127 Sandmeyer St Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at 127 Sandmeyer St Apartments in San Antonio? Rent here runs $750, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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127 Sandmeyer St, San Antonio, TX 78208

San Antonio

Built 1926 3 stories 8 units
4/5 Apt. Finder
$750 /month

Monthly Cost Breakdown at 127 Sandmeyer St Apartments

The listed rent isn't the whole number. Here's what 127 Sandmeyer St Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $766
Base Rent $750
Required Monthly Fees $0
Est. Renters Insurance $16/mo

Renters Insurance at 127 Sandmeyer St Apartments

What Affects Your Premium Here

Every building is different. These factors specific to 127 Sandmeyer St Apartments can push your insurance cost up or down:

Older Building

Built in 1926 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$16

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for 127 Sandmeyer St Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$20,000 recommended

If you own less

$10,000

If you own more

$30,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Texas

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near 127 Sandmeyer St Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Fees Beyond Rent

These are the additional charges beyond base rent at 127 Sandmeyer St Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Administrative Fee

$150

Application Fee Per Applicant

$65

Amenities

Floor Plan Amenities

Vinyl Flooring

Pet Policy

Bringing a pet? Here's what 127 Sandmeyer St Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

  • Pet policies are negotiable.

About 127 Sandmeyer St Apartments

Nice studio at Government Hill near The Pearl. Classic Old Home in Government Hill. Recently remodeled, with all units have AC mini-split units

Year Built: 1926
Stories: 3
Total Units: 8
Phone: (726) 600-7580

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does 127 Sandmeyer St Apartments require renters insurance?
We didn't find a public insurance requirement for 127 Sandmeyer St Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at 127 Sandmeyer St Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at 127 Sandmeyer St Apartments?
Plan for $766 to $766/month all-in. That's base rent ($750), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does 127 Sandmeyer St Apartments allow pets?
Yes, 127 Sandmeyer St Apartments is pet-friendly. Here are the details: Pet policies are negotiable.. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does 127 Sandmeyer St Apartments offer?
There are 2 floor plans to choose from, spanning 1-bedroom, studio layouts. Rent ranges from $750. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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