San Diego, CA

The Abington Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 17, 2026

Thinking about renting at The Abington Apartments in North Park? Rent here runs $2,195 – $3,650, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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3918 Arizona St, San Diego, CA 92104

North Park

Built 2023 5 stories 48 units
3.7/5 ·15 reviews Google
Apt. Finder
$2,195 – $3,650 /month

Monthly Cost Breakdown at The Abington Apartments

The listed rent isn't the whole number. Here's what The Abington Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $2,211 – $3,666
Base Rent $2,195 – $3,650
Est. Renters Insurance $16/mo

Renters Insurance at The Abington Apartments

We found a few insurance details on The Abington Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to The Abington Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Security System Issues

1 mentions of broken gates, cameras, or locks in reviews

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1565/100K (near national average)

What You'll Likely Pay

$16

Est. Monthly

$187

Est. Annual

$14

With Discounts/mo

$16

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Abington Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$40,000 recommended

If you own less

$25,000

If you own more

$60,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in California

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Abington Apartments:

Carrier Monthly Annual
Lemonade $10/mo $123/yr
USAA $11/mo $138/yr
State Farm $15/mo $184/yr
Progressive $17/mo $199/yr
Safeco $17/mo $199/yr
Travelers $18/mo $215/yr
Allstate $19/mo $230/yr
Nationwide $19/mo $230/yr
Farmers $20/mo $245/yr
Liberty Mutual $23/mo $276/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

7 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for San Diego.

San Diego property crime rate

1,565

per 100K residents

Near U.S. average

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
151 / 200
Larceny / theft
1,109 / 1,172
Vehicle theft
306 / 206

U.S. average

Near-average property crime means insurance premiums in San Diego track closely with national baselines. The Abington Apartments also has on-site security features (Controlled access, Property manager on site, Gated, Sprinklers, Covered parking, On site maintenance) that insurers recognize with discounts.

Source: FBI UCR Program, San Diego (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Theft Mentioned
Management Issues Mentioned
Security System Failures Mentioned

On-Site Security

Controlled access Property manager on site Gated Sprinklers Covered parking On site maintenance

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for The Abington Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at The Abington Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$45

Pets Fees

Pet Deposit

Max of 255. Charged per pet.

$500

Parking Fees

Parking Deposit

Charged per vehicle.

Free

Surface Lot

*In select units only

Other

*In select units only

Street Parking

*In select units only

Amenities

Special Features

1 Bedroom 1 Bathroom Apartments 1 Bedroom With Den Apartments 2 Bedroom 2 Bathroom Apartments 24-hour Emergency Maintenance Balconies BBQ's Bike Cages Available Bike Storage Brushed Nickel Cabinet Hardware Electric Stainless Steel Appliances Energy Efficient Hvac In Select in Units Only* Individual Water Heaters Individual Water Meters Large Floor Deck Areas* Luxury Vinyl Plank Flooring Modern Cabinets Parking Available* Parking Garage Pet-friendly Community Premium Design Finishes Quartz Counter Tops Recessed Lighting Rooftop Deck/Patio Shaker Style Cabinets Smoke-free Community Some Assigned Parking Spots Stainless Steel Appliances Washer And Dryer In Every Unit

Community Features

On-Site Retail Recycling Online Services Public Transportation Key Fob Entry Elevator Multi Use Room Disposal Chutes Roof Terrace Grill Bicycle Storage

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Trash Compactor Tub/Shower Sprinkler System Wheelchair Accessible (Rooms) Dishwasher Disposal Stainless Steel Appliances Kitchen Microwave Oven Range Refrigerator Freezer Quartz Countertops Vinyl Flooring Office Vaulted Ceiling Double Pane Windows Window Coverings Balcony Patio Deck

Pet Policy

Bringing a pet? Here's what The Abington Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Pet policies are negotiable.

About The Abington Apartments

Year Built: 2023
Stories: 5 stories
Units: 48
Phone: (858) 264-3753

From the property listing:

The Abington in North Park, CA, a BRAND-NEW COMMUNITY in San Diego, CA, is Now Open. The Abington, a residential community featuring Studio, One-, and Two-Bedroom Apartments · Pet-Friendly Community

Other Options Nearby

Still weighing your choices? These communities are in the same part of San Diego — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does The Abington Apartments require renters insurance?
We found specific coverage details on The Abington Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Abington Apartments?
For this zip code and building type, expect to pay around $16/month ($187/year). The Abington Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $16/month, so this building is right around average.
What will I actually pay per month at The Abington Apartments?
Plan for $2,211 to $3,666/month all-in. That's base rent ($2,195 – $3,650), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Abington Apartments allow pets?
Pet policies at The Abington Apartments are handled on a case-by-case basis — contact the leasing office for details.
How safe is the area around The Abington Apartments?
Property crime in San Diego sits near the national average — 1,565 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 151/100K here. On the property itself, you'll find controlled access, property manager on site, gated, sprinklers — features that can qualify for premium discounts.
What floor plans does The Abington Apartments offer?
There are 4 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $2,195 – $3,650. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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