Arbor Hill Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at Arbor Hill Apartments in San Antonio? Rent here runs $850 - $1,300, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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250 Heimer Rd, San Antonio, TX 78232

San Antonio

Built 1984 2 stories 208 units
4/5 ·9 reviews Apt. Finder
$850 - $1,300 /month

Monthly Cost Breakdown at Arbor Hill Apartments

The listed rent isn't the whole number. Here's what Arbor Hill Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $865 – $1,315
Base Rent $850 – $1,300
Required Monthly Fees $0
Est. Renters Insurance $15/mo

Renters Insurance at Arbor Hill Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Arbor Hill Apartments can push your insurance cost up or down:

Older Building

Built in 1984 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Arbor Hill Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$15,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Arbor Hill Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Antonio.

On-Site Security

Package service Covered parking On site maintenance

Fees Beyond Rent

These are the additional charges beyond base rent at Arbor Hill Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$50

Administrative Fee

$125

Pets Fees

Pet Deposit

$100

Monthly Pet Fee

$15 / mo

One-Time Pet Fee

$400

Amenities

Special Features

Black Appliance Package* Built-in Bookshelves* Ceiling Fans* Clothes Care Center Covered Parking Available Fitness Center Full Size Washer & Dryer Connections* Full-Size Washer and Dryer Connections* Garden Box Windows* Large Private Patio or Balcony Large Walk-In Closets* Laundry Care Center Located in NEISD Minutes to Hwy 281 and The University of Texas San Antonio New Vinyl Planking One- and Two-Bedroom Floor Plans Online Resident Portal On-Site Maintenance Team On-Site Package Services Pet-Friendly Private Patio or Balcony* Resort-Style Pool with Sundeck Sand Volleyball Court Storage Rooms* Two Relaxing Pools and Jacuzzi Vaulted Ceiling* Wood Burning Fireplaces*

Community Features

Wi-Fi Laundry Facilities Maintenance on site Renters Insurance Program Online Services Planned Social Activities Public Transportation Wheelchair Accessible Clubhouse Walk-Up Sundeck Cabana Courtyard Grill Picnic Area Fitness Center Pool Volleyball Court

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Storage Space Tub/Shower Fireplace Handrails Wheelchair Accessible (Rooms) Dishwasher Disposal Pantry Eat-in Kitchen Kitchen Microwave Range Refrigerator Freezer Instant Hot Water Hardwood Floors Carpet Vinyl Flooring Dining Room Office Built-In Bookshelves Vaulted Ceiling Walk-In Closets Linen Closet Window Coverings Balcony Patio Deck

Pet Policy

Bringing a pet? Here's what Arbor Hill Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed

  • $100 Deposit
  • $15 Monthly Pet Rent
  • $400 Fee
  • 100 lb Weight Limit
  • 2 Pet Limit

About Arbor Hill Apartments

Experience hassle-free living at Arbor Hill Apartments in the coveted Hollywood Park and Hill Country Village area of San Antonio, Texas. Our spacious one and two-bedroom apartments feature modern finishes and designer touches. Residents enjoy amenities like a resort-style pool, fitness center, and clubhouse. We’re a pet-friendly community, perfect for furry companions. Located near The University of Texas San Antonio and minutes from HWY 281, top-rated schools such as Coker Elementary, Bradley Middle School, and Churchill High School are close by. Fitness enthusiasts can explore Blossom Park and Mud Creek Park nearby, while Rolling Oaks Mall offers convenient shopping options. Plus, with accessible healthcare at South Texas Medical Center and San Antonio Airport just a short drive away, Arbor Hill Apartments offers unparalleled convenience for modern living.

Year Built: 1984
Stories: 2
Total Units: 208
Phone: (726) 263-0595

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Arbor Hill Apartments require renters insurance?
We didn't find a public insurance requirement for Arbor Hill Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Arbor Hill Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Arbor Hill Apartments?
Plan for $865 to $1,315/month all-in. That's base rent ($850 - $1,300), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Arbor Hill Apartments allow pets?
Yes, Arbor Hill Apartments is pet-friendly. Here are the details: Dogs Allowed. $100 Deposit. $15 Monthly Pet Rent. $400 Fee. 100 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Arbor Hill Apartments offer?
There are 5 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $850 - $1,300. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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