V by Alta Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at V by Alta Apartments in I Drive? Rent here runs $1,823 – $3,263, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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10149 Arise Lp, Orlando, FL 32837

I Drive

Managed by Greystar Built 2025 5 stories 219 units
5/5 ·63 reviews Google
Apt. Finder
$1,823 – $3,263 /month

Monthly Cost Breakdown at V by Alta Apartments

The listed rent isn't the whole number. Here's what V by Alta Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,031 – $3,471
Base Rent $1,823 – $3,263
Required Monthly Fees $194
Est. Renters Insurance $14/mo

Renters Insurance at V by Alta Apartments

What Affects Your Premium Here

Every building is different. These factors specific to V by Alta Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

FEMA Flood Zone

Zone AE — High-risk flood area with base flood elevation. Flood insurance strongly recommended.

AreaVibes

Crime grade: B+

What You'll Likely Pay

$14

Est. Monthly

$163

Est. Annual

$13

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for V by Alta Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$25,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near V by Alta Apartments:

Carrier Monthly Annual
Lemonade $9/mo $107/yr
USAA $10/mo $120/yr
State Farm $13/mo $160/yr
Progressive $14/mo $174/yr
Safeco $14/mo $174/yr
Travelers $16/mo $187/yr
Allstate $17/mo $200/yr
Nationwide $17/mo $200/yr
Farmers $18/mo $214/yr
Liberty Mutual $20/mo $240/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Orlando.

B+

Area Crime Grade

Detailed FBI property-crime data isn't available for Orlando in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. V by Alta Apartments has on-site security features (Package service, Property manager on site, Gated, Gated access, Controlled access, Covered parking, On site maintenance) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned

On-Site Security

Package service Property manager on site Gated Gated access Controlled access Covered parking On site maintenance

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for V by Alta Apartments.

FEMA Zone AE — High-risk flood area with base flood elevation

Flood insurance strongly recommended — standard renters policies exclude flood damage.

What to know about flood insurance as a renter:

  • Your landlord's building policy does not cover your belongings
  • NFIP (National Flood Insurance Program) offers renters policies starting around $99/year
  • Private carriers (Neptune, Wright Flood) may offer lower rates
  • Most flood claims in this zone are for personal property, not structural damage

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at V by Alta Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Trash Services - Doorstep

Amount for doorstep trash removal from rental home. Charged per unit.

$27 / mo

Utility - Billing Administrative Fee

Amount to manage utility services billing. Charged per unit.

$5.78 / mo

Internet Services

Amount for internet services provided by community. Charged per unit.

$80 / mo

Trash Services - Hauling

Amount for shared trash/waste services. Charged per unit.

Varies / mo

Utility - Electric - Third Party

Usage-Based (Utilities).Amount for provision and consumptionof electric paid to a third party. Charged per unit. Payable to 3rd Party

Varies / mo

Utility - Water/Sewer

Usage-Based (Utilities).Amount for provision and/or consumption of water and sewer services Charged per unit.

Varies / mo

Renters Liability Insurance - Third Party

Amount for renters liability insurance obtained through resident's provider of choice. Charged per leaseholder. Payable to 3rd Party

Varies / mo

Administrative Fee

Amount to facilitate move-in process for a resident. Chargedper unit.

$250

Application Fee

Amount to process application, initiate screening, and take a rental home off the market. Charged per applicant.

$50

Utility - New Account/Final Bill Fee

Charged per unit.

$17

Security Deposit (Refundable)

Amount intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit.

$600

Pets Fees

Pet Fee

Rottweiler, doberman pinscher, pit bull terrier, staffordshire terrier, chow, presa canarias, akita, alaskan malamute, wolf hyrbid or any mix thereof.

$400 - $600

Pet Rent

Max of 1. Monthly amount for authorized pet. Charged per pet

$20 / mo

Parking Fees

Parking Fee

Max of 1. Amount for garage parking space/services. May be subject to availability. Charged per rentable item.

$225 / mo

Situational Fees

Early Lease Termination/Cancellation

Amount to terminate lease earlier than lease end date; excludes rent and other charges. Charged per unit.

200% of base rent

Access Device - Replacement

Amount to obtain a replacement access device for community; fobs, keys, remotes, access passes. Charged per unit.

$150 / occurence

Trash Container - Replacement

Amount to replace trash/waste container. Charged per unit.

$35 / occurence

Utility - Vacant Processing Fee

Amount for failing to transfer utilities into resident name.Charged per unit.

$50 / occurence

Intra-Community Transfer Fee

Amount due when transferring to another rental unit within community. Charged per unit.

$600 / occurence

Returned Payment Fee (NSF)

Amount for returned payment. Charged per unit.

$75 / occurence

Lease Violation - Trash

Amount for violation of waste-related community policies. Charged per unit.

$75 / occurence

Late Fee

Amount for paying after rent due date; per terms of lease. Charged per unit.

10% of base rent / occurence

Legal/Eviction Fees

Amount for legal expenses incurred for lease violations. Charged per unit.

Varies / occurrence

Liquidated Damages

Amount for not satisfying the application and/or lease termsCharged per unit.

Varies / occurrence

Security Deposit - Additional (Refundable)

Additional amount, based on screening results, intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms. Charged per unit.

Varies one-time

Amenities

Special Features

All Hour Fitness Center Internet Expansive Chef Kitchens Gated Community Spanish Speaking Staff Wheelchair Access Bark Park Micro-Offices Full Size Washer and Dryer TV Lounge Electronic Thermostat Two Toned Custom Cabinetry Extra Storage Wood Inspired Flooring BBQ Grill Club House Large Closets Spacious Balcony + Patio Spaces Stainless Steel Appliance Package Firework Lounge Off Street Parking On-site Maintenance Swimming Pool

Community Features

Wi-Fi Maintenance on site 24 Hour Access Trash Pickup - Door to Door Pet Play Area Pet Washing Station Car Charging Station Key Fob Entry Elevator Business Center Clubhouse Lounge Roof Terrace Cabana Grill Picnic Area Fitness Center Pool Gameroom

Floor Plan Amenities

Wi-Fi Washer/Dryer Air Conditioning Ceiling Fans Trash Compactor Dishwasher Disposal Stainless Steel Appliances Island Kitchen Kitchen Microwave Oven Refrigerator Freezer Quartz Countertops Vinyl Flooring Office Walk-In Closets Balcony Patio

Pet Policy

Bringing a pet? Here's what V by Alta Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed

About V by Alta Apartments

Year Built: 2025
Stories: 5 stories
Units: 219
Management: Greystar
Phone: (321) 415-5264

From the property listing:

At V by Alta, youll find a residence that sets a new standard for living. Elevated features and finishes ensure a seamless lifestyle of polished ease. Modern design gives each room a distinctive character, while inviting touches and inspired details enhance your space at every turn. Enjoy the convenience of in-home washers and dryers, the refinement of quartz kitchen countertops, and the spaciousness of large closets. It all comes together to create a refreshing atmosphere where you will feel instantly at home.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Orlando — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does V by Alta Apartments require renters insurance?
We didn't find a public insurance requirement for V by Alta Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at V by Alta Apartments?
For this zip code and building type, expect to pay around $14/month ($163/year). V by Alta Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $16/month, so this building is below average.
What will I actually pay per month at V by Alta Apartments?
Plan for $2,031 to $3,471/month all-in. That's base rent ($1,823 – $3,263), plus $194/month in required fees (trash, utilities, etc.), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does V by Alta Apartments allow pets?
Yes, V by Alta Apartments is pet-friendly. Here are the details: Cats Allowed. Standard renters insurance covers pet-related liability at no extra cost.
How safe is the area around V by Alta Apartments?
The area is fairly safe, with a B+ crime grade. On the property itself, you'll find package service, property manager on site, gated, gated access — features that can also qualify you for insurance discounts.
Does V by Alta Apartments need flood insurance?
This property sits in FEMA flood zone AE (High-risk flood area with base flood elevation). Standard renters insurance does not cover flood damage — you'd need a separate flood policy or endorsement. The National Flood Insurance Program (NFIP) offers renters policies starting around $99/year, and private carriers like Neptune and Wright Flood may offer competitive rates.
What floor plans does V by Alta Apartments offer?
There are 16 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $1,823 – $3,263. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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