5115 NW 29th Ave, Miami, FL 33142
Brownsville
Monthly Cost Breakdown at Brownsville Transit Village Phase V Apartments
The listed rent isn't the whole number. Here's what Brownsville Transit Village Phase V Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Brownsville Transit Village Phase V Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Brownsville Transit Village Phase V Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 2477/100K (57% above national average)
What You'll Likely Pay
$18
Est. Monthly
$212
Est. Annual
$16
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Brownsville Transit Village Phase V Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Florida
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Brownsville Transit Village Phase V Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $12/mo | $139/yr |
| USAA | $13/mo | $156/yr |
| State Farm | $17/mo | $208/yr |
| Progressive | $19/mo | $226/yr |
| Safeco | $19/mo | $226/yr |
| Travelers | $20/mo | $243/yr |
| Allstate | $22/mo | $260/yr |
| Nationwide | $22/mo | $260/yr |
| Farmers | $23/mo | $278/yr |
| Liberty Mutual | $26/mo | $313/yr |
Discounts You May Qualify For
Next Step
See if you can beat $18/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Miami.
Miami property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area.
Source: FBI UCR Program, Miami (2024-12 to 2025-11)
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Brownsville Transit Village Phase V Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Amenities
Community Features
Floor Plan Amenities
About Brownsville Transit Village Phase V Apartments
From the property listing:
Your next home is waiting for you here at Brownsville Transit Village V, a charming community of studio and one bedroom apartments located near the heart of Miami, FL. Inside these spacious floor plans, you’ll discover cozy interiors complete with all the modern conveniences you desire. Outside your apartment, the community’s inviting amenities provide the perfect opportunity to relax and enjoy the company of neighbors. As a resident of Brownsville Transit Village V, you’ll also enjoy easy access to the area’s most popular shopping, dining, and entertainment destinations.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Miami — compare rent and estimated insurance cost side by side.
2994 NW 54th St Apartments
Brownsville
Alberta Heights Apartments
Brownsville
Brownsville Transit Village II Senior Apartments
Brownsville
Brownsville Village Apartments
Brownsville
Hampton Village Apartments
Brownsville
Lincoln Gardens Apartments
Brownsville
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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