Alamo Estates Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 30, 2026

Thinking about renting at Alamo Estates Apartments in San Antonio? Rent here runs $586 - $1,025, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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8000 Midcrown, San Antonio, TX 78218

San Antonio

Built 1974 2 stories 208 units
3/5 ·19 reviews Apt. Finder
$586 - $1,025 /month

Monthly Cost Breakdown at Alamo Estates Apartments

The listed rent isn't the whole number. Here's what Alamo Estates Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $802 – $1,241
Base Rent $586 – $1,025
Required Monthly Fees $200
Est. Renters Insurance $16/mo

Renters Insurance at Alamo Estates Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Alamo Estates Apartments can push your insurance cost up or down:

Older Building

Built in 1974 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Alamo Estates Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$15,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Alamo Estates Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Antonio.

On-Site Security

Gated

Fees Beyond Rent

These are the additional charges beyond base rent at Alamo Estates Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

BLDG Damage Waiver

BLDG Damage Waiver

$14 / mo

Trash Reimbursement

Trash Reimbursement

$19 / mo

Deposit Alternative

Deposit Alternative

$44 / mo

Personal Content Insurance

Personal Content Insurance

$5.85 / mo

Internet Monthly Fee

Internet Monthly Fee

$68 / mo

Pest Control Reimbursement

Pest Control Reimbursement

$7 / mo

Application Fee

Application Fee

$75

Pets Fees

Pet Fees Or Charges

Pet Fee

$400

Pet Rent

Pet Rent - Dog

$25 / mo

Parking Fees

Carports - Parking

Carports - Parking

$35 / mo

Addons Fees

Administrative Fee

Administrative Fee

$150

Amenities

Special Features

Bbq Pavilion/ Outdoor Kitchen Beautiful rehab units! Ceiling fan New Look, New Name! New outdoor kitchen! Pet Friendly Apartment Community Washer Dryer Connections

Community Features

Wi-Fi Laundry Facilities Maintenance on site 24 Hour Access Renters Insurance Program Pet Play Area Courtyard Grill Picnic Area Fitness Center Pool Playground

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Storage Space Tub/Shower Dishwasher Disposal Kitchen Microwave Range Refrigerator Freezer Carpet Vinyl Flooring Walk-In Closets Window Coverings Balcony Patio

Pet Policy

Bringing a pet? Here's what Alamo Estates Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed

  • $75 Monthly Pet Rent
  • $400 Fee
  • 75 lb Weight Limit
  • 3 Pet Limit

About Alamo Estates Apartments

Alamo Estates offers an outstanding location, incredible amenities, and incomparable attention. Whatever your needs might be, you can take comfort in the fact that Alamo Estates Apartments is here to accommodate you, our treasured resident. Our one, two and three-bedroom apartments boast bright, modern interiors, beautiful kitchen with new appliances including microwave, a beautiful backsplash plus unparalleled amenities. If you prefer an active lifestyle outside of your apartment home, take advantage of our resort-style amenities, which exude the ambiance of a vacation getaway set among lush, green landscaping. Residents can enjoy a resort swimming pool, fitness center, playground, bark park, outdoor kitchen and entertainment area. Live the way you deserve at Alamo Estates.

Year Built: 1974
Stories: 2
Total Units: 208
Phone: (888) 844-7401

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Antonio — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Alamo Estates Apartments require renters insurance?
We didn't find a public insurance requirement for Alamo Estates Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Alamo Estates Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). Alamo Estates Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Alamo Estates Apartments?
Plan for $802 to $1,241/month all-in. That's base rent ($586 - $1,025), plus $200/month in required fees (trash, utilities, etc.), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Alamo Estates Apartments allow pets?
Yes, Alamo Estates Apartments is pet-friendly. Here are the details: Dogs Allowed. $75 Monthly Pet Rent. $400 Fee. 75 lb Weight Limit. 3 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Alamo Estates Apartments offer?
There are 6 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $586 - $1,025. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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