Sure Kin Progressive
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

In Brownsville Transit Village II Senior Apartments's own words:

"Insurance Planning & Coverage Guide"

"Protect what matters most with comprehensive insurance guidance. From health and life insurance to property coverage and emerging insurance trends."

"Car Insurance and Auto Protection Essentials"

"This practical guide explains how Car Insurance works, what Auto Protection typically includes, and how to choose the right policy for your needs. Learn the key Coverage Options, how to evaluate Insurance Quotes, and what to consider when comparing providers like Progressive Insurance."

"Climate Change's Impact on Home Insurance Premiums"

What Affects Your Premium Here

Every building is different. These factors specific to Brownsville Transit Village II Senior Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Water/Leak Issues

3 mentions in Google reviews

Vehicle Crime

2 mentions of car theft, vandalism, or break-ins in reviews

Security System Issues

1 mentions of broken gates, cameras, or locks in reviews

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2477/100K (57% above national average)

What You'll Likely Pay

$19

Est. Monthly

$231

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Brownsville Transit Village II Senior Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Florida. Cats present minimal liability risk vs dogs.

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Brownsville Transit Village II Senior Apartments:

Carrier Monthly Annual
Lemonade $12/mo $139/yr
USAA $13/mo $156/yr
State Farm $17/mo $208/yr
Progressive $19/mo $226/yr
Safeco $19/mo $226/yr
Travelers $20/mo $243/yr
Allstate $22/mo $260/yr
Nationwide $22/mo $260/yr
Farmers $23/mo $278/yr
Liberty Mutual $26/mo $313/yr

Discounts You May Qualify For

Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $19/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Miami.

Miami property crime rate

2,477

per 100K residents

57% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
232 / 200
Larceny / theft
1,994 / 1,172
Vehicle theft
252 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Brownsville Transit Village II Senior Apartments also has on-site security features (Property manager on site, Controlled access) that insurers recognize with discounts.

Source: FBI UCR Program, Miami (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Water Damage Common topic
Maintenance Issues Mentioned
Vehicle Crime Mentioned
Theft Mentioned
Security System Failures Mentioned

On-Site Security

Property manager on site Controlled access

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Brownsville Transit Village II Senior Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Brownsville Transit Village II Senior Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$85

Administrative Fee

Charged per unit.

$150

Amenities

Special Features

Breakfast Bar Community Library

Community Features

Laundry Facilities Maintenance on site Online Services Public Transportation Key Fob Entry Elevator Business Center Clubhouse Lounge Courtyard Grill Picnic Area Fitness Center

Floor Plan Amenities

Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Pantry Kitchen Range Refrigerator Tile Floors High Ceilings Window Coverings Balcony

Pet Policy

Bringing a pet? Here's what Brownsville Transit Village II Senior Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$35 Monthly Pet Rent
$350 Fee
2 Pet Limit

About Brownsville Transit Village II Senior Apartments

Year Built: 2012
Stories: 14 stories
Units: 90
Phone: (786) 305-8457

From the property listing:

Brownsville Transit Village Senior is an affordable, independent apartment community for seniors 55 and older that defines the standard of senior living in the Miami area. We are a vibrant community that offers wellness programs, social activities, and on-site amenities such as a state-of-the-art fitness center, community library, internet lounge, and picnic areas. Our energy-efficient one and two-bedroom homes feature fully equipped kitchens, ceramic tile flooring, and ample closet space.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Miami — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Brownsville Transit Village II Senior Apartments require renters insurance?
We found specific coverage details on Brownsville Transit Village II Senior Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Brownsville Transit Village II Senior Apartments?
For this zip code and building type, expect to pay around $19/month ($231/year). For context, the statewide average is $16/month, so this building is above average.
What will I actually pay per month at Brownsville Transit Village II Senior Apartments?
Plan for $1,336 to $1,612/month all-in. That's base rent ($1,317 – $1,593), plus roughly $19/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Brownsville Transit Village II Senior Apartments allow pets?
Yes, Brownsville Transit Village II Senior Apartments is pet-friendly. Here are the details: Cats Allowed. $35 Monthly Pet Rent. $350 Fee. 2 Pet Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Brownsville Transit Village II Senior Apartments?
Property crime in Miami runs noticeably higher than the national average — 2,477 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 232/100K here. On the property itself, you'll find property manager on site, controlled access — features that can qualify for premium discounts.
What floor plans does Brownsville Transit Village II Senior Apartments offer?
There are 2 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,317 – $1,593. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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