Miami, FL

Brownsville Village Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Brownsville Village Apartments in Brownsville? Rent here runs $1,315 – $1,806, and renters insurance adds about $19/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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5255 NW 29th Ave, Miami, FL 33142

Brownsville

Built 2011 8 stories 96 units
3/5 ·10 reviews Google
Apt. Finder
$1,315 – $1,806 /month

Monthly Cost Breakdown at Brownsville Village Apartments

The listed rent isn't the whole number. Here's what Brownsville Village Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,334 – $1,825
Base Rent $1,315 – $1,806
Est. Renters Insurance $19/mo

Renters Insurance at Brownsville Village Apartments

We found a few insurance details on Brownsville Village Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Brownsville Village Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Pest Issues

4 mentions in Google reviews

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 2477/100K (57% above national average)

What You'll Likely Pay

$19

Est. Monthly

$231

Est. Annual

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Brownsville Village Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Florida. Cats present minimal liability risk vs dogs.

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Brownsville Village Apartments:

Carrier Monthly Annual
Lemonade $12/mo $139/yr
USAA $13/mo $156/yr
State Farm $17/mo $208/yr
Progressive $19/mo $226/yr
Safeco $19/mo $226/yr
Travelers $20/mo $243/yr
Allstate $22/mo $260/yr
Nationwide $22/mo $260/yr
Farmers $23/mo $278/yr
Liberty Mutual $26/mo $313/yr

Discounts You May Qualify For

Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $19/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Miami.

Miami property crime rate

2,477

per 100K residents

57% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
232 / 200
Larceny / theft
1,994 / 1,172
Vehicle theft
252 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Brownsville Village Apartments also has on-site security features (Controlled access, Property manager on site) that insurers recognize with discounts.

Source: FBI UCR Program, Miami (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Pest Issues Common topic
Water Damage Mentioned
Maintenance Issues Mentioned

On-Site Security

Controlled access Property manager on site

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Brownsville Village Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Brownsville Village Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Reservation/Holding Fee

The hold fee is refundable if the application is canceled within 72 hours. If approved for move in, the hold fee will be applied as a credit to your first months rent. Charged per unit.

$150

Application Fee Per Applicant

Charged per applicant.

$85

Security Deposit - Refundable

Security deposit is equal to one month's rent with approved credit. Charged per unit.

Varies one-time

Pets Fees

Pet Fee

Max of 2. Charged per pet.

$350

Monthly Pet Fee

Max of 2. Charged per pet.

$35 / mo

Amenities

Special Features

Fully Equipped Kitchens Outdoor Seating & Picnic Areas Balconies Available Window Coverings & Blinds ADA Accessible

Community Features

Laundry Facilities Maintenance on site Online Services Planned Social Activities Key Fob Entry Elevator Business Center Clubhouse Courtyard Grill Picnic Area Fitness Center Playground

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Tub/Shower Stainless Steel Appliances Pantry Island Kitchen Kitchen Range Tile Floors High Ceilings Window Coverings Balcony

Pet Policy

Bringing a pet? Here's what Brownsville Village Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$35 Monthly Pet Rent
$350 Fee
35 lb Weight Limit
2 Pet Limit

About Brownsville Village Apartments

Year Built: 2011
Stories: 8 stories
Units: 96
Phone: (786) 917-3379

From the property listing:

Discover an apartment that truly reflects your style at Brownsville Transit Village. Designed with modern living in mind, our homes feature open, flexible layouts, designer kitchens, and contemporary tile flooring, giving you the freedom to make the space your own. At Brownsville Transit Village, we know your home is more than just where you live. It’s where you grow, unwind, and thrive. That’s why our one-, two-, and three-bedroom apartments are crafted with comfort and convenience at every turn.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Miami — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Brownsville Village Apartments require renters insurance?
We found specific coverage details on Brownsville Village Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Brownsville Village Apartments?
For this zip code and building type, expect to pay around $19/month ($231/year). For context, the statewide average is $16/month, so this building is above average.
What will I actually pay per month at Brownsville Village Apartments?
Plan for $1,334 to $1,825/month all-in. That's base rent ($1,315 – $1,806), plus roughly $19/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Brownsville Village Apartments allow pets?
Yes, Brownsville Village Apartments is pet-friendly. Here are the details: Cats Allowed. $35 Monthly Pet Rent. $350 Fee. 35 lb Weight Limit. 2 Pet Limit. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around Brownsville Village Apartments?
Property crime in Miami runs noticeably higher than the national average — 2,477 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 232/100K here. On the property itself, you'll find controlled access, property manager on site — features that can qualify for premium discounts.
What floor plans does Brownsville Village Apartments offer?
There are 3 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,315 – $1,806. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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